CREATIVE FACTORY

Active

Limited partnershipfounded 200719 yrs activede Broquevillelaan 40, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0888.252.754

Summary

CREATIVE FACTORY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €460,891. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 85% of 1390 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

CREATIVE FACTORYActiveChecked score 96/100

Risk analysis Report Compare

Activity

Combined facilities support activities

NACE 81100NACE 70321

1 site

Size

€2.3mtotal assets 2025

Equity: €1.7m
Profit: €460,891

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Parent: BALOISE BELGIUM · 100%
Board: 3 members

Accounts 94 d early2 of 13 deeds read

Why 96- 1 change of registered office in 24 months+ Size: total assets €2.3m+ Figures for FY 2025 (filed 01-05-2026)+ Legal form Limited partnershipShow the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 71% of its sector peers (NACE 81, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 76.4% of total assets

Liquidity 63+6

short-term debt 23.6% · cash 16.8%

Profitability 94+2

return on assets 20.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (485 companies)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%▲ +2.2% vs 01-2025 03-2025: < 0.1%▲ +2.2% vs 02-2025 04-2025: < 0.1%▲ +4.3% vs 03-2025 05-2025: 0.1%▲ +6.1% vs 04-2025 06-2025: 0.1%▲ +28.8% vs 05-2025highest value 07-2025: < 0.1%▼ -43.3% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%▲ +5.3% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +7.5% vs 03-2026 05-2026: < 0.1%▲ +2.3% vs 04-2026 06-2026: 0.1%▲ +27.3% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

1 change of registered office in 24 months raises the probability
Size: total assets €2.3m lowers the probability for this profile
Figures for FY 2025 (filed 01-05-2026) lowers the probability
Legal form Limited partnership lowers the probability

Credit up to €160,000 at 30 days acceptable

Liquidity short (current ratio 0.71 against 0.52 in 2024; short-term debt: 23.6% and cash: 16.8% of total assets), and 23.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, small). Better than this share of them on solvency 93%, liquidity 75%, profitability 95%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €2.3m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 01-05-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Legal form Limited partnership

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

94 d early

2024

51 d early

2023

50 d early

2022

70 d early

2021

59 d early

2020

59 d early

2019

80 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 66 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-06-26 Resignations: Christophe Hamal (director) and MERNO…Permanent representatives: Wim Kinnet, Simon…
18-05-26 Resignations: HM II Pareto Bis (director)…Appointment: HM II Pareto Bis…
28-04-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Caution: Board changedlatest change 30-06-2026 · 3 in office 3 joined · 3 left View
Positive: Among the best 5% on net resultsector median €25,180 · 1,390 companies €460,891 View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €460,891 8 years View
Controlled by BALOISE BELGIUMknown shareholders 100% 100% View