CREATIVE EXPERIENCE
ActiveSummary
CREATIVE EXPERIENCE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,776 and a net result of -€7,071. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 70% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €28,776
- Loss
- -€7,071
Why 94raises riskLoss of €7,071, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 4.18, cash €36,887Size: total assets €37,608Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 79% on liquidity, 5% on profitability and 25% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 45 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€7,071
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result stays negative: a loss of €7,179 in 2025 against €5,414 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €6,490 | - |
| Remuneration, social security and pensions62 | €600 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €140 | €478 | €529 | ▲ 10.7% |
| Other operating charges640/8 | - | - | €200 | - |
| Gross operating margin9900 | €51,160 | -€4,936 | -€6,450 | ▼ 30.7% |
| Operating profit (loss)9901 | €50,420 | -€5,414 | -€7,179 | ▼ 32.6% |
| Financial income75/76B | €210 | €127 | €233 | ▲ 83.4% |
| Recurring financial income75 | €210 | €127 | €233 | ▲ 83.4% |
| Financial charges65/66B | €73 | €59 | €55 | ▼ 5.3% |
| Recurring financial charges65 | €73 | €59 | €55 | ▼ 5.3% |
| Profit (loss) for the period before taxes9903 | €50,557 | -€5,346 | -€7,002 | ▼ 31.0% |
| Income taxes67/77 | €10,326 | €38 | €69 | ▲ 81.1% |
| Profit (loss) for the period9904 | €40,231 | -€5,384 | -€7,071 | ▼ 31.3% |
| Profit (loss) for the period to be appropriated9905 | €40,231 | -€5,384 | -€7,071 | ▼ 31.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €95,951 | €48,235 | €37,608 | ▼ 22.0% |
| Fixed assets21/28 | €1,025 | €1,250 | €721 | ▼ 42.3% |
| Tangible fixed assets22/27 | €1,025 | €1,250 | €721 | ▼ 42.3% |
| Furniture and vehicles24 | €1,025 | €1,250 | €721 | ▼ 42.3% |
| Current assets29/58 | €94,926 | €46,985 | €36,887 | ▼ 21.5% |
| Amounts receivable within one year40/41 | €38,567 | €3,885 | - | - |
| Trade receivables40 | €30,743 | €3,839 | - | - |
| Other amounts receivable41 | €7,824 | €46 | - | - |
| Cash at bank and in hand54/58 | €56,359 | €43,099 | €36,887 | ▼ 14.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €95,951 | €48,235 | €37,608 | ▼ 22.0% |
| Equity10/15 | €41,231 | €35,847 | €28,776 | ▼ 19.7% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €40,231 | €40,231 | €40,231 | = |
| Distributable reserves133 | €40,231 | €40,231 | €40,231 | = |
| Profit (loss) carried forward14 | - | -€5,384 | -€12,454 | ▼ 131% |
| Amounts payable17/49 | €54,720 | €12,388 | €8,832 | ▼ 28.7% |
| Amounts payable within one year42/48 | €54,720 | €12,388 | €8,832 | ▼ 28.7% |
| Financial debts43 | - | €84 | - | - |
| Credit institutions430/8 | - | €84 | - | - |
| Trade debts44 | €28,149 | €10,476 | - | - |
| Suppliers440/4 | €28,149 | €10,476 | - | - |
| Taxes, remuneration and social security45 | €26,571 | €140 | €1,983 | ▲ 14× |
| Taxes450/3 | €24,519 | - | €1,843 | - |
| Remuneration and social security454/9 | €2,052 | €140 | €140 | = |
| Other amounts payable47/48 | - | €1,687 | €6,848 | ▲ 306% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,231 | -€5,384 | -€7,071 | ▼ 31.3% |
| + Depreciation and write-downs630 | €140 | €478 | €529 | ▲ 10.7% |
| Operating cash flow (approximation) | €40,371 | -€4,905 | -€6,542 | ▼ 33.4% |
| Investment in fixed assets (approximation) | - | -€703 | €0 | - |
| Change in cash | - | -€13,260 | -€6,213 | ▲ 53.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00346394 |
| 31-12-2024 | micro format | 05-12-2025 | 2025-00576537 |
| 31-12-2023 | micro format | 09-08-2024 | 2024-00338885 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| GHOLAMHOSSEINZADEH KHABISI Raziyeh |
|
| Simon Kaplan |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-04
Gazette deed
Resignation: Simon Kaplan (director)2 facts ▸
- General meeting, 28-03-2024
- Director resignation, Simon Kaplan (director)
07-12
Gazette deed
Appointment: Simon Kaplan (director)2 facts ▸
- General meeting, 23-11-2023
- Director appointment, Simon Kaplan (director)
02-05
Gazette deed
