Skip to content

CREATURA

Active
Private limited companyfounded 2021active for 5 yearsZavelstraat 33, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0775.355.840
Summary

CREATURA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,017 and a net result of -€23,735. Equity has been shrinking by about 19% per year since 2022. Its solvency ranks better than 18% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-10-2021 Normal situation
Activity
Development of residential building projects NACE 68121
Establishment unit
2.323.701.019 3650 Dilsen-Stokkem, since 09-10-2021
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board
  • Van Erum MatthijsDirector · since 30-09-2021

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€9,710
▲ 48.6%
Loss
€23,735
▼ 7.4%
Equity
€6,017
▼ 98.5%
Total assets
€741,014
▼ 3.2%
Turnover not published (abbreviated format)
Filed on 03-07-2026, 28 days before the deadline
Score breakdownraises riskEquity €6,017 (0.8% of total assets)lowers riskSize: total assets €741,014Sector: Real estate activities (NACE 68)Liquidity: current ratio 1.95, cash €293,364Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 26-50
equity 0.8% of total assets
Liquidity 74-26
short-term debt 51.3% · cash 39.6%
Profitability 29=
return on assets -3.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.95 (37.54 in 2024), above the usual 1.5. Short-term debt is 51.3% and cash 39.6% of total assets. However, 99.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 21% of them on solvency, 82% on liquidity, 26% on profitability and 6% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €741,014
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Equity €6,017 (0.8% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.95, cash €293,364
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€23,735
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 11235 sector peers (2025).
NBB · sector comparison
Position among 11235 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
28 days early
2024
14 days early
2023
34 days early
2022
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €389,752 to €6,017 ▼ 98.5% View
  • Caution: Lower solvency than 81% of companies in real estatesector median 30.8% · 11,235 companies 0.8% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€23,735 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as CREATURA: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €621,000 and €918,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
CREATURA Dilsen-Stokkem€741,014-€9,710
Bouwnatie Hasselt€727,216-€2,022
ACRE!Bis Beringen€645,588-€3,639
WEERTS LOGISTIC PARK XXIV Tongeren-Borgloon€621,214-€15,927
I&P CONSTRUCTIONS Hasselt€918,203-€13,191
AYE CONSTRUCT Liège€767,651-€33,979
IMMO KINZOUTE Lasne€725,133-€12,489
Full comparison

Key facts about CREATURA

What is the company number of CREATURA?
The company number of CREATURA is 0775.355.840. The VAT number is the same number with BE in front: BE 0775.355.840.
Where is CREATURA based?
The registered office is at Zavelstraat 33, 3650 Dilsen-Stokkem.Company details
What does CREATURA do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of CREATURA?
The legal form of CREATURA is Private limited company (BV).
When was CREATURA founded?
CREATURA was founded on 06-10-2021.
Is CREATURA still active?
Yes, CREATURA is an active enterprise in the KBO register.
What is the turnover of CREATURA?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is CREATURA profitable?
In financial year 2025, CREATURA made a loss of €23,735.
Where can I find the annual accounts of CREATURA?
CREATURA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREATURA due?
CREATURA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.