Equity
€44,936 ▲ 5.3%
CreativeMind paid out €10,000 in dividends. That is 82% of the 2025 profit.
CreativeMind
Overview
Lifetime
5 annual accounts with figures on one time axispeak €55,744 (2022)
€22,875▲ 53.3%
peak €37,037 (2022)
€12,261▲ 69.6%
peak €65,445 (2023)
€44,936▲ 5.3%
€18,546▲ 565%
Board1 name since 2021
1 director
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Gross margin from €14,926 to €22,875Result from €7,230 to €12,261Dividend €10,000Debts from €2,790 to €18,546Cash from €36,914 to €49,505
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as CreativeMind has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for CreativeMind. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0769952544
Incorporation
Founding capital of €3,000 · Founder: · Appointment: (director) · published on 24-06-2021 · Gazette deed
First establishment
Rue Nicol Corthouts 21, Modave
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CreativeMind Modave | €63,482 | €22,875 | 70.8% | - |
| CODEKIWI Clavier | €67,921 | €22,733 | 86.8% | - |
| HELLO WORLD! Herve | €66,956 | €23,983 | 24.1% | - |
| TWITIC Herve | €61,090 | €27,081 | 45.4% | - |
| Wi Bits Anderlues | €65,020 | €22,013 | 58.1% | - |
| Dude consulting Lessines | €60,601 | €20,910 | 27.8% | - |
| DCK Consulting Woluwe-Saint-Lambert | €67,132 | €24,603 | 38.6% | - |
These companies have the same main activity as CreativeMind: computer programming (NACE 62100). They are comparable in size and age: total assets between €60,600 and €67,900, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 22-06-2021Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.318.952.3734577 Modave, since 22-06-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2024
Annual accounts 2025
- €22,875▲ 53.3%
- €12,261▲ 69.6%
- €44,936▲ 5.3%
- €63,482▲ 39.6%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on CreativeMind
CreativeMind files the micro format. That format states no turnover. The gross margin fell from €25,451 in 2021 to €22,875 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 17-06-2026, 44 days before the deadline€22,875
▲ 53.3%
€18,745
▲ 62.4%
€12,261
▲ 69.6%
€38,683
▲ 3.7%
70.8%
▼ 23.1 percentage points
3.09
▼ 11.29
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €66,000 and €240,000.
Balance sheet
balance sheet total €63,482 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
70.8%
Higher than 62% of 22,039 companies in 2025.
3.09
Higher than 59% of 21,339 companies in 2025.
19.3%
Higher than 52% of 21,530 companies in 2025.
CreativeMind
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
63,482 | 45,465 | 70,328 | 70,651 | 40,102 | |
21/28 |
6,253 | 5,372 | 4,089 | 2,546 | 8,125 | |
22/27 |
6,253 | 5,372 | 4,089 | 2,546 | 8,125 | |
24 |
6,253 | 5,372 | 4,089 | 2,546 | 8,125 | |
29/58 |
57,229 | 40,093 | 66,239 | 68,105 | 31,977 | |
40/41 |
7,460 | 2,934 | 6,605 | 5,990 | 6,582 | |
40 |
7,120 | - | 1,331 | 5,990 | 6,582 | |
41 |
340 | 2,934 | 5,274 | - | - | |
54/58 |
49,505 | 36,914 | 59,435 | 62,115 | 24,901 | |
490/1 |
264 | 245 | 199 | - | 494 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
63,482 | 45,465 | 70,328 | 70,651 | 40,102 | |
10/15 |
44,936 | 42,675 | 65,445 | 54,662 | 17,625 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
11 |
- | - | 3,000 | - | - | |
1100/10 |
- | - | 3,000 | - | - | |
14 |
41,936 | 39,675 | 62,445 | 51,662 | 14,625 | |
17/49 |
