Checked.be · Company dossierhttps://checked.be/en/c/crearte-0420855482 · as of 11-10-2026
CREARTE
Active
Private limited company (pre-2019) · founded 1980 · active for 45 yearsKBO/BCE: BE 0420.855.482
Summary
The computed 12-month bankruptcy probability of CREARTE is 11.3% (high). For CREARTE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €32,347 and a net result of -€61,786. Equity is shrinking by about 15% per year across the filed financial years. The company has been active since 1980 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signalsraises riskFigures for financial year 2022 (filed 16-03-2023)Liquidity: current ratio 1.10Ex-officio strike-off in the KBOTwo or more financial years not filedAdministrative warnings in the KBO publicationslowers riskSize: total assets €1.1mneutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency28-30
equity 2.9% of total assets
Liquidity2-70
short-term debt 88.1%
Profitability24+15
return on assets -5.6%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
11.3%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 5.3%lowest value12-2024: 8.1%▲ +2.8 percentage points vs 11-202401-2025: 8.1%● unchanged vs 12-202402-2025: 8.2%▲ +0.1 percentage points vs 01-202503-2025: 7.9%▼ -0.3 percentage points vs 02-202504-2025: 14.7%▲ +6.8 percentage points vs 03-202505-2025: 14.7%● unchanged vs 04-202506-2025: 14.7%● unchanged vs 05-202507-2025: 15.9%▲ +1.2 percentage points vs 06-2025highest value08-2025: 15.9%● unchanged vs 07-2025highest value09-2025: 15.9%● unchanged vs 08-2025highest value10-2025: 15.9%● unchanged vs 09-2025highest value11-2025: 12.1%▼ -3.8 percentage points vs 10-202512-2025: 12.1%● unchanged vs 11-202501-2026: 12.1%● unchanged vs 12-202502-2026: 12.1%● unchanged vs 01-202603-2026: 12.1%● unchanged vs 02-202604-2026: 12.1%● unchanged vs 03-202605-2026: 12.1%● unchanged vs 04-202606-2026: 12.1%● unchanged vs 05-202607-2026: 11.3%▼ -0.8 percentage points vs 06-202608-2026: 11.3%● unchanged vs 07-202609-2026: 11.3%● unchanged vs 08-202610-2026: 11.3%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-11-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
This company filed its last 4 accounts on average 187 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.