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CREFIMO

Active Private limited companyfounded 2010active for 16 yearsBethaniëstraat 81, 3600 GenkKBO/BCE: BE 0824.581.261

Overview

Lifetime

14 annual accounts with figures on one time axis
peak €97,066 (2025)
€97,066▲ 52.1%
lowest -€14,166 (2014)
€3,342▼ 27.8%
peak €85,185 (2025)
€85,185▲ 4.1%
€358,055▼ 32.5%
Board1 name since 2010
1 director
Documentsfilings and deeds
02-02-20262 days late
2025micro format
Gross margin from €63,803 to €97,066Result from €4,630 to €3,342Debts from €530,513 to €358,055Cash from €24,112 to €8,655

Key points

from the 2025 annual accounts

Equity

€85,185 ▲ 4.1%

CREFIMO has made a profit without a break since 2021.

Turnover

≈ €290,000 estimated

The accounts state no turnover.

Debts

€358,055 81% of the balance sheet
Financial debts 15%Suppliers 57%Taxes and wages 0%Other 28%

Of this, €303,341 falls due within a year.

Investments

€205,000 9.1 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

14 annual accounts since 2011
deadline201520202025

Four of the last ten came late. The 2019 accounts came latest: 292 days after the end of the period.

Board

1 joined

New director. Latest change 06-02-2026 · 1 in office.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as CREFIMO has now. Each dot stands for 12 companies, two years later.

96.8%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for CREFIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 01-04-2010
Board & ownership

Recent changes

Change of role: , from manager to director “Verhuur of exploitatie van eigen of geleased onroerend goed; Bemiddeling in verband met exploitatie van en…” (deed in Dutch) · Director discharge: · General meeting of 03-02-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0824581261
Registered office moved within Genk New registered office: Bethaniëstraat 81 3600 Genk · Previous registered office: Bochtlaan 23/1 3600 Genk · General meeting of 28-04-2016 · Gazette deed
Incorporation published on 06-04-2010 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
CREFIMO Genk €443,240 €97,066 19.2% -
SINT-TRUIDENSE TAKELDIENST VANDERSMISSEN Sint-Truiden €416,956 €80,940 53.0% -
CARS & DRIVERS Izegem €508,195 €98,812 30.6% -
TAKELDIENST MEYS J. Waasmunster €497,331 €104,785 56.0% -
DEPANNAGE DELBECQ - LESSINES CONTAINERS Lessines €361,013 €113,552 45.3% -
PARKING 4040 Herstal €459,467 €81,557 90.0% -
VIGIMMO Temse €604,342 €101,187 1.9% -

These companies have the same main activity as CREFIMO: service activities incidental to land transportation (NACE 52210). They are comparable in size and age: total assets between €361,000 and €604,000, founded between 2006 and 2013.

Official details

Source: KBO
Status
Active since 01-04-2010Normal situation
Activity
Service activities incidental to land transportationNACE 52210and 5 others
Establishment unit
2.187.188.6623600 Genk, since 01-04-2010
Financial year end
30 June
Peppol
Reachable since 08-01-2026
Company details

Annual accounts to 30-06-2025

€97,066▲ 52.1%
€3,342▼ 27.8%
€85,185▲ 4.1%
€443,240▼ 27.6%
Filing
Filed on 02-02-2026
Financials

Insights on CREFIMO

CREFIMO files the micro format. That format states no turnover. The gross margin rose from -€10,445 in 2011 to €97,066 in 2025.

The balance sheet grew most from 2022 to 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 02-02-2026, 2 days late
€97,066
▲ 52.1%
€46,500
▲ 160%
€3,342
▼ 27.8%
-€201,458
▼ €132,082
19.2%
▲ 5.9 percentage points
0.34
▼ 0.17

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €290,000. Estimated: probably between €190,000 and €510,000.

Balance sheet

balance sheet total €443,240 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

19.2%

Higher than 29% of 1,322 companies in 2025.

0.34

Higher than 11% of 1,260 companies in 2025.

0.8%

Higher than 32% of 1,285 companies in 2025.

