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Créatif Aménagement

Active
Private limited companyfounded 2022active for 4 yearsSteenweg op Mechelen 455, 1950 Kraainem, Belgium961 active companies are registered at this addressKBO/BCE: BE 0786.796.395
Summary

The computed 12-month bankruptcy probability of Créatif Aménagement is 7.4% (elevated). The 2024 annual accounts show equity of €66,948 and a net result of €58,661. Equity is growing by about 369% per year across the filed financial years. Its solvency ranks better than 28% of 35,976 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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Créatif AménagementActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€243,859turnover 2024
Equity
€66,948
Profit
€58,661
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.4%
Structure
2025 accounts not filed, 86 days past the deadline1 of 2 deeds summarised
Why 36raises risk1 financial year not filed after the legal deadline; last filed accounts filed 354 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 20-07-2026)Size: turnover €243,859, total assets €247,504Founded in 2022Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 57% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 52+19
equity 27.0% of total assets
Liquidity 29+15
short-term debt 73.0% · cash 14.5%
Profitability 99+27
return on assets 23.7%
Bankruptcy probability, 12 months
7.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 3.1%lowest value 12-2024: 4.1%▲ +1.0 percentage point vs 11-2024 01-2025: 4.7%▲ +0.6 percentage points vs 12-2024 02-2025: 4.6%▼ -0.1 percentage points vs 01-2025 03-2025: 4.6%● unchanged vs 02-2025 04-2025: 4.7%▲ +0.1 percentage points vs 03-2025 05-2025: 4.7%● unchanged vs 04-2025 06-2025: 4.5%▼ -0.2 percentage points vs 05-2025 07-2025: 4.5%● unchanged vs 06-2025 08-2025: 4.9%▲ +0.4 percentage points vs 07-2025 09-2025: 5.1%▲ +0.2 percentage points vs 08-2025 10-2025: 6.4%▲ +1.3 percentage points vs 09-2025 11-2025: 6.5%▲ +0.1 percentage points vs 10-2025 12-2025: 7.5%▲ +1.0 percentage point vs 11-2025 01-2026: 10.2%▲ +2.7 percentage points vs 12-2025highest value 02-2026: 9.5%▼ -0.7 percentage points vs 01-2026 03-2026: 9.8%▲ +0.3 percentage points vs 02-2026 04-2026: 9.1%▼ -0.7 percentage points vs 03-2026 05-2026: 9.1%● unchanged vs 04-2026 06-2026: 8.9%▼ -0.2 percentage points vs 05-2026 07-2026: 8.9%● unchanged vs 06-2026 08-2026: 5.1%▼ -3.8 percentage points vs 07-2026 09-2026: 5.5%▲ +0.4 percentage points vs 08-2026 10-2026: 7.4%▲ +1.9 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.27, compared with 1.0 in 2023, below the usual 1.5; short-term debt: 73% and cash: 14.5% of total assets), and 73% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 17% on liquidity, 84% on profitability and 99% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 354 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 20-07-2026)
NBB · annual accounts
raises risk · Size: turnover €243,859, total assets €247,504
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 354 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-07-2026, 354 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
354 days late
2023
124 days late
2022
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 177 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Appointment: Jendoubi Naoures (director)Resignation: Akdime Brahim (director) ·…
  3. Highest result from 2022 to 2024net €58,661 ▲2,291%

Key points

  • Positive: Result rose in 2024from €2,453 to €58,661 ▲ 24× View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
  • Positive: Among the best 11% on net resultsector median €9,463 · 35,945 companies €58,661 View

By topic

Financials

Financial year
2024
Turnover
€243,859
Profit
€58,661
Solvency
27.0%
Turnover▲ 18×
Net result
20222024
Go to Financials

Timeline

Events
6
Since
2023
  1. 02-12-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 23-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
03-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Créatif Aménagement

What is the company number of Créatif Aménagement?
0786.796.395. In Belgium the VAT number is the company number with BE in front: BE 0786.796.395.
Where is Créatif Aménagement based?
The registered office is at Steenweg op Mechelen 455, 1950 Kraainem.Company details
What does Créatif Aménagement do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of Créatif Aménagement?
Private limited company (BV).
When was Créatif Aménagement founded?
On 03-06-2022.
Is Créatif Aménagement still active?
Yes, Créatif Aménagement is an active enterprise in the KBO register.
What is the turnover of Créatif Aménagement?
€243,859 in financial year 2024, according to the filed annual accounts.Financials
Is Créatif Aménagement profitable?
In financial year 2024, Créatif Aménagement made a profit of €58,661.
Where can I find the annual accounts of Créatif Aménagement?
Créatif Aménagement filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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