CREATIVE SOLUTIONS GEENS
ActiveSummary
CREATIVE SOLUTIONS GEENS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €612k and a net result of €66k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+2
Solvency91▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 15.16 against 14.25 in 2024; short-term debt: 4.5% and cash: 60.8% of total assets), and 34.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
7.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
39 d early
2023
40 d early
2022
32 d early
2021
32 d early
2020
2 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€612k▲ 12.1%
2024 · €546k
2019: €594k
2020: €630k▲ +6.0% vs 2019
2021: €681k▲ +8.0% vs 2020
2022: €723k▲ +6.2% vs 2021
2023: €749k▲ +3.6% vs 2022highest in 7 years
2024: €546k▼ -27.2% vs 2023lowest in 7 years
2025: €612k▲ +12.1% vs 2024
2019 → 2025
Total assets
€930k▲ 5.9%
2024 · €878k
2019: €627klowest in 7 years
2020: €712k▲ +13.5% vs 2019
2021: €758k▲ +6.4% vs 2020
2022: €845k▲ +11.5% vs 2021
2023: €862k▲ +2.0% vs 2022
2024: €878k▲ +1.8% vs 2023
2025: €930k▲ +5.9% vs 2024highest in 7 years
2019 → 2025
Net result
€66k▲ 37.0%
2024 · €48k
2019: €47k
2020: €36k▼ -23.8% vs 2019
2021: €51k▲ +41.1% vs 2020
2022: €42k▼ -16.5% vs 2021
2023: €26k▼ -37.6% vs 2022lowest in 7 years
2024: €48k▲ +83.1% vs 2023
2025: €66k▲ +37.0% vs 2024highest in 7 years
2019 → 2025
Working capital
€594k▲ 11.1%
2024 · €535k
2019: €573k
2020: €596k▲ +4.0% vs 2019
2021: €655k▲ +10.0% vs 2020highest in 7 years
2022: €519k▼ -20.9% vs 2021
2023: €483k▼ -6.8% vs 2022lowest in 7 years
2024: €535k▲ +10.7% vs 2023
2025: €594k▲ +11.1% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€681k-€723k▲ 6.2%€749k▲ 3.6%€546k▼ 27.2%€612k▲ 12.1%
2021: €681k
2022: €723k▲ +6.2% vs 2021
2023: €749k▲ +3.6% vs 2022highest in 5 years
2024: €546k▼ -27.2% vs 2023lowest in 5 years
2025: €612k▲ +12.1% vs 2024
Operating result€72k-€61k▼ 16.1%€39k▼ 35.8%€60k▲ 53.5%€85k▲ 41.7%
2021: €72k
2022: €61k▼ -16.1% vs 2021
2023: €39k▼ -35.8% vs 2022lowest in 5 years
2024: €60k▲ +53.5% vs 2023
2025: €85k▲ +41.7% vs 2024highest in 5 years
Net result€51k-€42k▼ 16.5%€26k▼ 37.6%€48k▲ 83.1%€66k▲ 37.0%
2021: €51k
2022: €42k▼ -16.5% vs 2021
2023: €26k▼ -37.6% vs 2022lowest in 5 years
2024: €48k▲ +83.1% vs 2023
2025: €66k▲ +37.0% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €930k
Fixed assets
€294k ▼ 2.9%
Current assets
€636k ▲ 10.6%
Equity and liabilities €930k
Equity
€612k ▲ 12.1%
Debt
€318k ▼ 4.2%
Debt's share of the balance-sheet total falls from 37.9% to 34.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2024 · €88k
Cash flow
€77k▲
2024 · €77k
Current ratio
15.16▲
2024 · 14.25
Debt to equity
0.52▼
2024 · 0.61
ROE
10.8%▲
2024 · 8.9%
ROA
7.1%▲
2024 · 5.5%
Interest coverage
86.06▲
2024 · 64.07
Debt ≤ 1 year
€42k▲
2024 · €40k
Debt > 1 year
€271k▼
2024 · €289k
Income taxes
€26k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€878k€930k▲
Fixed assets21/28€303k€294k▼
Tangible fixed assets22/27€303k€294k▼
Land and buildings22€300k€291k▼
Plant, machinery and equipment23-€621
Furniture and vehicles24€3k€2k▼
Current assets29/58€575k€636k▲
Amounts receivable within one year40/41€37k€70k▲
Trade receivables40€36k€68k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€535k€565k▲
Deferred charges and accrued income490/1€3k€817▼
Equity and liabilities
Total equity and liabilities10/49€878k€930k▲
Equity10/15€546k€612k▲
Contributions10/11€12k€12k=
Reserves13€533k€599k▲
Tax-exempt reserves132€4k€4k=
Distributable reserves133€529k€595k▲
Amounts payable17/49€332k€318k▼
Amounts payable after more than one year17€289k€271k▼
Financial debts170/4€289k€271k▼
Amounts payable within one year42/48€40k€42k▲
Current portion of amounts payable after more than one year42€10k€7k▼
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€1k€364▼
Suppliers440/4€1k€364▼
Taxes, remuneration and social security45€17k€22k▲
Taxes450/3€17k€22k▲
Other amounts payable47/48€11k€10k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€11k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€90k€98k▲
Operating profit (loss)9901€60k€85k▲
Financial income75/76B€10k€8k▼
Recurring financial income75€10k€8k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€68k€92k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€48k€66k▲
Profit (loss) for the period to be appropriated9905€48k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€66k▲
Profit (loss) brought forward from the previous period14P€449-
Transfer to equity691/2€49k€66k▲
To other reserves6921€49k€66k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €20k | €24k | €28k | €11k | ▼ 61.9% |
| Other operating charges640/8 | - | €7k | €1k | €2k | €3k | ▲ 27.5% |
| Gross operating margin9900 | €103k | €87k | €64k | €90k | €98k | ▲ 8.8% |
