CREATIF IN

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198837 yrs activeHenri de Brouckèrelaan 40, 1160 Oudergem, BelgiumKBO/BCE: BE 0435.937.992

Summary

The computed 12-month bankruptcy probability of CREATIF IN is 3.7% (moderate). The 2025 annual accounts show negative equity (-€63,735) and a net result of -€184. Equity remains stable across the filed fiscal years (±0.6% per year). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CREATIF INActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

-€63,735equity 2025

Loss: -€184

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 3.7%

Too few figures to score

Structure

Accounts filed 10 d late

Signals- Figures for FY 2018 (filed 06-09-2019)- Loss of €732 (FY 2018)- Negative equity+ Size: total assets €21+ Founded in 1988Filed after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.7% 12-2024: 4.4%▼ -6.2% vs 11-2024 01-2025: 4.4%● 0.0% vs 12-2024 02-2025: 4.4%● 0.0% vs 01-2025 03-2025: 4.4%● 0.0% vs 02-2025 04-2025: 4.4%● 0.0% vs 03-2025 05-2025: 4.4%● 0.0% vs 04-2025 06-2025: 4.4%● 0.0% vs 05-2025 07-2025: 4.4%● 0.0% vs 06-2025 08-2025: 5.3%▲ +21.2% vs 07-2025highest value 09-2025: 3.7%▼ -30.3% vs 08-2025lowest value 10-2025: 3.7%● 0.0% vs 09-2025lowest value 11-2025: 3.7%● 0.0% vs 10-2025lowest value 12-2025: 3.7%● 0.0% vs 11-2025lowest value 01-2026: 3.7%● 0.0% vs 12-2025lowest value 02-2026: 3.7%● 0.0% vs 01-2026lowest value 03-2026: 3.7%● 0.0% vs 02-2026lowest value 04-2026: 3.7%● 0.0% vs 03-2026lowest value 05-2026: 3.7%● 0.0% vs 04-2026lowest value 06-2026: 3.7%● 0.0% vs 05-2026lowest value 07-2026: 3.7%● 0.0% vs 06-2026lowest value 08-2026: 4.5%▲ +22.2% vs 07-2026 09-2026: 3.7%▼ -18.1% vs 08-2026lowest value 10-2026: 3.7%● 0.0% vs 09-2026lowest value

Figures for FY 2018 (filed 06-09-2019) raises the probability
Size: total assets €21 lowers the probability for this profile
Founded in 1988 lowers the probability for this profile
Loss of €732 (FY 2018) raises the probability

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2018 (filed 06-09-2019)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €21

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1988

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Loss of €732 (FY 2018)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€63,735

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

10 d late

2024

5 d late

2023

90 d late

2022

26 d late

2021

135 d late

2020

89 d late

2019

63 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 60 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 65 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage