Creative Solutions
ActiveCreative Solutions has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €26k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+43
Solvency79▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.71 in 2024), but 63.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.3%
Return on assets
10.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
22 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 14.9%
2024 · €80k
2019: €46k
2020: €56k
2021: €65k
2022: €88k
2023: €71k
2024: €80k
2019 → 2025
Total assets
€253k▲ 1.0%
2024 · €251k
2019: €64k
2020: €87k
2021: €124k
2022: €165k
2023: €295k
2024: €251k
2019 → 2025
Net result
€26k▲ 181%
2024 · €9k
2019: €3k
2020: €10k
2021: €9k
2022: €23k
2023: €5k
2024: €9k
2019 → 2025
Working capital
€76k▲ 21.0%
2024 · €62k
2019: €40k
2020: €51k
2021: €53k
2022: €70k
2023: €54k
2024: €62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€88k▲ 35.3%€71k▼ 19.0%€80k▲ 12.9%€92k▲ 14.9%
Operating result€15k-€35k▲ 130%€11k▼ 67.8%€22k▲ 101%€45k▲ 99.0%
Net result€9k-€23k▲ 157%€5k▼ 80.2%€9k▲ 102%€26k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 99% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€132k▼ 13.2%
Current assets
€121k▲ 22.9%
Equity and liabilities €253k
Equity
€92k▲ 14.9%
Debt
€161k▼ 5.5%
The debt ratio falls from 68.0% to 63.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€68k▲
2024 · €46k
Cash flow
€49k▲
2024 · €33k
Solvency
36.3%▲
2024 · 32.0%
Current ratio
2.64▼
2024 · 2.71
Quick ratio
2.64▼
2024 · 2.71
Debt / equity
1.75▼
2024 · 2.13
ROE
27.9%▲
2024 · 11.4%
ROA
10.1%▲
2024 · 3.6%
Interest coverage
10.16▲
2024 · 6.18
Debt
€161k▼
2024 · €171k
Debt ≤ 1 year
€46k▲
2024 · €36k
Debt > 1 year
€115k▼
2024 · €134k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€253k▲
Fixed assets21/28€152k€132k▼
Tangible fixed assets22/27€152k€132k▼
Land and buildings22€109k€104k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€5k▲
Leasing and similar rights25€37k€21k▼
Financial fixed assets28€250€250=
Current assets29/58€99k€121k▲
Amounts receivable within one year40/41€71k€98k▲
Trade receivables40€70k€95k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€26k€22k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€251k€253k▲
Equity10/15€80k€92k▲
Contributions10/11€9k€9k=
Reserves13€71k€83k▲
Distributable reserves133€71k€83k▲
Amounts payable17/49€171k€161k▼
Amounts payable after more than one year17€134k€115k▼
Financial debts170/4€134k€115k▼
Amounts payable within one year42/48€36k€46k▲
Current portion of amounts payable after more than one year42€24k€19k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€3k€16k▲
Income statement
Code20242025
Non-recurring operating income76A€4k€976▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€50k€72k▲
Operating profit (loss)9901€22k€45k▲
Financial income75/76B€164€39▼
Recurring financial income75€164€39▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€15k€38k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€9k€26k▲
Profit (loss) for the period to be appropriated9905€9k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€26k▲
Transfer from equity791/2-€14k
Transfer to equity691/2€9k€26k▲
To other reserves6921€9k€26k▲
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €26k ▲181%
Operating result €45k, net result €26k, both a record.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbistlaan 102270 HerenthoutGround area
1,636 m²
Building footprint
468 m²
Volume, LiDAR
3,476 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Creative Solutions
since 20162.254.732.138
Aarschotsebaan 111, 2590 Berlaar
since 20232.346.936.477
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002C0767/00B004 | Flanders | 1,050 m² | 1 · 338 m² | 11.3 m · 3 fl. |
| 13012E0685/00H002 | Flanders | 586 m² | 1 · 130 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2016
Fiscal year end30-06
Abbreviation NL
CRESO
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.