CREFIMO Middle half of the sector 80% of the sector Micro accounts in warehousing and transport support (NACE 52)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201720162015201420132012201115 months
Balance sheet: assets
20/58 443,240612,357245,226152,90595,29420,48130,2694,04411,01010,6469,43723,5992,0374,041
21/28 341,357540,072175,56088,13112,00018,00024,000257--6321,264229306
22/27 341,357540,072175,56088,13112,00018,00024,000257--6321,264229306
22 -381,302----------229306
24 205,4454,2582,448500---257--6321,264--
25 135,912154,512173,11287,631----------
29/58 101,88372,28569,66664,77583,2942,4816,2693,78611,01010,6468,80522,3351,8083,735
40/41 91,39346,26453,6411,26835,3081,7591,7591,9517,1437,1187,00020,000--
40 88,92041,26853,6411,26835,308376376257,0007,1187,00020,000--
41 2,4734,996---1,3821,3821,925143-----
54/58 8,65524,11210,42263,44033,0623241,7451,7921,7913,4681,8052,3351,8082,885
490/1 1,8351,9095,6036614,9253992,766432,07660---850
Balance sheet: equity and liabilities
10/49 443,240612,357245,226152,90595,29420,48130,2694,04411,01010,6469,43723,5992,0374,041
10/15 85,18581,84477,21457,67626,427-2,7161,1503,096-8,430-6,496-3,64910,517-9,083496
10/11 12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
100 -----18,60018,60018,60018,60018,60018,60018,60018,60018,600
101 -----6,2006,2006,2006,2006,2006,2006,2006,2006,200
11 ----12,400---------
1109/19 ----12,400---------
14 72,78569,44464,81445,27614,027-15,116-11,250-9,304-20,830-18,896-16,049-1,883-21,483-11,904
17/49 358,055530,513168,01295,23068,86823,19729,12094819,44017,14113,08713,08211,1203,544
17 54,713388,852119,31462,457-1,66711,667-------
170/4 54,713388,852119,31462,457-1,66711,667-------
42/48 303,341141,66248,69832,77367,88621,08917,45394819,44017,14113,08713,08211,1203,544
42 33,32831,27229,34310,6431,19111,75310,000-------
44 203,16140,2203,5113,22247,5543,4705,0512084,2197691,2961,207748805
440/4 203,16140,2203,5113,22247,5543,4705,0512084,2197691,2961,207748805
45 1,3524,70214,46717,32113,067----1,616----
450/3 1,3524,70214,46717,3218,767----1,616----
454/9 ----4,300---------
47/48 65,50165,4681,3771,5876,0745,8662,40274015,22114,75711,79011,87510,3722,739
492/3 ----981441--------
Income statement
76A 2,621-------1,800-----
9900 97,06663,80356,90348,02245,7204,3934,73111,931-3,244-1,892-12,62222,286-8,692-10,445
62 950-----------120-
630 22,41222,96714,82310,3696,0006,0006,129129-6326326327676
640/8 90022,9719,341410-4104101844223838341,9126251,040
66A 26,302-------------
9901 46,50017,86432,73937,24339,720-2,016-1,80711,618-3,666-2,907-14,08919,742-9,514-11,562
75/76B ---0---0-2271---
75 ---0---0-2271---
65/66B 41,80711,4505,3151,7785811,85085893681677914366342
65 41,80711,4505,3151,7785811,85085893681677914366342
9903 4,6946,41427,42435,46539,139-3,866-2,66511,525-1,934-2,846-14,16619,600-9,579-11,904
67/77 1,3521,7847,8864,2163,996---------
9904 3,3424,63019,53831,24935,143-3,866-2,66511,525-1,934-2,846-14,16619,600-9,579-11,904
9905 3,3424,63019,53831,24935,143-3,866-2,66511,525-1,934-2,846-14,16619,600-9,579-11,904
Appropriation of the result
9906 72,78569,44464,81445,27620,027-15,116-11,250-9,304-20,830-18,896-16,049-1,883-21,483-11,904
14P 69,44464,81445,27614,027----------
694/7 ----6,000---------
695 ----6,000---------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-02-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 2 days after the deadline. Filed on 2 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00032694.

Financial year Type Filed Reference Document
30-06-2025 micro format 02-02-2026 2026-00032694 PDF
30-06-2024 micro format 18-09-2025 2025-00498714 PDF
30-06-2023 micro format 29-01-2024 2024-00019832 PDF
30-06-2022 abbreviated format 31-01-2023 2023-00019654 PDF
30-06-2021 abbreviated format 04-02-2022 2022-04900315 PDF
30-06-2020 abbreviated format 22-01-2021 2021-01500269 PDF
30-06-2019 micro format 18-11-2020 2020-71700566 PDF
30-06-2017 micro format 08-01-2018 2018-00700141 PDF
30-06-2016 abbreviated format 20-01-2017 2017-01800307 PDF
30-06-2015 abbreviated format 22-01-2016 2016-02500545 PDF
30-06-2014 abbreviated format 30-12-2014 2014-71100296 PDF
30-06-2013 abbreviated format 14-02-2014 2014-03800497 PDF
30-06-2012 abbreviated format 14-02-2013 2013-03800158 PDF
30-06-2011 abbreviated format 30-04-2012 2012-10400187 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201720162015201420132012201115 months
68,91340,83147,56247,61245,7203,9844,32211,747--2,274-13,45620,375-9,437-11,485
25,75427,59734,36241,61841,1432,1343,46411,654--2,214-13,53420,232-9,503-11,827
205,000387,479102,25386,5000030,000386-001,6670382
-15,45713,690-53,01830,37832,738-1,421-1-1,6771,663-530527-1,077-
-201,458-69,37720,96832,00215,408-18,608-11,1842,838-8,430-6,496-4,2829,253-9,312190
19.2%13.4%31.5%37.7%27.7%-13.3%3.8%--76.6%-61.0%-38.7%44.6%--
0.340.511.431.981.230.120.36-0.570.620.671.71--
4.206.482.181.652.61-25.33----1.24--
3.9%5.7%25.3%54.2%133.0%--231.8%----186.4%--
0.8%0.8%8.0%20.4%36.9%-18.9%-8.8%--17.6%-26.7%-150.1%83.1%--
1.653.578.9526.78----------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets€205,000€387,479€102,253€86,500
€22,412€22,967€14,823€10,369

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on CREFIMO

The operating result for 2025 is 160% higher than in 2024 and the highest since 2011. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 86.6% to 80.8%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in February 2026
Director (not named in the articles)
since 01-04-2010 term without a fixed end
earlier manager, until 06-02-2026
listed in the 2025 annual accounts, filed on 02-02-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 06-02-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), from 01-04-2010 to date
    • Manager, until 06-02-2026

See the board, name and registered office on a given date →

Control

Capital

Contribution
€12,400
Shares
186
Contribution per share
€66.67
Equity per share
€458 in 2025
Source
2025 annual accounts

Articles of association

deed of 06-02-2026 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meer…”

Network & group

No group

CREFIMO has no parent and no holdings in its annual accounts. is the only director. CREFIMO shares no director with another company.

At the same address

Bethaniëstraat 81, 3600 Genk · 1 other company
ÇOBAN FOOD
registered office since 04-02-2026
founded in 2026
1033.976.448

Timeline

Timeline

26 events since 2010

Deadline for the 2026 accounts: 31-01-2027

2026
Change of role: , from manager to director“Verhuur of exploitatie van eigen of geleased onroerend goed; Bemiddeling in verband met exploitatie van en…” (deed in Dutch) · Director discharge: · General meeting of 03-02-20267 points ▸
  • Director resignation, (manager)
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, Bethaniëstraat 81, 3600 Genk
  • General meeting, 03-02-2026
  • Purpose change, “Verhuur of exploitatie van eigen of geleased onroerend goed; Bemiddeling in verband met exploitatie van en handel in onroerend goed; Ontwikkeling van…” (deed in Dutch)
  • 186 shares
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed PDFmicro format · 2 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0824581261
2025
Annual accounts 2024 filed PDFmicro format · 230 days late
2024
Annual accounts 2023 filed PDFmicro format · 2 days before the deadline
2023
Annual accounts 2022 filed PDFabbreviated format · on the deadline day
2022
Annual accounts 2021 filed PDFabbreviated format · 4 days late
2021
Back to profit net €35,143 The net result is €35,143, after 2 loss-making years.
Liquidity more than 10 times current ratio 1.23 The current ratio rises from 0.12 to 1.23.
Annual accounts 2020 filed PDFabbreviated format · 9 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 292 days late
2018
Annual accounts 2017 filed PDFmicro format · 23 days before the deadline
2017
Back to profit net €11,525 The net result is €11,525, after 3 loss-making years.
Liquidity more than 7 times current ratio 3.99 The current ratio rises from 0.57 to 3.99. Short-term debt falls from €19,440 to €948.
Annual accounts 2016 filed PDFabbreviated format · 11 days before the deadline
2016
Registered office moved within GenkNew registered office: Bethaniëstraat 81 3600 Genk · Previous registered office: Bochtlaan 23/1 3600 Genk · General meeting of 28-04-20162 points ▸
  • General meeting, 28-04-2016
  • Registered-office move, Bethaniëstraat 81 3600 Genk

