CREATINK
ActiveSummary
CREATINK has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,816 and a net result of €68,816. Its solvency ranks better than 59% of 4,331 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €71,816
- Profit
- €68,816
Why 97raises riskFounded in 2025lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 2.12, cash €48,818Equity €71,816 (59.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 61% on solvency, 73% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: LOLY Michaël Alain Jean-François…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,455 |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €826 |
| Other operating charges640/8 | €517 |
| Gross operating margin9900 | €95,247 |
| Operating profit (loss)9901 | €87,449 |
| Financial income75/76B | €209 |
| Recurring financial income75 | €209 |
| Financial charges65/66B | €1,053 |
| Recurring financial charges65 | €1,053 |
| Profit (loss) for the period before taxes9903 | €86,605 |
| Income taxes67/77 | €17,789 |
| Profit (loss) for the period9904 | €68,816 |
| Profit (loss) for the period to be appropriated9905 | €68,816 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €120,068 | |
| Fixed assets21/28 | €17,892 | |
| Tangible fixed assets22/27 | €17,892 | |
| Plant, machinery and equipment23 | €15,424 | |
| Furniture and vehicles24 | €2,468 | |
| Financial fixed assets28 | €0 | |
| Current assets29/58 | €102,175 | |
| Amounts receivable within one year40/41 | €52,105 | |
| Trade receivables40 | €51,776 | |
| Other amounts receivable41 | €329 | |
| Cash at bank and in hand54/58 | €48,818 | |
| Deferred charges and accrued income490/1 | €1,252 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €120,068 | |
| Equity10/15 | €71,816 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €68,816 | |
| Amounts payable17/49 | €48,252 | |
| Amounts payable within one year42/48 | €48,252 | |
| Trade debts44 | €13,463 | |
| Suppliers440/4 | €13,463 | |
| Taxes, remuneration and social security45 | €21,148 | |
| Taxes450/3 | €21,148 | |
| Remuneration and social security454/9 | €0 | |
| Other amounts payable47/48 | €13,641 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €68,816 |
| + Depreciation and write-downs630 | €6,455 |
| Operating cash flow (approximation) | €75,271 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 25-06-2026 | 2026-00198780 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CAVELIER Catherine Denise Françoise |
|
| Loly michael |
|
Owners and capital
Capital and shareholders
- LOLY Michaël Alain Jean-François 48 shares (40%) · €1,200
- CAVELIER Catherine Denise Françoise 72 shares (60%) · €1,800
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-01-2025 Incorporation · €3,000 · 120 shares
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
History
Acts, filings and financial milestones
17-01
Gazette deed
IncorporationAppointments: LOLY Michaël Alain Jean-François (administrateur non statutaire) and CAVELIER Catherine Denise Françoise (administrateur non statutaire) · Founder · Founding capital17 facts ▸
- Founder, LOLY Michaël Alain Jean-François
- Founder, CAVELIER Catherine Denise Françoise
- Incorporation, “CREATINK” (deed in French)
- Founding capital, €3,000
- Shareholding, “actions”, 48 (deed in French)
- Shareholding, “actions”, 72 (deed in French)
- Other provision, 13-01-2025
- Declaration, “responsabilité des fondateurs en cas de faillite, faillite dans les trois ans de sa constitution” (deed in French)
- Bank account, 3000, “compte spécial ouvert au nom de la société en formation” (deed in French)
- Capital
- Registered office clause, “4680 Hermée (Oupeye), rue du Broux”, 93 (deed in French)
- Other provision, “site internet et adresse electronique”, / (deed in French)
- +5 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62108B0254/00Z000 | Wallonia | 2,866 m² | 1 · 744 m² | 8.0 m · 2 |
| 62050A0298/00K000 | Wallonia | 252 m² | 1 · 50 m² | - |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CREATINK
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, tant en Belgique qu'à l'étranger” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, nommés avec ou sans limitation de durée” (deed in French)“Portée aux frais généraux,indépendamment frais éventuels de représentation,voyages et déplacements, rémunération fixe ou proportionnelle” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Électronique, actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant, moitié acquéreurs proportionnellement si plusieurs, mêmes formalités” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “En tout temps par decision assemblee generale deliberant formes prevues modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Faculte assemblee generale designer un ou plusieurs liquidateurs et determiner pouvoirs et emoluments, pour quelque cause et a quelque…” (deed in French)