CreativeID
ActiveCreativeID has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €16k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.52 against 6.25 in 2024; short-term debt: 15% and cash: 86.8% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
22 d late
2022
29 d late
2021
11 d late
2020
24 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€84k▲ 23.6%
2024 · €68k
2018: €35k
2019: €46k
2020: €41k
2021: €40k
2022: €52k
2023: €68k
2024: €68k
2018 → 2025
Total assets
€99k▲ 23.0%
2024 · €80k
2018: €91k
2019: €91k
2020: €67k
2021: €73k
2022: €66k
2023: €70k
2024: €80k
2018 → 2025
Net result
€16k▲ 3.1%
2024 · €16k
2018: €13k
2019: €13k
2020: €8k
2021: €20k
2022: €12k
2023: €16k
2024: €16k
2018 → 2025
Working capital
€82k▲ 26.1%
2024 · €65k
2018: €5k
2019: €5k
2020: €24k
2021: €32k
2022: €51k
2023: €67k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€52k▲ 29.5%€68k▲ 29.7%€68k=€84k▲ 23.6%
Operating result€28k-€19k▼ 31.9%€22k▲ 16.3%€24k▲ 8.2%€27k▲ 12.4%
Net result€20k-€12k▼ 39.1%€16k▲ 30.2%€16k▼ 0.3%€16k▲ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€2k▼ 32.7%
Current assets
€97k▲ 25.1%
Equity and liabilities €99k
Equity
€84k▲ 23.6%
Debt
€15k▲ 20.1%
The debt ratio falls from 15.4% to 15.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €24k
Cash flow
€17k▲
2024 · €16k
Solvency
85.0%▲
2024 · 84.6%
Current ratio
6.52▲
2024 · 6.25
Quick ratio
6.52▲
2024 · 6.25
Debt / equity
0.18▼
2024 · 0.18
ROE
19.1%▼
2024 · 22.8%
ROA
16.2%▼
2024 · 19.3%
Interest coverage
43.44▼
2024 · 144.02
Debt
€15k▲
2024 · €12k
Debt ≤ 1 year
€15k▲
2024 · €12k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€99k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€750€750=
Current assets29/58€77k€97k▲
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€10k€10k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€67k€86k▲
Deferred charges and accrued income490/1€93€873▲
Equity and liabilities
Total equity and liabilities10/49€80k€99k▲
Equity10/15€68k€84k▲
Contributions10/11€12k€12k=
Reserves13€56k€72k▲
Tax-exempt reserves132€297€297=
Distributable reserves133€55k€71k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€12k€15k▲
Amounts payable within one year42/48€12k€15k▲
Trade debts44€997€963▼
Suppliers440/4€997€963▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€411€957▲
Other operating charges640/8€505€720▲
Gross operating margin9900€25k€28k▲
Operating profit (loss)9901€24k€27k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€168€636▲
Recurring financial charges65€168€636▲
Profit (loss) for the period before taxes9903€24k€26k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€16k€16k▲
Profit (loss) for the period to be appropriated9905€16k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▲
Transfer from equity791/2€16k€0▼
Transfer to equity691/2€16k€16k▲
To other reserves6921€16k€16k▲
Profit to be distributed694/7€16k€0▼
Return on contributions (dividend)694€16k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity times 6current ratio 28.71
Current ratio from 4.59 to 28.71; short-term debt falls from €14k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.59
Current ratio from 1.98 to 4.59; short-term debt falls from €33k to €14k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €20k ▲132%
Operating result €28k, net result €20k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €8k ▼33.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuyvenbergstraat 202627 SchelleGround area
561 m²
Building footprint
129 m²
Volume, LiDAR
784 m³
Parcel 11038B0175/00N003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creative ID
since 20052.147.271.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038B0175/00N003 | Flanders | 561 m² | 1 · 129 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
58290Other software publishing
62900Other information technology and computer services
72210
72500
72600
80424
85599Other education
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:danny@creativeid.be