CREATED AGENCY
ActiveCREATED AGENCY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €60k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency100▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 13.6 against 4.82 in 2024; short-term debt: 7.2% and cash: 51.3% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
28.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
74 d early
2024
1 d early
2023
82 d early
2022
29 d late
2021
24 d late
2020
149 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▲ 58.6%
2024 · €102k
2020: €40k
2021: €60k
2022: €89k
2023: €89k
2024: €102k
2020 → 2025
Total assets
€210k▲ 25.0%
2024 · €168k
2020: €53k
2021: €81k
2022: €106k
2023: €170k
2024: €168k
2020 → 2025
Net result
€60k▲ 379%
2024 · €12k
2020: €36k
2021: €20k
2022: €30k
2023: €38k
2024: €12k
2020 → 2025
Working capital
€191k▲ 48.6%
2024 · €129k
2020: €36k
2021: €66k
2022: €87k
2023: €89k
2024: €129k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€89k▲ 49.6%€89k=€102k▲ 14.0%€161k▲ 58.6%
Operating result€28k-€43k▲ 54.6%€50k▲ 15.4%€31k▼ 37.7%€114k▲ 266%
Net result€20k-€30k▲ 45.2%€38k▲ 28.0%€12k▼ 67.1%€60k▲ 379%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 266% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€3k▼ 37.8%
Current assets
€207k▲ 27.1%
Equity and liabilities €210k
Equity
€161k▲ 58.6%
Provisions
€30k▲ 2.9%
Debt
€19k▼ 49.2%
The debt ratio falls from 22.4% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▲
2024 · €33k
Cash flow
€62k▲
2024 · €14k
Solvency
76.8%▲
2024 · 60.5%
Current ratio
13.60▲
2024 · 4.82
Quick ratio
13.60▲
2024 · 4.82
Debt / equity
0.12▼
2024 · 0.37
ROE
37.0%▲
2024 · 12.3%
ROA
28.4%▲
2024 · 7.4%
Interest coverage
3.73▼
2024 · 6.83
Debt
€19k▼
2024 · €38k
Debt ≤ 1 year
€15k▼
2024 · €34k
Income taxes
€26k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€210k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€50€50=
Current assets29/58€163k€207k▲
Amounts receivable within one year40/41€26k€60k▲
Trade receivables40€21k€43k▲
Other amounts receivable41€5k€17k▲
Current investments50/53€31k€31k=
Cash at bank and in hand54/58€96k€108k▲
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€168k€210k▲
Equity10/15€102k€161k▲
Contributions10/11€5k€5k=
Reserves13€41k€100k▲
Distributable reserves133€41k€100k▲
Profit (loss) carried forward14€55k€56k▲
Provisions and deferred taxes16€29k€30k▲
Provisions for liabilities and charges160/5€29k€30k▲
Other liabilities and charges164/5€29k€30k▲
Amounts payable17/49€38k€19k▼
Amounts payable within one year42/48€34k€15k▼
Trade debts44€17k€15k▼
Suppliers440/4€17k€15k▼
Taxes, remuneration and social security45€9k€318▼
Taxes450/3€9k€318▼
Other amounts payable47/48€9k-
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€29k€846▼
Other operating charges640/8-€796
Gross operating margin9900€62k€117k▲
Operating profit (loss)9901€31k€114k▲
Financial income75/76B€7€3k▲
Recurring financial income75€7€3k▲
Financial charges65/66B€5k€31k▲
Recurring financial charges65€5k€31k▲
Profit (loss) for the period before taxes9903€26k€85k▲
Income taxes67/77€14k€26k▲
Profit (loss) for the period9904€12k€60k▲
Profit (loss) for the period to be appropriated9905€12k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€115k▲
Profit (loss) brought forward from the previous period14P€55k€55k▲
Transfer to equity691/2€12k€59k▲
To other reserves6921€12k€59k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €60k ▲379%
Operating result €114k, net result €60k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 13.60
Current ratio from 4.82 to 13.60; short-term debt falls from €34k to €15k.
31-12
Financial
Equity above €150kEq €161k ▲58.6%
6 profitable years in a row build equity to €161k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼67.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 4.82
Current ratio from 2.14 to 4.82; short-term debt falls from €77k to €34k.
31-12
Financial
Equity above €100kEq €102k ▲14%
5 profitable years in a row build equity to €102k.
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 101060 Sint-Gillis (bij-Brussel)Ground area
510 m²
Building footprint
289 m²
Volume, LiDAR
6,140 m³
Parcel 21013B0371/00R019, Brussels · tallest building 26.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
CREATED AGENCY
since 20202.298.136.074
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0371/00R019 | Brussels | 510 m² | 1 · 289 m² | 26.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845006709AD83F43D53
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.