Skip to content

Création et développement

Active
Private limited companyfounded 2003active for 23 yearsRue de Remicourt 28, 4357 Donceel, BelgiumKBO/BCE: BE 0860.321.407
Summary

Création et développement has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,096 and a net result of €11,776. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-09-2003 Normal situation
Activity
Other specialised construction activities NACE 43990
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
100 Aanvullend Paritair Comité voor de werklieden
149.01 Paritair Subcomité voor de elektriciens: installatie en distributie · annual accounts 2021
Establishment units
2.133.167.877 4357 Donceel, since 01-10-2003
2.309.414.897 4540 Amay, since 20-12-2019
Financial year end
31 December
Peppol
Reachable since 11-03-2026

Board and ownership

Board

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€51,895
▼ 18.6%
Turnover
≈ €260,000
estimated
Profit
€11,776
▲ 12.9%
Equity
€28,096
▼ 63.3%
Total assets
€1.1m
▲ 84.2%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €28,096 (2.7% of total assets)lowers riskSize: total assets €1.1mFounded in 2003Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 15% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 28-10
equity 2.7% of total assets
Liquidity 20-27
short-term debt 60.2% · cash 1.3%
Profitability 67+4
return on assets 1.1%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.7 percentage points vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025lowest value 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.02 (1.27 in 2024), below the usual 1.5. Short-term debt is 60.2% and cash 1.3% of total assets. 97.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 11% on liquidity, 33% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €28,096 (2.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
12 days late
2023
6 days early
2022
30 days late
2021
22 days late
2020
18 days early
2019
81 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 90% of companies in specialised constructionsector median 46.7% · 34,946 companies 2.7% View

Recent changes

  1. · Gazette deed Change of role: TACCHINI Daniel, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Création et développement: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €746,000 and €1.3m, founded between 2002 and 2007.

CompanyTotal assetsGross margin
Création et développement Donceel€1.1m€0.05m
SOGEBO Ath€1.0m€0.06m
R.dc Aalter€1.3m€0.05m
Les Frères Piscine Chaudfontaine€1.0m€0.07m
ENTREPRISES POLYBUILD Wavre€0.8m€0.05m
SANIJO Wemmel€0.9m€0.04m
COVAN INVEST Izegem€0.7m€0.05m
Full comparison

Key facts about Création et développement

What is the company number of Création et développement?
The company number of Création et développement is 0860.321.407. The VAT number is the same number with BE in front: BE 0860.321.407.
Where is Création et développement based?
The registered office is at Rue de Remicourt 28, 4357 Donceel.Company details
What does Création et développement do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of Création et développement?
The legal form of Création et développement is Private limited company (BV).
When was Création et développement founded?
Création et développement was founded on 02-09-2003.
Is Création et développement still active?
Yes, Création et développement is an active enterprise in the KBO register.
How many employees does Création et développement have?
Création et développement had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does Création et développement fall under?
In its 2021 annual accounts, Création et développement states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel), 100 (Aanvullend Paritair Comité voor de werklieden) and 149.01 (Paritair Subcomité voor de elektriciens: installatie en distributie).
What is the turnover of Création et développement?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €51,895 and 68 comparable companies (NACE 43990). It probably lies between €200,000 and €540,000.
Is Création et développement profitable?
In financial year 2025, Création et développement made a profit of €11,776.
Where can I find the annual accounts of Création et développement?
Création et développement filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Création et développement due?
Création et développement must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.