Registered officeRegistered-office move · Director in office3 facts ▸
- Board meeting, 12-04-2023
- Registered-office move, Rue De Neck n° 26 bte 13 1081 Bruxelles (Koekelberg)
- Director in office, GHOLAMHOSSEINZADEH KHABISI Raziyeh (director)
22-03
Gazette deed
IncorporationAppointment: GHOLAMHOSSEINZADEH KHABISI Raziyeh (director) · Founder · Registered office clause10 facts ▸
- Founder, GHOLAMHOSSEINZADEH KHABISI Raziyeh (comparant)
- Incorporation, “CREATIVE EXPERIENCE” (deed in French)
- Registered office clause, “1060 Saint-Gilles,Rue de Lausanne,5 6b51” (deed in French)
- Founding capital, €1,000
- Bank account, 1000, EUR
- Other provision, “attestation de dépôt et fonds disponibles”, EUR (deed in French)
- Capital
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, GHOLAMHOSSEINZADEH KHABISI Raziyeh (director (not named in the articles))
- Other provision, “début activités, acquisition personnalité juridique” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21492B0008/00E017 | Brussels | 1.0 ha | 1 · 4,570 m² | 26.5 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Consultance dans le secteur de l'informatique et de l'UI/UX design; Fournir des services de conseil à diverses entreprises,organisations et…” (deed in French)
6 activities (deed in French)
- Consultance dans le secteur de l'informatique et de l'UI/UX design
- Fournir des services de conseil à diverses entreprises,organisations et institutions
- Les activités de management et de consultance ainsi que les prestations et services,de gestion,d'étude,d'organisation,de conseil,consultance en recrutement,d'intermédiaire en matières commerciales ainsi que toutes affaires et opérations se rattachant directement ou indirectement à cet objet ainsi que la réalisation de toutes opérations relatives à l'activité d'administrateur de biens,et la prise et remise de fonds de commerce
- L’étude,la recherche,la conception,le développement,la mise en place et la commercialisation de technologies et de systèmes informatisés,de systèmes de régulations,d’exploitations,de gestion assistées,administratifs,commerciaux,industriels ; la création et la commercialisation de programme informatiques et de tout « software »; l’achat,la vente,la fabrication,l’importation,l’exportation,la représentation,l’entretien,la réparation,la distribution,la transformation,la location de tout appareil,tout matériel électrique,mécanique,électronique,informatique,audio-visuel,et en général tout biens meubles ; la télématique et les télécommunications ; la consultance,l’organisation de cours et de séminaires afférents aux objets précités ; l’achat et la vente d’ordinateurs,de matériel informatique et périphérique,de logiciels existants,de composants électroniques pour micro-ordinateurs ; l’écriture de programmes informatiques et le développement d’applications sur mesure ; l’achat et la vente,l’importation et l’exportation de tous appareils électroménagers,tv,vidéos,appareils photos,films,bandes magnétiques,cassette,tous articles imprimes ou enregistrés ainsi qu’appareils,instruments et accessoires permettant leur lecture,vision ou audition
- L’étude et le conseil,comprenant toutes opérations d’assistance dans le domaine de l’informatique et de la bureautique,dans l’équipement de bureaux tant en mobiliers qu’en matériels ainsi que l’organisation,l’assistance et le conseil dans les matières relevant de l’organisation de tous systèmes informatiques et la réalisation d’études stratégiques ainsi que l’étude de projets et de leur mise en place,cette énumération étant exemplative
- Analyser les données et prévoir les tendances qui ont un impact sur l'organisation/le projet
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CREATIVE EXPERIENCE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la Région wallonne par simple décision de…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d’administration, un ou plusieurs administrateurs” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 30 June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes modifications statuts, tout temps par assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution quelque cause moment, assemblée peut désigner un ou plusieurs liquidateurs” (deed in French)