CREATIVE HR SOLUTIONS
ActiveCREATIVE HR SOLUTIONS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €389k and a net result of €325. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 998 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 36.04 against 24.11 in 2023; short-term debt: 1.2% and cash: 0.4% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.6%
Return on assets
0.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€389k▲ 0.1%
2023 · €389k
2018: €285k
2019: €287k
2020: €283k
2021: €331k
2022: €365k
2023: €389k
2018 → 2024
Total assets
€394k▼ 0.4%
2023 · €396k
2018: €293k
2019: €290k
2020: €297k
2021: €359k
2022: €391k
2023: €396k
2018 → 2024
Net result
€325▼ 98.6%
2023 · €24k
2018: €26k
2019: €2k
2020: €-4k
2021: €48k
2022: €34k
2023: €24k
2018 → 2024
Working capital
€167k▲ 23.9%
2023 · €135k
2018: €104k
2019: €67k
2020: €22k
2021: €68k
2022: €78k
2023: €135k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€283k-€331k▲ 16.9%€365k▲ 10.2%€389k▲ 6.4%€389k▲ 0.1%
Operating result€-1k-€70k€50k▼ 28.0%€33k▼ 33.5%€-1k
Net result€-4k-€48k€34k▼ 29.4%€24k▼ 30.5%€325▼ 98.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1k after €33k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394k
Fixed assets
€223k▼ 12.9%
Current assets
€172k▲ 22.1%
Equity and liabilities €394k
Equity
€389k▲ 0.1%
Debt
€5k▼ 27.5%
The debt ratio falls from 1.9% to 1.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2023 · €66k
Cash flow
€33k▼
2023 · €56k
Solvency
98.6%▲
2023 · 98.1%
Current ratio
36.04▲
2023 · 24.11
Quick ratio
36.04▲
2023 · 24.11
Debt / equity
0.01▼
2023 · 0.02
ROE
0.1%▼
2023 · 6.1%
ROA
0.1%▼
2023 · 5.9%
Interest coverage
448.74▼
2023 · 961.64
Debt
€5k▼
2023 · €8k
Debt ≤ 1 year
€5k▼
2023 · €6k
Income taxes
€1k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€396k€394k▼
Fixed assets21/28€256k€223k▼
Tangible fixed assets22/27€256k€223k▼
Land and buildings22€212k€193k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€38k€26k▼
Current assets29/58€141k€172k▲
Amounts receivable within one year40/41€24k€22k▼
Trade receivables40€13k€15k▲
Other amounts receivable41€11k€7k▼
Current investments50/53€110k€145k▲
Cash at bank and in hand54/58€5k€2k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€396k€394k▼
Equity10/15€389k€389k▲
Contributions10/11€6k€6k=
Reserves13€383k€383k▲
Distributable reserves133€383k€383k▲
Amounts payable17/49€8k€5k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€294€2k▲
Suppliers440/4€294€2k▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€6k€2k▼
Accrued charges and deferred income492/3€2k€682▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€68k€33k▼
Operating profit (loss)9901€33k€-1k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€69€70▲
Recurring financial charges65€69€70▲
Profit (loss) for the period before taxes9903€35k€2k▼
Income taxes67/77€11k€1k▼
Profit (loss) for the period9904€24k€325▼
Profit (loss) for the period to be appropriated9905€24k€325▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€325▼
Transfer to equity691/2€24k€325▼
To other reserves6921€24k€325▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 24.11
Current ratio from 4.16 to 24.11; short-term debt falls from €25k to €6k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼277%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parklaan 113550 Heusden-ZolderGround area
2,247 m²
Building footprint
159 m²
Volume, LiDAR
442 m³
Parcel 71065F0271/00K000, Flanders · tallest building 25.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Parklaan 11, 3550 Heusden-Zolder
since 20002.099.857.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0271/00K000 | Flanders | 2,247 m² | 1 · 159 m² | 25.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64880H62DM1297QUHX49
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2000
Fiscal year end31-12
Activities, NACEBEL
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.