Creative Floors
ActiveThe computed 12-month bankruptcy probability of Creative Floors is 3.8% (moderate). The 2024 annual accounts show equity of €226k and a net result of €44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 81% of 2935 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+69
Solvency90▲+86
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 0.83 in 2023; short-term debt: 26.6% and cash: 0.3% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
48 d early
2022
204 d late
2021
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€226k
2023 · €-2k
2021: €694
2022: €694
2023: €-2k
2021 → 2024
Total assets
€349k▲ 3,294%
2023 · €10k
2021: €12k
2022: €13k
2023: €10k
2021 → 2024
Net result
€44k
2023 · €-3k
2021: €-4k
2022: €-4k
2023: €-3k
2021 → 2024
Working capital
€157k
2023 · €-2k
2021: €694
2022: €694
2023: €-2k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€694-€694=€-2k€226k
Operating result€-4k-€-4k▲ 1.2%€-3k▲ 33.4%€59k
Net result€-4k-€-4k=€-3k▲ 34.3%€44k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €59k after a loss of €3k in 2023, the highest result in the available series.
Balance-sheet composition
Assets €349k
Fixed assets
€100k
Current assets
€250k
Equity and liabilities €349k
Equity
€226k
Debt
€124k
Debt finances 35.4% of the balance-sheet total.
Key figures and ratios
Solvency
64.6%▲
2023 · -20.8%
Current ratio
2.69▲
2023 · 0.83
Quick ratio
2.69▲
2023 · 0.83
Debt / equity
0.55▲
2023 · -5.82
ROE
19.6%
ROA
12.7%▲
2023 · -27.5%
Debt
€124k▲
2023 · €12k
Debt ≤ 1 year
€93k▲
2023 · €12k
Debt > 1 year
€31k
Income taxes
€15k
Staff costs
€221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10k€349k▲
Fixed assets21/28-€100k
Tangible fixed assets22/27-€85k
Plant, machinery and equipment23-€16k
Furniture and vehicles24-€69k
Financial fixed assets28-€15k
Current assets29/58€10k€250k▲
Amounts receivable within one year40/41€3k€249k▲
Trade receivables40-€249k
Other amounts receivable41€3k-
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€10k€349k▲
Equity10/15€-2k€226k▲
Contributions10/11€694€20k▲
Capital10€694-
Issued capital100€694-
Revaluation surpluses12-€164k
Reserves13-€656
Non-distributable reserves130/1-€656
Reserves not available under the articles1311-€656
Profit (loss) carried forward14€-3k€41k▲
Amounts payable17/49€12k€124k▲
Amounts payable after more than one year17-€31k
Financial debts170/4-€31k
Amounts payable within one year42/48€12k€93k▲
Trade debts44€1k€38k▲
Suppliers440/4€1k€38k▲
Taxes, remuneration and social security45-€28k
Taxes450/3-€12k
Remuneration and social security454/9-€16k
Other amounts payable47/48€11k€27k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€221k
Other operating charges640/8€4k€14k▲
Gross operating margin9900€677€294k▲
Operating profit (loss)9901€-3k€59k▲
Profit (loss) for the period before taxes9903€-3k€59k▲
Income taxes67/77-€15k
Profit (loss) for the period9904€-3k€44k▲
Profit (loss) for the period to be appropriated9905€-3k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€41k▲
Profit (loss) brought forward from the previous period14P-€-3k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 55 days late
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.69
Current ratio from 0.83 to 2.69.
31-12
Financial
Equity above €200kEq €226k
Equity rises from €-2k to €226k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 204 days late
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
70 m²
Building footprint
45 m²
Volume, LiDAR
533 m³
Parcel 11805E0212/00E014, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bacardi Club
since 20212.320.233.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0212/00E014 | Flanders | 70 m² | 1 · 45 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.320.233.268
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De Kronkeling
BE 0748.814.462
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CAFE DES HALLES
BE 0460.816.316
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PRAETCAFE
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 2,948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.