Creasure
ActiveSummary
Creasure has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-95k) and a net result of €-72k. Equity is shrinking by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-74
Solvency8▼-11
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 0.81 in 2024; short-term debt: 117.2% and cash: 14.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.2%
Return on assets
-13.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-95k
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
38 d early
2023
64 d early
2022
41 d early
2021
37 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-95k▼ 324%
2024 · €-22k
2018: €-17k
2019: €-23k
2020: €-31k
2021: €-36k
2022: €-44k
2023: €-45k
2024: €-22k
2018 → 2025
Total assets
€551k▲ 42.0%
2024 · €388k
2019: €23
2020: €22
2021: €974
2022: €974
2023: €60
2024: €388k
2019 → 2025
Net result
€-72k
2024 · €22k
2018: €43
2019: €-6k
2020: €-8k
2021: €-5k
2022: €-8k
2023: €-744
2024: €22k
2018 → 2025
Working capital
€-164k▼ 113%
2024 · €-77k
2019: €-23k
2020: €-31k
2021: €-36k
2022: €-44k
2023: €-45k
2024: €-77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-44k▼ 21.5%€-45k▼ 1.7%€-22k▲ 49.8%€-95k▼ 324%
Operating result€-5k-€-8k▼ 60.1%€-744▲ 90.4%€22k€-72k
Net result€-5k-€-8k▼ 55.2%€-744▲ 90.4%€22k€-72k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €72k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€69k ▲ 26.3%
Current assets
€482k ▲ 44.5%
Key figures and ratios
EBITDA
€-58k▼
2024 · €24k
Cash flow
€-58k▼
2024 · €24k
Solvency
-17.2%▼
2024 · -5.8%
Current ratio
0.75▼
2024 · 0.81
Quick ratio
0.30▼
2024 · 0.31
Debt to equity
-6.81▲
2024 · -18.35
ROA
-13.2%▼
2024 · 5.7%
Interest coverage
-104.31▼
2024 · 572.03
Debt
€645k▲
2024 · €410k
Debt ≤ 1 year
€645k▲
2024 · €410k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€388k€551k▲
Fixed assets21/28€54k€69k▲
Tangible fixed assets22/27€51k€65k▲
Plant, machinery and equipment23€51k€65k▲
Furniture and vehicles24-€147
Financial fixed assets28€3k€3k=
Current assets29/58€333k€482k▲
Amounts receivable after more than one year29-€2k
Trade receivables290-€2k
Stocks and contracts in progress3€204k€290k▲
Stocks30/36€204k€290k▲
Amounts receivable within one year40/41€84k€112k▲
Trade receivables40€47k€63k▲
Other amounts receivable41€38k€50k▲
Cash at bank and in hand54/58€45k€78k▲
Equity and liabilities
Total equity and liabilities10/49€388k€551k▲
Equity10/15€-22k€-95k▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-41k€-113k▼
Amounts payable17/49€410k€645k▲
Amounts payable within one year42/48€410k€645k▲
Trade debts44€157k€41k▼
Suppliers440/4€157k€41k▼
Taxes, remuneration and social security45€7k€63k▲
Taxes450/3€7k€51k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€246k€542k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-8k€-1k▲
Other operating charges640/8€118€1k▲
Non-recurring operating charges66A-€478
Gross operating margin9900€16k€-57k▼
Operating profit (loss)9901€22k€-72k▼
Financial income75/76B€144€109▼
Recurring financial income75€144€109▼
Financial charges65/66B€42€555▲
Recurring financial charges65€42€555▲
Profit (loss) for the period before taxes9903€22k€-72k▼
Profit (loss) for the period9904€22k€-72k▼
Profit (loss) for the period to be appropriated9905€22k€-72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-113k▼
Profit (loss) brought forward from the previous period14P€-63k€-41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-72k ▼427%
Net result drops to €-72k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 5 loss-making years.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vooreel 612380 RavelsGround area
426 m²
Building footprint
139 m²
Volume, LiDAR
432 m³
Parcel 13035B0323/00X000, Flanders · tallest building 3.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Creasure
since 20062.158.923.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035B0323/00X000 | Flanders | 426 m² | 1 · 139 m² | 3.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Apotheek Jonkers Ilse
BE 0432.046.809
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ARVA ELEKTRO
BE 0435.477.540
Westerlo
Aviornis International
BE 0423.427.566
Herentals
BALDI
BE 0432.218.538
Wommelgem
BOUWMAR
BE 0421.247.442
Antwerpen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
46900Non-specialised wholesale trade
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.