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CREATION

Active
Private limited companyfounded 201016 yrs activeEikendreef 9, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0827.865.702
Summary

CREATION has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424,781 and a net result of €132,563. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 87% of 10958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
Size
€500,547total assets 2025
Equity
€424,781
Profit
€132,563
Turnover not published (abridged schema)
Financial health
99 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
2
Accounts 11 d early0 of 3 deeds read
Why 99- Figures for FY 2025 (filed 20-10-2025)+ Liquidity: current ratio 5.84, cash €416,277+ Equity €424,781 (84.9% of total assets)+ Size: total assets €500,547Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Better than 90% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.9% of total assets
Liquidity 97-2
short-term debt 14.5% · cash 83.2%
Profitability 100+2
return on assets 26.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▼ -14.6% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +2.9% vs 06-2025 08-2025: < 0.1%▲ +2.8% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +13.5% vs 09-2025highest value 11-2025: < 0.1%▼ -35.7% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -11.1% vs 03-2026lowest value 05-2026: < 0.1%▲ +4.2% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -4.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +4.2% vs 08-2026 10-2026: < 0.1%▲ +16.0% vs 09-2026
  • Liquidity: current ratio 5.84, cash €416,277 lowers the probability
  • Equity €424,781 (84.9% of total assets) lowers the probability
  • Size: total assets €500,547 lowers the probability for this profile
  • Figures for FY 2025 (filed 20-10-2025) raises the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 5.84 against 7.8 in 2024; short-term debt: 14.5% and cash: 83.2% of total assets), and 15.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 95%, profitability 95%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 5.84, cash €416,277
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €424,781 (84.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €500,547
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Figures for FY 2025 (filed 20-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
22 d late
2023
14 d early
2022
12 d early
2021
12 d early
2020
12 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 19 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €132,563 ▲48.7%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 13% on solvencysector median 31.3% · 10,958 companies 84.9% View
  • Positive: 7 profitable years in a rowprofit 2025: €132,563 7 years View
  • Positive: Equity rose in 2025from €338,889 to €424,781 ▲ 25.3% View

By topic

Financials

Fiscal year
2025
Total assets
€500,547
Profit
€132,563
Solvency
84.9%
Total assets▲ 29.5%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 20-10-2025Annual accounts filed
  2. 31-03-2025Highest result since 2019
  3. 22-11-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
12-07-2010
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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