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CREFINET

Active
Private limited company (pre-2019)founded 200620 years activeRue de la Rivièrette(T) 10, 7333 Saint-Ghislain, BelgiumKBO/BCE: BE 0880.903.520
Summary

CREFINET is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€44,515) and a net result of -€91,085. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 7% of 3,012 sector peers (NACE 66, fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

History

CREFINET was incorporated on 25 April 2006.1 Total assets fell from €1.6m in 2018 to €1.1m in 2025 and headcount from 1.6 to 0.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial Weakest financial yearnet -€165,434
Net result drops to -€165,434, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial Equity above €200,000Eq €201,169 ▲3.7%
5 profitable years in a row build equity to €201,169.
05-11
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 97 days late
2021
26-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 87 days late
05-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 217 days late
2019
31-12
Financial Equity above €150,000Eq €185,704 ▲34.9%
2 profitable years in a row build equity to €185,704.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
17-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.