Cree Home
ActiveSummary
For the legal form of Cree Home, Checked does not compute a bankruptcy probability. The annual accounts of Cree Home for fiscal year 2025 show a net loss of 54% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €85k and a net result of €-209k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 2045 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-49
Solvency47▼-16
Growth32▼-20
Track record100
Credit verdict
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 5.01 against 7.09 in 2024; short-term debt: 15.9% and cash: 47.8% of total assets), but 77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2045 sector peers (2025).
NBB · sector comparisonPosition among 2045 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
27 d early
2023
32 d early
2022
24 d early
2021
45 d early
2020
28 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-209k
2024 · €1k
2018: €10k
2019: €1k
2020: €15k
2021: €46k
2022: €40k
2023: €48k
2024: €1k
2018 → 2025
Working capital
€245k▼ 57.4%
2024 · €575k
2018: €367k
2019: €547k
2020: €487k
2021: €534k
2022: €530k
2023: €581k
2024: €575k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€245k▲ 19.5%€293k▲ 19.6%€294k▲ 0.4%€85k▼ 71.0%
Operating result€68k-€61k▼ 10.1%€72k▲ 17.1%€18k▼ 75.6%€-191k
Net result€46k-€40k▼ 12.7%€48k▲ 19.9%€1k▼ 97.3%€-209k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €191k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384k
Fixed assets
€78k ▼ 27.7%
Current assets
€306k ▼ 54.3%
Equity and liabilities €384k
Equity
€85k ▼ 71.0%
Debt
€298k ▼ 38.2%
Debt's share of the balance-sheet total rises from 62.1% to 77.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-153k▼
2024 · €56k
Cash flow
€-171k▼
2024 · €40k
Current ratio
5.01▼
2024 · 7.09
Quick ratio
4.10▲
2024 · 2.18
Debt to equity
3.49▲
2024 · 1.64
ROE
-244.5%▼
2024 · 0.4%
ROA
-54.4%▼
2024 · 0.2%
Interest coverage
-8.71▼
2024 · 3.63
Debt ≤ 1 year
€61k▼
2024 · €94k
Debt > 1 year
€217k▼
2024 · €388k
Income taxes
€43▼
2024 · €899
Staff costs
€138k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€777k€384k▼
Fixed assets21/28€108k€78k▼
Tangible fixed assets22/27€107k€77k▼
Plant, machinery and equipment23€26k€17k▼
Furniture and vehicles24€81k€57k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€850€850=
Current assets29/58€669k€306k▼
Stocks and contracts in progress3€464k€56k▼
Stocks30/36€464k€56k▼
Amounts receivable within one year40/41€107k€62k▼
Trade receivables40€89k€57k▼
Other amounts receivable41€18k€5k▼
Cash at bank and in hand54/58€91k€184k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€777k€384k▼
Equity10/15€294k€85k▼
Contributions10/11€6k€6k=
Reserves13€286k€131k▼
Distributable reserves133€286k€131k▼
Profit (loss) carried forward14€2k€-52k▼
Amounts payable17/49€483k€298k▼
Amounts payable after more than one year17€388k€217k▼
Financial debts170/4€223k€52k▼
Other amounts payable178/9€165k€165k=
Amounts payable within one year42/48€94k€61k▼
Current portion of amounts payable after more than one year42€24k€21k▼
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€43k€14k▼
Suppliers440/4€43k€14k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€19k€15k▼
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€177k€138k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€235k€-14k▼
Operating profit (loss)9901€18k€-191k▼
Financial income75/76B€95€154▲
Recurring financial income75€95€154▲
Financial charges65/66B€15k€18k▲
Recurring financial charges65€15k€18k▲
Profit (loss) for the period before taxes9903€2k€-209k▼
Income taxes67/77€899€43▼
Profit (loss) for the period9904€1k€-209k▼
Profit (loss) for the period to be appropriated9905€1k€-209k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-207k▼
Profit (loss) brought forward from the previous period14P€992€2k▲
Transfer from equity791/2-€155k
Social balance
Average headcount (FTE)90874.03.2▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €-209k ▼16253%
Net result drops to €-209k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2018net €48k ▲19.9%
Operating result €72k, net result €48k, both a record.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Equity above €200kEq €205k ▲28.8%
4 profitable years in a row build equity to €205k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Equity above €150kEq €159k ▲10.5%
3 profitable years in a row build equity to €159k.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 9.84
Current ratio from 2.21 to 9.84; short-term debt falls from €304k to €62k.
Show earlier events
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Lemoinelaan 111070 AnderlechtGround area
797 m²
Building footprint
333 m²
Volume, LiDAR
15,939 m³
Parcel 21308H0298/00G000, Brussels · tallest building 52.2 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Cree Home
since 20112.215.751.204
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0298/00G000 | Brussels | 797 m² | 1 · 333 m² | 52.2 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formBesloten Vennootschap van publiek recht
Founded14-12-2011
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.