Equity
-€28,025
Debts exceed assets in financial year 2025.
CREDOVA
Lifetime
16 annual accounts with figures on one time axispeak €15,031 (2025)
€15,031▲ 187%
lowest -€8,261 (2019)
€10,719▲ 11×
peak €244 (2010)
-€28,025▲ €10,719
€98,338▼ 7.1%
Board4 names since 2019
1 director
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €5,242 to €15,031Result from €937 to €10,719Equity from -€38,743 to -€28,025
Key points
from the 2025 annual accountsDebts
€98,338 140% of the balance sheet
Financial debts 15%Suppliers 0%Other 85%
Of this, €83,310 falls due within a year.
Position in the sector
-39.9%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 41,246 companies.
2025 accounts filed 30 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,633 companies had the same profile as CREDOVA has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,633 companies, not a prediction for CREDOVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0823374107
Registered office moved from Braine-l'Alleud to Sart-Dames-Avelines
New registered office: Rue Piraumont 23, 1495 Sart-Dames-Avelines · Previous registered office: Place Saint-Zèle 16, 1420 Braine-l'Alleud · Change of role: , from manager to director · General meeting of 18-12-2023 · Gazette deed
Registered office moved from Berchem-Sainte-Agathe to Braine-l'Alleud
New registered office: Place Saint-Zèle 16, 1420 Braine-l'Alleud · Previous registered office: Avenue Gisseleire Versé 21, 1082 Berchem-Sainte-Agathe · Resignations: (manager) and (manager) · General meeting of 04-06-2019 · Gazette deed
Incorporation
published on 08-03-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREDOVA Villers-la-Ville | €70,313 | €15,031 | -39.9% | - |
| Assistance et Conseils en gestion d'entreprise , Comptabilité et Fiscalité Rixensart | €69,188 | €14,847 | 84.0% | - |
| ODYSSEUS Rixensart | €73,735 | €13,389 | 11.9% | - |
| ALISEOS Braine-l'Alleud | €80,840 | €16,104 | 21.1% | - |
| WHATSWHAT CONSULTING Lasne | €77,843 | €16,665 | 10.9% | - |
| P & A MANAGEMENT Tubize | €61,788 | €12,717 | 70.0% | - |
| AUGHAR Lasne | €60,873 | €14,408 | 69.5% | - |
These companies have the same main activity as CREDOVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €60,900 and €80,800, founded between 2007 and 2011.
Official details
Source: KBO- Status
- Active since 24-02-2010Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.185.885.2011420 Braine-l'Alleud, since 19-02-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on CREDOVA
CREDOVA files the micro format. That format states no turnover. The gross margin rose from -€217 in 2010 to €15,031 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREDOVA
- What is the company number of CREDOVA?
- The company number of CREDOVA is 0823.374.107. The VAT number is the same number with BE in front: BE 0823.374.107.
- Where is CREDOVA based?
- The registered office is at Rue Piraumont 23, 1495 Villers-la-Ville.Company details
- What does CREDOVA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CREDOVA?
- CREDOVA is a private limited company (BV).
- When was CREDOVA founded?
- CREDOVA was founded on 24-02-2010.
- Is CREDOVA still active?
- Yes, CREDOVA is an active enterprise in the KBO register.
- What is the turnover of CREDOVA?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €15,031 and 256 comparable companies (NACE 70200). It probably lies between €30,000 and €130,000. It is a rough estimate.Financials
- Is CREDOVA profitable?
- In financial year 2025, CREDOVA made a profit of €10,719.
- Where can I find the annual accounts of CREDOVA?
- CREDOVA filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREDOVA due?
- CREDOVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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