18,546 | 2,790 | 4,883 | 15,990 | 22,477 | |
17 |
- | - | - | 570 | 6,754 | |
170/4 |
- | - | - | 570 | 6,754 | |
42/48 |
18,546 | 2,790 | 4,883 | 15,420 | 15,723 | |
42 |
- | - | - | 6,161 | 6,084 | |
44 |
2,309 | 1,635 | 2,837 | 1,239 | 1,160 | |
440/4 |
2,309 | 1,635 | 2,837 | 1,239 | 1,160 | |
45 |
5,967 | - | 2,025 | 4,498 | 8,468 | |
450/3 |
5,967 | - | 2,025 | 4,498 | 8,468 | |
47/48 |
10,269 | 1,155 | 21 | 3,522 | 11 | |
| Income statement | ||||||
9900 |
22,875 | 14,926 | 14,011 | 55,744 | 25,451 | |
630 |
3,539 | 1,930 | 756 | 6,653 | 4,875 | |
640/8 |
592 | 1,451 | 2,625 | 969 | 1,270 | |
9901 |
18,745 | 11,545 | 10,629 | 48,121 | 19,305 | |
75/76B |
- | 64 | 4,263 | 1 | - | |
75 |
- | 64 | 5 | 1 | - | |
76B |
- | - | 4,257 | - | - | |
65/66B |
1,416 | 1,483 | 1,382 | 258 | 99 | |
65 |
1,416 | 1,483 | 1,382 | 258 | 99 | |
9903 |
17,328 | 10,125 | 13,510 | 47,863 | 19,206 | |
67/77 |
5,067 | 2,896 | 2,726 | 10,826 | 4,582 | |
9904 |
12,261 | 7,230 | 10,784 | 37,037 | 14,625 | |
9905 |
12,261 | 7,230 | 10,784 | 37,037 | 14,625 | |
| Appropriation of the result | ||||||
9906 |
51,936 | 69,675 | 62,445 | 51,662 | 14,625 | |
14P |
39,675 | 62,445 | 51,662 | 14,625 | - | |
694/7 |
10,000 | 30,000 | - | - | - | |
694 |
10,000 | 30,000 | - | - | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 17-06-2026 | 2026-00168731 | |
| 31-12-2024 | micro format | 20-06-2025 | 2025-00172805 | |
| 31-12-2023 | micro format | 11-06-2024 | 2024-00124789 | |
| 31-12-2022 | micro format | 13-06-2023 | 2023-00129585 | |
| 31-12-2021 | micro format | 24-06-2022 | 2022-20096166 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 22,283 | 13,474 | 11,385 | 54,774 | 24,180 | ||
| 15,800 | 9,160 | 11,539 | 43,690 | 19,500 | ||
| 4,420 | 3,212 | 3,924 | 1,074 | 13,000 | ||
| 12,591 | -22,521 | -2,680 | 37,215 | - | ||
| 38,683 | 37,303 | 61,356 | 52,685 | 16,254 | ||
| 70.8% | 93.9% | 93.1% | 77.4% | 43.9% | ||
| 3.09 | 14.37 | 13.56 | 4.42 | 2.03 | ||
| 0.41 | 0.07 | 0.07 | 0.29 | 1.28 | ||
| 27.3% | 16.9% | 16.5% | 67.8% | 83.0% | ||
| 19.3% | 15.9% | 15.3% | 52.4% | 36.5% | ||
| 15.73 | 9.08 | 8.24 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,420 | €3,212 | €3,924 | €1,074 | €13,000 |
| €3,539 | €1,930 | €756 | €6,653 | €4,875 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on CreativeMind
The operating result for 2025 is 62% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 6.1% to 29.2%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 18-06-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 17-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “décisions suivantes qui ne deviendront effectives qu’à dater du dépôt au greffe d’une expédition de l’ acte constitutif, conformément à la…”deed of 24-06-2021
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 18-06-2021 to date
Control
Founder
This company
CreativeMind
Equity €44,936
Profit €12,261 in 2025
Capital
- Contribution
- €3,000
- Source
- deed of 24-06-2021
Articles of association
deed of 24-06-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata si plusieurs, commun accord ou président du tribunal de l'entreprise statuant comme en référé à…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 24-06-2021 ↗
- sole founder · 100% at incorporation
Network & group
No group
CreativeMind has no parent and no holdings in its annual accounts. is the only director. CreativeMind shares no director with another company.
