CREATIT
ActiveCREATIT is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 21% of 16941 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability68
Solvency45
Growth-
Track record50
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16941 sector peers (2025).
NBB · sector comparisonPosition among 16941 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
92 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€28k
Net result
€3k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €28k
Equity
€6k
Debt
€22k
Debt finances 80.1% of the balance-sheet total.
Key figures and ratios
Solvency
19.9%
Current ratio
1.25
Quick ratio
1.25
Debt / equity
4.02
ROE
60.8%
ROA
12.1%
Debt
€22k
Debt ≤ 1 year
€22k
Income taxes
€949
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€28k
Current assets29/58€28k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€542
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€6k
Contributions10/11€3k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€16k
Income statement
Code2025
Other operating charges640/8€400
Gross operating margin9900€5k
Operating profit (loss)9901€4k
Financial charges65/66B€132
Recurring financial charges65€132
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€949
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 653590 DiepenbeekGround area
924 m²
Building footprint
105 m²
Volume, LiDAR
691 m³
Parcel 71011I1937/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CREATIT
since 20252.379.890.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1937/00A000 | Flanders | 924 m² | 1 · 105 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 6,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2025
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
64210Activities of holding companies
74120Graphic design and visual communication
74201Photography, excluding press photography
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.