CREATIVE CONTENT HUB

Active

Private limited companyfounded 20215 yrs activeLambermontlaan 63, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0763.856.885

CREATIVE CONTENT HUB has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €262k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 2464 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

64 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency42▲+42

Growth78▲+46

Track record94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity short (current ratio 0.84 against 0.2 in 2023; short-term debt: 83.1% and cash: 16.1% of total assets), and 83.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 90

Relative position

BE, all sectors

reference

Sector 90

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

20 d late

2023

187 d late

2022

553 d late

2021

543 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€65k

2023 · €-197k

2021: €2k 2022: €-94k 2023: €-197k

2021 → 2024

Total assets

€384k▲ 34.8%

2023 · €285k

2021: €2k 2022: €165k 2023: €285k

2021 → 2024

Net result

€262k

2023 · €-103k

2021: €91 2022: €-96k 2023: €-103k

2021 → 2024

Working capital

€-50k▲ 86.9%

2023 · €-387k

2021: €2k 2022: €-237k 2023: €-387k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€2k-€-94k€-197k▼ 109%€65k

Operating result€191-€-80k€-102k▼ 28.5%€281k

Net result€91-€-96k€-103k▼ 7.2%€262k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €281k after a loss of €102k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €384k

30.1%

69.9%

Fixed assets €116k▼ 39.1%

Current assets €269k▲ 182%

Equity and liabilities €384k

16.9%

83.1%

Equity €65k

Debt €319k

Debt finances 83.1% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€362k▲

2023 · €-21k

Cash flow

€343k▲

2023 · €-21k

Solvency

16.9%▲

2023 · -69.1%

Current ratio

0.84▲

2023 · 0.20

Quick ratio

0.84▲

2023 · 0.20

Debt / equity

4.91▲

2023 · -2.45

ROE

402.8%

ROA

68.2%▲

2023 · -36.0%

Interest coverage

134.97▲

2023 · -37.79

Debt

€319k▼

2023 · €482k

Debt ≤ 1 year

€319k▼

2023 · €482k

Income taxes

€16k

Staff costs

€59k▼

2023 · €71k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€285k€384k▲

Fixed assets21/28€190k€116k▼

Intangible fixed assets21€149k€85k▼

Tangible fixed assets22/27€40k€31k▼

Plant, machinery and equipment23€25k€11k▼

Furniture and vehicles24€15k€20k▲

Current assets29/58€95k€269k▲

Amounts receivable within one year40/41€86k€206k▲

Trade receivables40€55k€196k▲

Other amounts receivable41€31k€10k▼

Cash at bank and in hand54/58€10k€62k▲

Deferred charges and accrued income490/1-€1k

Equity and liabilities

Total equity and liabilities10/49€285k€384k▲

Equity10/15€-197k€65k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-199k€64k▲

Amounts payable17/49€482k€319k▼

Amounts payable within one year42/48€482k€319k▼

Trade debts44€21k-

Suppliers440/4€21k-

Advances received on contracts in progress46-€279k

Taxes, remuneration and social security45€370€16k▲

Taxes450/3€184€16k▲

Remuneration and social security454/9€186-

Other amounts payable47/48€460k€25k▼

Income statement Code20232024

Remuneration, social security and pensions62€71k€59k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€81k=

Other operating charges640/8€384€5k▲

Gross operating margin9900€50k€426k▲

Operating profit (loss)9901€-102k€281k▲

Financial charges65/66B€553€3k▲

Recurring financial charges65€553€3k▲

Profit (loss) for the period before taxes9903€-103k€278k▲

Income taxes67/77-€16k

Profit (loss) for the period9904€-103k€262k▲

Profit (loss) for the period to be appropriated9905€-103k€262k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-199k€64k▲

Profit (loss) brought forward from the previous period14P€-96k€-199k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Gazette 1Filings 4

2026

25-08

State Gazette act Resignations & appointments

General meeting · Statutes amendment · Director appointment11 facts ▸

General meeting, 2026-08-20
Statutes amendment
Director appointment, Raymond IACAMPO (administrateur)
Director appointment, Meryem BENKIRANE (administrateur)
Director appointment, Hamza EL AZHAR (administrateur-délégué)
Mandate compensation, Raymond IACAMPO
Mandate compensation, Meryem BENKIRANE
Mandate compensation, Hamza EL AZHAR
Power of attorney, Raymond IACAMPO
Power of attorney, Meryem BENKIRANE
Power of attorney, Hamza EL AZHAR

2025

20-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 20 days late

03-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 187 days late

03-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 553 days late

2024

31-12

Financial Back to profitnet €262k

Net result €262k after 2 loss-making years.

25-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 543 days late

2023

31-12

Financial Weakest financial yearnet €-103k

Net result drops to €-103k, the lowest in the series; recovery starts the following year.

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

under verification, no change since 2026

This board is reconstructed from a single act (26355279). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Hamza EL AZHAR

Managing director · since 20-08-2026

Current

Meryem BENKIRANE

Director · since 20-08-2026

Current

Raymond IACAMPO

Director · since 20-08-2026

Current

20-08-2026 Hamza EL AZHAR: Appointed as Managing director

20-08-2026 Meryem BENKIRANE: Appointed as Director

20-08-2026 Raymond IACAMPO: Appointed as Director