Creat Services

Active

Dienstverlenende vereniging (Vlaams Gewest)founded 20178 years activeBotermarkt 1, 9000 Gent, BelgiumKBO/BCE: BE 0692.624.441

Summary

For the legal form of Creat Services, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €2.6m and a net result of €369,478. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 6,055 sector peers (NACE 46, fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Creat ServicesActiveChecked score 29/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

Size

€89.4mturnover 2025

Equity: €2.6m
Profit: €369,478

Financial health

29 Weak Checked score 2025

Probability: legal form outside the model

Structure

Parent: Stadsontwikkelingsbedrijf Ronse · 100%
Holdings: 1

Accounts 43 days early0 of 15 deeds read

Why 29- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025

29 / 100

Weak= vs 2024

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 40=

equity 15.3% of total assets

Liquidity 4=

short-term debt 84.7% · cash 0.8%

Profitability 43-1

return on assets 2.2%

Bankruptcy probability, 12 months

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Credit up to €70,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.17 against 1.15 in 2024; short-term debt: 84.7% and cash: 0.8% of total assets), and 84.7% of the assets are financed with debt.

Credit check for your own amount and term

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Signals

Two signals.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 6055 sector peers (2025).

NBB · sector comparison

Position among 6055 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

43 days early

2024

23 days early

2023

29 days early

2022

28 days early

2021

33 days early

2020

31 days early

2019

42 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

08-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

Checked from 2021 on.

KBO publications · our coverage

18-06-2026 Annual accounts filedfiscal year 2025 · full…
18-06-2026 Annual accounts filedfiscal year 2025 · unclassified…
08-07-2025 Annual accounts filedfiscal year 2024 · full…

Key points

Positive: 7 years of growth in a rowturnover 2025: €89.4m 7 years View
Caution: Among the weakest 18% on solvencysector median 45.6% · 6,055 companies 15.3% View
Controlled by Stadsontwikkelingsbedrijf Ronse 100% View
Positive: Always filed on timeaccounts within the deadline every year 7 years View
Positive: Turnover rose in 2025from €70.5m to €89.4m ▲ 26.7% View