CréaThyle
ActiveSummary
CréaThyle has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €233,720 and a net result of €100,400. Equity is growing by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability82▲+16
Solvency49▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.26 in 2023; short-term debt: 33.3% and cash: 13.1% of total assets), and 76% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 37969 sector peers (2024).
NBB · sector comparisonPosition among 37969 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
30 d late
2022
24 d late
2021
10 d late
2020
4 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€100,400
2023 · -€17,245
Working capital
-€163,841▲ 39.4%
2023 · -€270,256
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€108,262▲ 24.5%€68,650▼ 36.6%€86,995▲ 26.7%-€6,542€172,220
Net result€84,521within the sector's middle half▲ 26.0%€46,006within the sector's middle half▼ 45.6%€58,317within the sector's middle half▲ 26.8%-€17,245below the sector's middle half€100,400above the sector's middle half
Equity€46,243below the sector's middle half▲ 123%€92,249within the sector's middle half▲ 99.5%€150,565within the sector's middle half▲ 63.2%€133,321within the sector's middle half▼ 11.5%€233,720within the sector's middle half▲ 75.3%
Total assets€158,390below the sector's middle half▲ 19.8%€112,109below the sector's middle half▼ 29.2%€299,099below the sector's middle half▲ 167%€948,107above the sector's middle half▲ 217%€972,049above the sector's middle half▲ 2.5%
Debt€112,147▲ 0.6%€19,860▼ 82.3%€148,534▲ 648%€814,786▲ 449%€738,329▼ 9.4%
Working capital€2,010within the sector's middle half▼ 48.3%€28,063within the sector's middle half▲ 1,296%€99,678within the sector's middle half▲ 255%-€270,256below the sector's middle half-€163,841below the sector's middle half▲ 39.4%
Solvency29.2%within the sector's middle half▲ 13.5pp82.3%above the sector's middle half▲ 53.1pp50.3%within the sector's middle half▼ 31.9pp14.1%below the sector's middle half▼ 36.3pp24.0%below the sector's middle half▲ 10.0pp
Current ratio1.02within the sector's middle half▼ 0.022.41within the sector's middle half▲ 1.403.90above the sector's middle half▲ 1.480.26below the sector's middle half▼ 3.630.49below the sector's middle half▲ 0.23
Return on assets (ROA)53.4%above the sector's middle half▲ 2.6pp41.0%above the sector's middle half▼ 12.3pp19.5%above the sector's middle half▼ 21.5pp-1.8%below the sector's middle half▼ 21.3pp10.3%within the sector's middle half▲ 12.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €172,220 after a loss of €6,542 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €972,049
Fixed assets
€811,890 ▼ 4.7%
Current assets
€160,159 ▲ 67.2%
Equity and liabilities €972,049
Equity
€233,720 ▲ 75.3%
Debt
€738,329 ▼ 9.4%
Debt's share of the balance-sheet total falls from 85.9% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€230,568▲
2023 · €132,078
Cash flow
€158,748▲
2023 · €121,375
Debt to equity
3.16▼
2023 · 6.11
ROE
43.0%▲
2023 · -12.9%
Interest coverage
11.73▼
2023 · 14.23
Debt ≤ 1 year
€324,001▼
2023 · €366,025
Debt > 1 year
€414,283▼
2023 · €448,761
Income taxes
€52,544▲
2023 · €1,535
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,605 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
2.0%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,605 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,635 | €9,267 | €39,202 | €138,620 | €58,348 | ▼ 57.9% |
| Other operating charges640/8 | - | €755 | €1,726 | €3,727 | €4,226 | ▲ 13.4% |
| Gross operating margin9900 | €116,742 | €78,671 | €127,923 | €135,805 | €234,794 | ▲ 72.9% |
| Operating profit (loss)9901 | €108,262 | €68,650 | €86,995 | -€6,542 | €172,220 | ▲ 2,733% |
| Financial income75/76B | - | €10 | €0 | €115 | €387 | ▲ 237% |
| Recurring financial income75 | €4 | €10 | €0 | €115 | €387 | ▲ 237% |
| Financial charges65/66B | - | €141 | €1,267 | €9,283 | €19,664 | ▲ 112% |
| Recurring financial charges65 | €276 | €141 | €1,267 | €9,283 | €19,664 | ▲ 112% |
| Profit (loss) for the period before taxes9903 | €107,990 | €68,519 | €85,728 | -€15,710 | €152,943 | ▲ 1,074% |
| Income taxes67/77 | €23,470 | €22,513 | €27,412 | €1,535 | €52,544 | ▲ 3,323% |
| Profit (loss) for the period9904 | €84,521 | €46,006 | €58,317 | -€17,245 | €100,400 | ▲ 682% |
| Profit (loss) for the period to be appropriated9905 | €84,521 | €46,006 | €58,317 | -€17,245 | €100,400 | ▲ 682% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €158,390 | €112,109 | €299,099 | €948,107 | €972,049 | ▲ 2.5% |
