Equity
€585,251 ▲ 8.0%
CREIMMO has made a profit in every financial year since 2011.
CREIMMO
Lifetime
15 annual accounts with figures on one time axispeak €95,293 (2011)
€87,938▼ 1.5%
peak €50,799 (2024)
€43,215▼ 14.9%
peak €585,251 (2025)
€585,251▲ 8.0%
€21,607▼ 52.7%
Board1 name since 2012
1 directorCREHOLDING S.R.L.
Owners
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Debts from €45,680 to €21,607Investments €89,915
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The accounts state no turnover.
Investments
€86,731 3.0 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 16.1% higher than in 2024.
Liquidity
59.12 was 12.87 in 2024
Short-term debts fell from €22,120 to €4,107.
Filings
15 annual accounts since 2011
Three of the last ten came late. The 2022 accounts came latest: 29 days after the end of the period.
Position in the sector
96.4%
Higher solvency than 95% of companies in real estate. Sector median 28.9% · 17,199 companies.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 59.12, cash €224,158
Equity €585,251 (96.4% of total assets)
Figures for financial year 2025 (filed on 08-07-2026)
Size: total assets €606,858
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 94% on liquidity, 74% on profitability and 63% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as CREIMMO has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of CREIMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for CREIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 59.12 (12.87 in 2024), above the usual 1.5. Short-term debt is 0.7% and cash 36.9% of total assets. 3.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
16 days early
2023
44 days early
2022
29 days late
2021
18 days late
2020
26 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CREHOLDING 99.9%equity €2.1m (2025) · 2022 annual accounts of CREHOLDING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0831168848
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 04-12-2023 · Gazette deed
First establishment
Rue d'Havré 136, Mons
Incorporation
published on 22-11-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREIMMO Mons | €606,858 | €87,938 | 96.4% | - |
| L' OPPORTUNITE Montigny-le-Tilleul | €588,516 | €88,334 | 62.1% | - |
| FABRIMMO Leuze-en-Hainaut | €747,473 | €73,015 | 11.2% | - |
| YES VASTGOED Harelbeke | €562,716 | €77,626 | 45.3% | - |
| AB PROJECTS Genk | €577,395 | €98,808 | 20.9% | - |
| EXPAT HOUSING Etterbeek | €577,210 | €101,646 | 24.3% | - |
| Go2Real Kapellen | €509,999 | €81,129 | 87.3% | - |
These companies have the same main activity as CREIMMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €510,000 and €747,000, founded between 2009 and 2011.
Official details
Source: KBO- Status
- Active since 18-11-2010Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.207.082.8677000 Mons, since 01-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Annual accounts 2025
- €606,858▲ 3.3%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on CREIMMO
CREIMMO files the micro format. That format states no turnover. The gross margin fell from €95,293 in 2011 to €87,938 in 2025.
CREHOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREIMMO
- What is the company number of CREIMMO?
- The company number of CREIMMO is 0831.168.848. The VAT number is the same number with BE in front: BE 0831.168.848.
- Where is CREIMMO based?
- The registered office is at Rue d'Havré 136, 7000 Mons.Company details
- What does CREIMMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of CREIMMO?
- CREIMMO is a private limited company (BV).
- When was CREIMMO founded?
- CREIMMO was founded on 18-11-2010.
- Is CREIMMO still active?
- Yes, CREIMMO is an active enterprise in the KBO register.
- What is the turnover of CREIMMO?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €87,938 and 32 comparable companies (NACE 683). It probably lies between €120,000 and €260,000.Financials
- Is CREIMMO profitable?
- In financial year 2025, CREIMMO made a profit of €43,215.
- Where can I find the annual accounts of CREIMMO?
- CREIMMO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREIMMO due?
- CREIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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