| Operating profit (loss)9901 | €72k | €61k | €39k | €60k | €85k | ▲ 41.7% |
| Financial income75/76B | - | €0 | €534 | €10k | €8k | ▼ 17.3% |
| Recurring financial income75 | €84 | €0 | €534 | €10k | €8k | ▼ 17.3% |
| Financial charges65/66B | - | €1k | €2k | €1k | €1k | ▼ 19.3% |
| Recurring financial charges65 | €565 | €1k | €2k | €1k | €1k | ▼ 19.3% |
| Profit (loss) for the period before taxes9903 | €72k | €60k | €38k | €68k | €92k | ▲ 34.6% |
| Income taxes67/77 | €21k | €18k | €12k | €20k | €26k | ▲ 28.7% |
| Profit (loss) for the period9904 | €51k | €42k | €26k | €48k | €66k | ▲ 37.0% |
| Profit (loss) for the period to be appropriated9905 | €51k | €42k | €26k | €48k | €66k | ▲ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €758k | €845k | €862k | €878k | €930k | ▲ 5.9% |
| Fixed assets21/28 | €60k | €290k | €330k | €303k | €294k | ▼ 2.9% |
| Tangible fixed assets22/27 | €60k | €290k | €330k | €303k | €294k | ▼ 2.9% |
| Land and buildings22 | - | €56k | €309k | €300k | €291k | ▼ 2.9% |
| Plant, machinery and equipment23 | - | - | - | - | €621 | - |
| Furniture and vehicles24 | - | €41k | €21k | €3k | €2k | ▼ 26.4% |
| Other tangible fixed assets26 | - | €332 | €166 | - | - | - |
| Assets under construction and advance payments27 | - | €193k | - | - | - | - |
| Current assets29/58 | €698k | €555k | €532k | €575k | €636k | ▲ 10.6% |
| Amounts receivable within one year40/41 | €54k | €49k | €52k | €37k | €70k | ▲ 88.0% |
| Trade receivables40 | - | €49k | €52k | €36k | €68k | ▲ 88.4% |
| Other amounts receivable41 | - | - | €220 | €1k | €2k | ▲ 75.7% |
| Current investments50/53 | - | €7k | €7k | - | - | - |
| Cash at bank and in hand54/58 | €641k | €496k | €470k | €535k | €565k | ▲ 5.6% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €3k | €817 | ▼ 67.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €758k | €845k | €862k | €878k | €930k | ▲ 5.9% |
| Equity10/15 | €681k | €723k | €749k | €546k | €612k | ▲ 12.1% |
| Contributions10/11 | - | €264k | €264k | €12k | €12k | = |
| Reserves13 | €416k | €458k | €484k | €533k | €599k | ▲ 12.4% |
| Non-distributable reserves130/1 | - | €16k | €16k | - | - | - |
| Reserves not available under the articles1311 | - | €16k | €16k | - | - | - |
| Tax-exempt reserves132 | - | €4k | €4k | €4k | €4k | = |
| Distributable reserves133 | - | €438k | €464k | €529k | €595k | ▲ 12.5% |
| Profit (loss) carried forward14 | €447 | €448 | €449 | - | - | - |
| Amounts payable17/49 | €77k | €122k | €113k | €332k | €318k | ▼ 4.2% |
| Amounts payable after more than one year17 | €33k | €84k | €62k | €289k | €271k | ▼ 6.0% |
| Financial debts170/4 | - | €84k | €62k | €289k | €271k | ▼ 6.0% |
| Amounts payable within one year42/48 | €43k | €36k | €49k | €40k | €42k | ▲ 4.0% |
| Current portion of amounts payable after more than one year42 | - | €22k | €22k | €10k | €7k | ▼ 24.9% |
| Financial debts43 | - | €3k | €1k | €2k | €2k | ▲ 51.8% |
| Credit institutions430/8 | - | €3k | €1k | €2k | €2k | ▲ 51.8% |
| Trade debts44 | €209 | €619 | €2k | €1k | €364 | ▼ 74.3% |
| Suppliers440/4 | - | €619 | €2k | €1k | €364 | ▼ 74.3% |
| Taxes, remuneration and social security45 | - | €11k | €16k | €17k | €22k | ▲ 31.8% |
| Taxes450/3 | - | €11k | €16k | €17k | €22k | ▲ 31.8% |
| Other amounts payable47/48 | - | €45 | €8k | €11k | €10k | ▼ 10.2% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €3k | €5k | ▲ 55.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €42k | €26k | €48k | €66k | ▲ 37.0% |
| + Depreciation and write-downs630 | €30k | €20k | €24k | €28k | €11k | ▼ 61.9% |
| Operating cash flow (approximation) | €80k | €62k | €50k | €77k | €77k | ▲ 0.4% |
| Investment in fixed assets (approximation) | - | €-250k | €-64k | €-887 | €-2k | ▼ 131% |
| Change in cash | - | €-145k | €-26k | €65k | €30k | ▼ 54.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €66k ▲37%
Operating result €85k, net result €66k, both a record.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €26k ▼37.6%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2006
Ground area
1,485 m²
Building footprint
172 m²
Volume, LiDAR
965 m³
Parcel 11017B0164/00X000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CSG²
since 20062.155.818.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017B0164/00X000 | Flanders | 1,485 m² | 1 · 172 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900VKDEVC9L056337
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 32,910 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-08-2006
Fiscal year end30-06
Abbreviation NL
CSG²
Activities, NACEBEL 2025
70200Business and other management consultancy
85592Vocational training
Scores and ratios are computed by Checked and are not a credit decision.