CREAVISION
ActiveCREAVISION has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €3k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.53 against 6.54 in 2024; short-term debt: 13.7% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
2.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
7 d late
2023
31 d late
2022
53 d late
2021
75 d late
2020
37 d late
2019
133 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 3.4%
2024 · €91k
2018: €26k
2019: €41k
2020: €52k
2021: €63k
2022: €69k
2023: €79k
2024: €91k
2018 → 2025
Total assets
€120k▲ 12.6%
2024 · €107k
2018: €31k
2019: €52k
2020: €63k
2021: €76k
2022: €87k
2023: €93k
2024: €107k
2018 → 2025
Net result
€3k▼ 74.5%
2024 · €12k
2018: €7k
2019: €15k
2020: €11k
2021: €11k
2022: €7k
2023: €9k
2024: €12k
2018 → 2025
Working capital
€91k▲ 2.7%
2024 · €89k
2018: €26k
2019: €41k
2020: €52k
2021: €59k
2022: €67k
2023: €78k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€69k▲ 10.7%€79k▲ 13.6%€91k▲ 15.2%€94k▲ 3.4%
Operating result€11k-€5k▼ 58.1%€11k▲ 124%€13k▲ 24.2%€4k▼ 72.2%
Net result€11k-€7k▼ 36.2%€9k▲ 40.9%€12k▲ 26.7%€3k▼ 74.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€13k▲ 492%
Current assets
€107k▲ 2.7%
Equity and liabilities €120k
Equity
€94k▲ 3.4%
Debt
€26k▲ 64.8%
The debt ratio rises from 15.0% to 21.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €14k
Cash flow
€8k▼
2024 · €13k
Solvency
78.1%▼
2024 · 85.0%
Current ratio
6.53▼
2024 · 6.54
Quick ratio
6.53▼
2024 · 6.54
Debt / equity
0.28▲
2024 · 0.18
ROE
3.3%▼
2024 · 13.2%
ROA
2.5%▼
2024 · 11.2%
Interest coverage
8.00▼
2024 · 8.66
Debt
€26k▲
2024 · €16k
Debt ≤ 1 year
€16k▲
2024 · €16k
Debt > 1 year
€10k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€120k▲
Fixed assets21/28€2k€13k▲
Tangible fixed assets22/27€2k€13k▲
Furniture and vehicles24€2k€13k▲
Current assets29/58€105k€107k▲
Amounts receivable within one year40/41€105k€107k▲
Trade receivables40€647€1k▲
Other amounts receivable41€104k€106k▲
Equity and liabilities
Total equity and liabilities10/49€107k€120k▲
Equity10/15€91k€94k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€20k€20k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€65k€68k▲
Amounts payable17/49€16k€26k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€16k€16k▲
Current portion of amounts payable after more than one year42€871€5k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€424-
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Remuneration and social security454/9€368-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€764€5k▲
Other operating charges640/8€1k€999▼
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€13k€4k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€17k€8k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€12k€3k▼
Profit (loss) for the period to be appropriated9905€12k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€68k▲
Profit (loss) brought forward from the previous period14P€53k€65k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼74.5%
Net result drops to €3k, the lowest in the series.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
31-12
Financial
Highest result since 2018net €15k ▲103%
Operating result €18k, net result €15k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Dujacquier 5b1460 IttreGround area
1,198 m²
Building footprint
202 m²
Volume, LiDAR
1,654 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Dujacquier 5, 1460 Ittre
since 20142.236.306.492
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108A0122/00Y000 | Wallonia | 973 m² | 1 · 111 m² | 9.8 m · 3 fl. |
| 25108A0101/00H000 | Wallonia | 224 m² | 1 · 91 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0734.942.967
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EIBO GROUP
BE 0785.482.046
Peer · Eq €94k
YASA PROJECTS
BE 0840.587.845
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De Roo Real Estate Consulting
BE 1018.919.375
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BLUETECH SERVICES
BE 0538.487.184
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,290 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2014
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
43341Painting of buildings
46471Wholesale trade
47551Retail sale of household furniture
47591Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:creavision.deco@gmail.com
Phone:0496402225