Open the deed in the Belgian Official Gazette

Annual accounts 2015 filed PDFabbreviated format · 9 days before the deadline
2014
Annual accounts 2014 filed PDFabbreviated format · 32 days before the deadline
Weakest financial year net -€14,166 The net result drops to -€14,166, the lowest from 2011 to 2025. It recovers the following year.
Annual accounts 2013 filed PDFabbreviated format · 14 days late
2013
Back to profit net €19,600 The net result is €19,600, after 2 loss-making years.
Liquidity more than 10 times current ratio 1.71 The current ratio rises from 0.16 to 1.71.
Annual accounts 2012 filed PDFabbreviated format · 14 days late
2012
Annual accounts 2011 filed PDFabbreviated format · 90 days late
2010
Incorporation PDFpublished on 06-04-2010
First establishment TGT – GENCOL, Bethaniëstraat 81, Genk

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CREFIMO was incorporated on 1 April 2010.1 The registered office was moved to Genk in 2016.2 Total assets rose from €30,269 in 2019 to €443,240 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-05-2016
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0824.581.261
VAT number
BE 0824.581.261
Peppol ID
0208:0824581261
Other Peppol ID
9925:BE0824581261
Legal form
Private limited company
Status
Active, normal situation
Founded
01-04-2010
Financial year
ends on 30 June
Peppol
Reachable since 08-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CREFIMO in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-02-2026 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 06-02-2026 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
52210 Service activities incidental to land transportation main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Verhuur of exploitatie van eigen of geleased onroerend goed; Bemiddeling in verband met exploitatie van en handel in onroerend goed…”
32 activities
  1. Verhuur of exploitatie van eigen of geleased onroerend goed
  2. Bemiddeling in verband met exploitatie van en handel in onroerend goed
  3. Ontwikkeling van residentiële bouwprojecten
  4. Ontwikkeling van niet-residentiële bouwprojecten
  5. Algemeen onderhoud en reparatie van auto’s en lichte bestelwagens
  6. Algemeen onderhoud en reparatie van overige motorvoertuigen
  7. Reparatie en montage van specifieke auto-onderdelen
  8. Carrosserieherstelling
  9. Bandenservicebedrijven
  10. Wassen en poetsen van motorvoertuigen
  11. Onderhoud en reparatie van motorvoertuigen, n.e.g.
  12. Groothandel in auto’s en lichte bestelwagens
  13. Groothandel in andere motorvoertuigen
  14. Groothandel in aanhangwagens, opleggers en caravans
  15. Groothandel in delen en toebehoren van motorvoertuigen
  16. Detailhandel in auto’s en lichte bestelwagens
  17. Detailhandel in andere motorvoertuigen
  18. Detailhandel in aanhangwagens, opleggers en caravans
  19. Detailhandel in onderdelen en accessoires van motorvoertuigen
  20. Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
  21. Verhuur en lease van vrachtwagens
  22. Bemiddeling in verband met verhuur en leasing van auto’s, campers en aanhangwagens
  23. Bemiddeling in verband met verhuur en leasing van andere materiële goederen en niet-financiële immateriële activa
  24. Opslag
  25. Goederenvervoer over de weg
  26. Diensten in verband met vervoer te land
  27. Activiteiten van hoofdkantoren
  28. Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
  29. Activiteiten van adviesbureaus op het gebied van public relations en communicatie
  30. Arbeidsbemiddeling
  31. Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
  32. Overige zakelijke dienstverlening
deed of 06-02-2026 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
TGT – GENCOL registered office Bethaniëstraat 81, 3600 Genk 47811 Retail sale of cars and light vans (up to 3.5 tonnes) 01-04-2010 2.187.188.662

Buildings and parcels at the address

Ground area
1,179 m²
Buildings
135 m²
Volume, LiDAR
872 m³
Tallest building
9.1 m
Buildings to scale, each on its own parcel
135 m², 9.1 m 135 m², 9.1 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
71304E0134/00B0001,179 m² 1 · 135 m² 9.1 m · 2