| Fixed assets21/28 | €44,282 | €64,186 | €164,995 | €852,337 | €811,890 | ▼ 4.7% |
| Intangible fixed assets21 | - | - | - | €0 | - | - |
| Tangible fixed assets22/27 | €43,782 | €63,686 | €164,495 | €851,837 | €811,390 | ▼ 4.7% |
| Land and buildings22 | - | - | €101,376 | €763,573 | €736,824 | ▼ 3.5% |
| Furniture and vehicles24 | - | €48,017 | €46,504 | €52,116 | €26,754 | ▼ 48.7% |
| Other tangible fixed assets26 | - | €15,669 | €16,615 | €36,148 | €47,812 | ▲ 32.3% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €114,109 | €47,923 | €134,104 | €95,769 | €160,159 | ▲ 67.2% |
| Amounts receivable within one year40/41 | €37,752 | €27,976 | €44,671 | €21,102 | €22,559 | ▲ 6.9% |
| Trade receivables40 | - | €27,976 | - | €21,102 | €22,483 | ▲ 6.5% |
| Other amounts receivable41 | - | - | €44,671 | - | €75 | - |
| Cash at bank and in hand54/58 | €75,123 | €17,357 | €80,743 | €57,967 | €127,343 | ▲ 120% |
| Deferred charges and accrued income490/1 | - | €2,589 | €8,690 | €16,700 | €10,258 | ▼ 38.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €158,390 | €112,109 | €299,099 | €948,107 | €972,049 | ▲ 2.5% |
| Equity10/15 | €46,243 | €92,249 | €150,565 | €133,321 | €233,720 | ▲ 75.3% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €47,866 | €106,182 | €106,182 | €206,571 | ▲ 94.5% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €46,006 | €106,182 | €106,182 | €206,571 | ▲ 94.5% |
| Profit (loss) carried forward14 | €38,183 | €38,183 | €38,183 | €20,938 | €20,949 | = |
| Amounts payable17/49 | €112,147 | €19,860 | €148,534 | €814,786 | €738,329 | ▼ 9.4% |
| Amounts payable after more than one year17 | - | - | €113,313 | €448,761 | €414,283 | ▼ 7.7% |
| Financial debts170/4 | - | - | €113,313 | €448,761 | €414,283 | ▼ 7.7% |
| Amounts payable within one year42/48 | €112,099 | €19,860 | €34,426 | €366,025 | €324,001 | ▼ 11.5% |
| Current portion of amounts payable after more than one year42 | - | - | €4,030 | €39,125 | €37,549 | ▼ 4.0% |
| Trade debts44 | €11,625 | €1,483 | €963 | €2,451 | - | - |
| Suppliers440/4 | - | €1,483 | €963 | €2,451 | - | - |
| Taxes, remuneration and social security45 | - | €18,030 | €29,433 | €17,752 | €30,527 | ▲ 72.0% |
| Taxes450/3 | - | €18,030 | €29,433 | €17,752 | €30,527 | ▲ 72.0% |
| Other amounts payable47/48 | - | €347 | - | €306,697 | €255,925 | ▼ 16.6% |
| Accrued charges and deferred income492/3 | - | - | €795 | - | €45 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €84,521 | €46,006 | €58,317 | -€17,245 | €100,400 | ▲ 682% |
| + Depreciation and write-downs630 | €7,635 | €9,267 | €39,202 | €138,620 | €58,348 | ▼ 57.9% |
| Operating cash flow (approximation) | €92,156 | €55,272 | €97,518 | €121,375 | €158,748 | ▲ 30.8% |
| Investment in fixed assets (approximation) | - | -€29,171 | -€140,012 | -€825,962 | -€17,901 | ▲ 97.8% |
| Change in cash | - | -€57,766 | €63,386 | -€22,776 | €69,376 | ▲ 405% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €100,400
Net result €100,400 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €233,720 ▲75.3%
Equity rises from €133,321 to €233,720.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€17,245
Net result drops to -€17,245, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial
Equity above €150,000Eq €150,565 ▲63.2%
5 profitable years in a row build equity to €150,565.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 10 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.02 to 2.41; short-term debt falls from €112,099 to €19,860.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
Show earlier events
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
28-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2011
Ground area
1,280 m²
Building footprint
102 m²
Volume, LiDAR
932 m³
Parcel 25098D0543/00M000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue de Thyle 15, 1495 Villers-la-Ville
since 20112.205.650.039
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098D0543/00M000 | Wallonia | 1,280 m² | 1 · 102 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 39,223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
63910Web portal activities
90111Literary creation
91110Libraries, archives, museums and other cultural activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841169449
Registered
16-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.