Timeline
Timeline
12 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 44 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 41 days before the deadline
2024
Weakest financial year net €7,230 ▼33% The net result drops to €7,230, the lowest from 2021 to 2025. It recovers the following year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0769952544
Annual accounts 2023 filed PDFmicro format · 50 days before the deadline
2023
Liquidity more than triples current ratio 13.56 The current ratio rises from 4.42 to 13.56. Short-term debt falls from €15,420 to €4,883.
Annual accounts 2022 filed PDFmicro format · 48 days before the deadline
2022
Highest result from 2021 to 2025 net €37,037 ▲153% The operating result of €48,121 and the net result of €37,037 are both a record.
Liquidity more than doubled current ratio 4.42 The current ratio rises from 2.03 to 4.42. Short-term debt falls from €15,723 to €15,420.
Annual accounts 2021 filed PDFmicro format · 37 days before the deadline
2021
IncorporationFounding capital of €3,000 · Founder: · Appointment: (director) · published on 24-06-20217 points ▸
- Founder,
- Founding capital, €3,000
- 100 shares
- Registered office clause, Rue Nicole Courthouts 21, 4577 Strée-lez-Huy
- Board rule, 1
- Director appointment, (director (not named in the articles))
- Permanent representative,
- The deed holds 4 more points.
First establishment Rue Nicol Corthouts 21, Modave
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0769.952.544
- VAT number
- BE 0769.952.544
- Peppol ID
- 0208:0769952544
- Other Peppol ID
- 9925:BE0769952544
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-06-2021
- Financial year
- ends on 31 December
- Peppol
- Reachable since 16-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CreativeMind in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-06-2021 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62090
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Acheter ou vendre tous biens ou droits immobiliers ou mobiliers; Ériger ou faire ériger des immeubles; Les aménager ou les faire aménager…”deed of 24-06-2021 (in French)
28 activities
- Acheter ou vendre tous biens ou droits immobiliers ou mobiliers
- Ériger ou faire ériger des immeubles
- Les aménager ou les faire aménager
- Prendre ou donner des immeubles en location
- Faire des travaux en vue de les rendre rentables
- Lotir de terrains
- Créer les voiries nécessaires
- Prendre ou donner des droits d’emphytéose ou de superficie
- Toutes activités relevant du domaine du graphisme,notamment la création et la production graphique,tous travaux de conception et de mise en page de magazines,livres d’art et autres documents
- Tous travaux informatiques relatifs à la communication et au graphisme,notamment le développement web,la gestion de bases de données,la production de programmes informatiques,la production et la gestion de sites internet,développement d’applications ou la création de portails internet,le traitement de données,hébergement et les activités connexes
- La location de services informatiques
- La production de tout moyen audiovisuel,multimédia et informatique
- Toutes activités intellectuelles et d’expression créative au travers de l’écrit,la parole,les réalisations sonores,visuelles et audiovisuelles
- La production de programmes informatiques ou la mise à disposition de logiciels en infogérance
- Toute activité liée à Internet
- Le conseil en gestion et en informatique
- Les activités d’intermédiaires
- La publicité
- La conception et la réalisation de campagnes publicitaires
- La conception et la réalisation d’événementiels
- La conception et le tournage de films
- Les activités photographiques
- Le commerce de détail
- La location et/ou la vente de matériel informatique,audio et vidéo à usage professionnel ou domestique
- Le courtage
- La gestion d’entreprises
- La production d’études et d’assistance dans le domaine économique
- La formation et l’éducation
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Nicol Corthouts 21 registered office 4577 Modave | 22-06-2021 | 2.318.952.373 |
Buildings and parcels at the address
- Ground area
- 854 m²
- Buildings
- 97 m²
- Volume, LiDAR
- 606 m³
- Tallest building
- 7.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61058A0225/00X002 | 854 m² | 1 · 97 m² | 7.8 m · 2 |