CREATIVE MANAGEMENT INTERNATIONAL
ActiveCREATIVE MANAGEMENT INTERNATIONAL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-4k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-52
Solvency98=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 3.47 in 2024; short-term debt: 26.8% and cash: 1.8% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
19 d late
2023
26 d late
2022
31 d late
2021
24 d late
2020
53 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▼ 49.4%
2024 · €-3k
2018: €12k
2019: €13k
2020: €18k
2021: €20k
2022: €24k
2023: €-14k
2024: €-3k
2018 → 2025
Working capital
€80k▲ 1.8%
2024 · €78k
2018: €10k
2019: €26k
2020: €39k
2021: €55k
2022: €79k
2023: €70k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€101k▲ 31.5%€87k▼ 13.9%€84k▼ 3.1%€80k▼ 4.8%
Operating result€28k-€34k▲ 18.3%€-18k€-7k▲ 60.0%€-9k▼ 21.2%
Net result€20k-€24k▲ 21.5%€-14k€-3k▲ 80.7%€-4k▼ 49.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€25▼ 99.5%
Current assets
€109k▼ 1.0%
Equity and liabilities €109k
Equity
€80k▼ 4.8%
Debt
€29k▼ 8.0%
The debt ratio falls from 27.4% to 26.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €5k
Cash flow
€1k▼
2024 · €9k
Solvency
73.2%▲
2024 · 72.6%
Current ratio
3.73▲
2024 · 3.47
Quick ratio
3.73▲
2024 · 3.47
Debt / equity
0.37▼
2024 · 0.38
ROE
-5.1%▼
2024 · -3.2%
ROA
-3.7%▼
2024 · -2.3%
Interest coverage
-28.39▼
2024 · 38.12
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€29k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€109k▼
Fixed assets21/28€6k€25▼
Tangible fixed assets22/27€5k-
Furniture and vehicles24€5k-
Financial fixed assets28€25€25=
Current assets29/58€110k€109k▼
Amounts receivable within one year40/41€108k€106k▼
Trade receivables40€23k€16k▼
Other amounts receivable41€85k€90k▲
Cash at bank and in hand54/58€466€2k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€116k€109k▼
Equity10/15€84k€80k▼
Contributions10/11€19k€19k=
Reserves13€65k€62k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€64k€60k▼
Profit (loss) carried forward14-€-483
Amounts payable17/49€32k€29k▼
Amounts payable within one year42/48€32k€29k▼
Trade debts44€29k€29k▼
Suppliers440/4€29k€29k▼
Taxes, remuneration and social security45€2k€412▼
Taxes450/3€2k€412▼
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€820€2k▲
Gross operating margin9900€5k€-2k▼
Operating profit (loss)9901€-7k€-9k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€120€109▼
Recurring financial charges65€120€109▼
Profit (loss) for the period before taxes9903€-2k€-4k▼
Income taxes67/77€320-
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k▼
Transfer from equity791/2€3k€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-14k ▼158%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €24k ▲21.5%
Operating result €34k, net result €24k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲31.5%
5 profitable years in a row build equity to €101k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 94 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regentschapsstraat 581000 BrusselGround area
4,037 m²
Building footprint
1,490 m²
Volume, LiDAR
30,027 m³
3 parcels, Brussels, Wallonia · tallest building 34.7 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
Louizalaan 213, 1050 Elsene
since 19952.069.898.440
Avenue Paul de Goussencourt 31, 7021 Mons
since 20002.069.898.539
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53038A0810/00V000 | Wallonia | 2,351 m² | 1 · 492 m² | 7.5 m · 1 fl. |
| 21808H0885/00X000 | Brussels | 1,262 m² | 1 · 560 m² | 34.7 m · 10 fl. |
| 21807G0120/00X004 | Brussels | 424 m² | 1 · 438 m² | 32.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,098 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.