Summary
CREDILIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €318,803 and a net result of €116,346. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 71% of 3,040 sector peers (NACE 66, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes opérations en matière de courtage auprès des banques,Caisses d'Epargne Privée,Organismes de crédits,et en tant qu'agent pour le…” (deed in French)
2 activities (deed in French)
- Toutes opérations en matière de courtage auprès des banques,Caisses d'Epargne Privée,Organismes de crédits,et en tant qu'agent pour le compte d'une compagnie d'assurances de tous risques
- La gestion de biens immobiliers,l'achat,la vente et la location de biens immobiliers pour son propre compte
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CREDILIS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, transfert en tout endroit de la région de langue française de Belgique ou de la Région de Bruxelles-Capitale par simple…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Il peut déléguer des…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Assemblee-fixe-nombre-duree-pouvoirs-si-pluralite, organe-administration” (deed in French)“Totalite-pouvoirs-faculte-deleguer-partie, chaque-seul-actes-necessaires-utiles-objet” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata si plusieurs, nullité” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Droit au débiteur-gagiste, organe qui procède à émission” (deed in French)
- Membership ruleWho can become a member or partner, and on what terms.
- “Valeur actif net derniers comptes annuels approuvés, démission à charge du patrimoine” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITRE V. ASSEMBLEE GENERALE Article 20. Tenue et convocation Il est tenu chaque année, au siège ou à l’endroit indiqué dans les…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision de l’assemblée générale délibérant comme en matière de modification des statuts” (deed in French)“Dissolution tout temps, AG formes modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed