Creat My Concept

Active

Private limited companyfounded 20169 yrs activeRue de Bruxelles 174, 4340 Awans, BelgiumKBO/BCE: BE 0667.858.361

Summary

The computed 12-month bankruptcy probability of Creat My Concept is 3.3% (moderate). For Creat My Concept, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €20,460 and a net result of €35,694. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 13938 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Creat My ConceptActive

Risk analysis Report Compare

Activity

Other tax advisory services

NACE 69209Certified accountants and tax accountants NACE 69201Legal and accounting activities NACE 69202

1 site

Size

€153,912total assets 2023

Equity: €20,460
Profit: €35,694

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 3.3%

2023 figures too old to score

Structure

Accounts 523 d overdue0 of 10 deeds read

Signals- Figures for FY 2023 (filed 31-05-2024)- 2 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 1.11, cash €3,598- Two or more financial years not filed+ Sector Legal and accounting activities (NACE 69)A punctual record breaksShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 38-1

equity 13.3% of total assets

Liquidity 6+2

short-term debt 85.7% · cash 2.3%

Profitability 98-2

return on assets 23.2%

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)

Last 24 months 11-2024: 1.7% 12-2024: 0.5%▼ -69.1% vs 11-2024lowest value 01-2025: 0.5%▲ +1.9% vs 12-2024 02-2025: 0.6%▲ +7.6% vs 01-2025 03-2025: 0.6%▼ -0.9% vs 02-2025 04-2025: 0.6%▲ +14.7% vs 03-2025 05-2025: 1.1%▲ +65.4% vs 04-2025 06-2025: 1.4%▲ +30.6% vs 05-2025 07-2025: 2.5%▲ +77.2% vs 06-2025 08-2025: 2.6%▲ +4.6% vs 07-2025 09-2025: 3.0%▲ +15.9% vs 08-2025 10-2025: 4.1%▲ +38.5% vs 09-2025highest value 11-2025: 4.1%● 0.0% vs 10-2025highest value 12-2025: 1.9%▼ -53.0% vs 11-2025 01-2026: 1.7%▼ -10.3% vs 12-2025 02-2026: 1.7%● 0.0% vs 01-2026 03-2026: 1.7%▼ -2.3% vs 02-2026 04-2026: 1.7%● 0.0% vs 03-2026 05-2026: 2.7%▲ +61.0% vs 04-2026 06-2026: 3.3%▲ +21.0% vs 05-2026 07-2026: 3.3%● 0.0% vs 06-2026 08-2026: 3.3%● 0.0% vs 07-2026 09-2026: 3.3%● 0.0% vs 08-2026 10-2026: 3.3%● 0.0% vs 09-2026

Figures for FY 2023 (filed 31-05-2024) raises the probability
Sector Legal and accounting activities (NACE 69) lowers the probability
2 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 1.11, cash €3,598 raises the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 31-05-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

2 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 1.11, cash €3,598

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 5 filings

Position against the passed deadline

30-09-2024 close30-04-2025 deadline05-10-2026 today

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 31-05-2024, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 5 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

31 d late

2022

5 d early

2021

5 d early

2020

45 d early

2018

7 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-05-24 Annual accounts filedfiscal year 2023 · micro…
25-04-23 Annual accounts filedfiscal year 2022 · micro…
30-09-22 Highest result since 2020net €56,431 ▲63.2%

Key points

Risk: Accounts not fileddeadline was 30-04-2025 523 d late View
Caution: Among the weakest 13% on solvencysector median 57.7% · 13,938 companies 13.3% View
Active since 2016founded 19-12-2016 9 years View