Skip to content

CREATELLI

Active
Public limited companyfounded 201214 yrs activeKanunnik Peetersstraat 122, 2600 Antwerpen, BelgiumKBO/BCE: BE 0844.465.073
Summary

CREATELLI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,332 and a net result of -€31,925. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
CREATELLIActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200IT consultancy NACE 62020Computer consultancy and computer facilities management NACE 62200
1 site
Size
€168,365total assets 2025
Staff
3.7 FTE
Equity
€54,332
Loss
-€31,925
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Largest shareholder
AGOR SERVICES · 40%
Accounts 1 d early1 of 5 deeds read
Why 85- Loss of €31,925 (FY 2025)+ Size: total assets €168,365+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.29, cash €33,360, halvedShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 18% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 57+1
equity 32.3% of total assets
Liquidity 39-26
short-term debt 66.9% · cash 19.8%
Profitability 0-75
return on assets -19.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 0.1% 12-2024: < 0.1%▼ -59.8% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -6.1% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▼ -3.2% vs 07-2025lowest value 09-2025: < 0.1%▲ +3.3% vs 08-2025 10-2025: < 0.1%▲ +16.1% vs 09-2025 11-2025: 0.1%▲ +253% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +1.6% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +1.6% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +6.1% vs 06-2026 08-2026: 0.1%▼ -0.7% vs 07-2026 09-2026: 0.1%▼ -0.7% vs 08-2026 10-2026: 0.2%▲ +29.9% vs 09-2026highest value
  • Loss of €31,925 (FY 2025) raises the probability
  • Size: total assets €168,365 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 1.29, cash €33,360, halved lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.4 in 2024; short-term debt: 66.9% and cash: 19.8% of total assets), and 67.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 32%, liquidity 19%, profitability 4%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €31,925 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €168,365
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.29, cash €33,360, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
5 d late
2023
1 d early
2022
7 d late
2021
23 d late
2020
30 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 5 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Frank Dethier (non-statutory director)State Gazette act
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet -€31,925

Key points

  • Caution: Among the weakest 5% on net resultsector median €27,167 · 38,791 companies -€31,925 View
  • A director leftlatest change 31-07-2026 · 0 in office 1 left View
  • Total assets 20256 fiscal years filed €168,365 View

By topic

Financials

Fiscal year
2025
Total assets
€168,365
Loss
-€31,925
Solvency
32.3%
Total assets▼ 39.3%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 28-09-2026Resignation: Frank Dethier (non-statutory director)
  2. 30-10-2025Annual accounts filed
  3. 31-03-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
02-03-2012
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure