Equity
-€41,686
Debts exceed assets in financial year 2025.
Heylen Assistance
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €129,220 (2021)
€1,079▲ €49,910
lowest -€67,897 (2024)
-€2,034▲ €65,863
peak €139,642 (2017)
-€41,686▼ €2,034
€48,799▼ 38.3%
peak 3.5 FTE (2020)
-not published
Board3 names since 2004
-
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from -€48,831 to €1,079Loss of €2,034Debts from €79,133 to €48,799
Key points
from the 2025 annual accountsLosses
-€126,961 in four years
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€48,799 686% of the balance sheet
Financial debts 8%Suppliers 4%Taxes and wages 1%Other 87%
Investments
€3,443 2.9 × depreciation
Green is investment, beige is depreciation.
Board
1 joined · 2 left
Board changed. Latest change 13-04-2026 · 1 in office.
Position in the sector
-586.1%
Lower solvency than 95% of companies in retail trade. Sector median 33.1% · 22,869 companies.
Checked score
51
Fair
Financially stronger than 17% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025lowest value
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.3%▲ +1.7 percentage points vs 07-2025
09-2025: 2.3%● unchanged vs 08-2025
10-2025: 2.3%● unchanged vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.3%● unchanged vs 12-2025
02-2026: 2.3%● unchanged vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.3%● unchanged vs 03-2026
05-2026: 2.2%▼ -0.1 percentage points vs 04-2026
06-2026: 3.8%▲ +1.6 percentage points vs 05-2026highest value
07-2026: 2.1%▼ -1.7 percentage points vs 06-2026
08-2026: 2.1%● unchanged vs 07-2026
09-2026: 2.1%● unchanged vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Negative equity -€41,686
Loss of €2,034, the second in a row (financial year 2025)
lowers risk
Size: turnover €19,750, total assets €7,112
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 15% on liquidity, 16% on profitability and 31% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as Heylen Assistance has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Heylen Assistance itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for Heylen Assistance. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.06 (0.14 in 2024), below 1. Short-term debt is 686.1% and cash 12.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€41,686
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
3 days early
2023
29 days late
2022
14 days early
2021
9 days early
2020
5 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870049517
Company renamed from Creemers-Schepers to Heylen Assistance
Resignations: Schepers Jo (director) and Creemers Ellen (director) · Appointment: Marc Heylen (director) · “Import,export,groot-en kleinhandel in rollend materiaal,zowel nieuw als tweedehands,betreffende onder andere…” (deed in Dutch) · General meeting of 21-05-2026 · Gazette deed
Changes of role: SCHEPERS Jo (director) and CREEMERS Ellen (director)
186 shares · Gazette deed
Incorporation
published on 30-11-2004 · Gazette deed
Comparable companies
same main activity, similar in size and ageGrey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Heylen Assistance: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €4,260 and €10,700, founded between 2000 and 2010.
Official details
Source: KBO- Status
- Active since 18-11-2004Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 4 others
- Establishment unit
- 2.143.661.7923660 Oudsbergen, since 04-11-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 08-07-2026
Annual accounts 2025
- €7,112▼ 82.0%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on Heylen Assistance
Heylen Assistance files the micro format. That format states no turnover. The gross margin fell from €21,046 in 2006 to €1,079 in 2025.
The balance sheet grew most in 2016 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Heylen Assistance
- What is the company number of Heylen Assistance?
- The company number of Heylen Assistance is 0870.049.517. The VAT number is the same number with BE in front: BE 0870.049.517.
- Where is Heylen Assistance based?
- The registered office is at Hasseltsesteenweg 463, 3800 Sint-Truiden.Company details
- What does Heylen Assistance do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of Heylen Assistance?
- Heylen Assistance is a private limited company (BV).
- When was Heylen Assistance founded?
- Heylen Assistance was founded on 18-11-2004.
- Is Heylen Assistance still active?
- Yes, Heylen Assistance is an active enterprise in the KBO register.
- How many employees does Heylen Assistance have?
- Heylen Assistance had an average of 3.7 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Heylen Assistance?
- The turnover of Heylen Assistance was €19,750 in financial year 2025, according to the filed annual accounts.
- Is Heylen Assistance profitable?
- In financial year 2025, Heylen Assistance made a loss of €2,034.
- Where can I find the annual accounts of Heylen Assistance?
- Heylen Assistance filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Heylen Assistance due?
- Heylen Assistance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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