Crédit Hutois

Active

Public limited companyfounded 1985active for 41 yearsRue des Croisiers 7, 4500 Huy, BelgiumKBO/BCE: BE 0428.066.047

Summary

Crédit Hutois is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Crédit Hutois, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €135,272 and a net result of -€4,156. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 86% of 3,246 sector peers (NACE 66, financial year 2024). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

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Crédit HutoisActive

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Activity

Insurance agents and brokers

NACE 66220

2nd oldest company in Huy, Finance and insurance sector1 site

Size

€156,083total assets 2024

Staff: 2 FTE
Equity: €135,272
Loss: -€4,156

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

2025 accounts not filed, 86 days past the deadline6 deeds in the Belgian Official Gazette

Signalsraises riskAnnual accounts not filed2024 accounts filed 168 days lateAdministrative warnings in the KBO publicationsShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Filing: One filing cycle is missing

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Three signals.

raises risk

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 168 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-01-2026, 168 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

168 days late

2023

139 days late

2022

71 days late

2021

183 days late

2020

548 days late

2019

931 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 340 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Strikeout withdrawn

15-01-2026 Annual accounts filedfinancial year 2024 · micro…
17-12-2024 Annual accounts filedfinancial year 2023 · micro…
31-12-2023 Weakest financial yearnet -€25,826

Key points

Risk: 4 loss-making years in a rowloss financial year 2024 -€4,156 View
Caution: Among the weakest 14% on net resultsector median €30,408 · 3,249 companies -€4,156 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View

By topic

Financials

Financial year: 2024
Total assets: €156,083
Loss: -€4,156
Solvency: 86.7%

Total assets▼ 2.6%

Net result

20182024

Go to Financials

Timeline

Events: 42
Since: 1986

10-10-2023Annual accounts filed
07-03-2023Strikeout withdrawn
17-02-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 01-03-1985
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about Crédit Hutois

What is the company number of Crédit Hutois?: 0428.066.047. In Belgium the VAT number is the company number with BE in front: BE 0428.066.047.
Where is Crédit Hutois based?: The registered office is at Rue des Croisiers 7, 4500 Huy.Company details
What does Crédit Hutois do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Crédit Hutois?: Public limited company (NV).
When was Crédit Hutois founded?: On 01-03-1985.
Is Crédit Hutois still active?: Yes, Crédit Hutois is an active enterprise in the KBO register.
How many employees does Crédit Hutois have?: On average 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Crédit Hutois?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Crédit Hutois profitable?: In financial year 2024, Crédit Hutois made a loss of €4,156.
Where can I find the annual accounts of Crédit Hutois?: Crédit Hutois filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2024.