Creaflex
ActiveSummary
Creaflex has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,728 and a net result of €9,763. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 117 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
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Signals
This company filed its last 3 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 20, Manufacture of chemicals and chemical products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | €66,104 | -€1,906 | €12,903 | ▲ 777% |
| Operating profit (loss)9901 | €66,104 | -€1,906 | €12,903 | ▲ 777% |
| Financial charges65/66B | - | €12 | €1,178 | ▲ 9,732% |
| Recurring financial charges65 | - | €12 | €1,178 | ▲ 9,732% |
| Profit (loss) for the period before taxes9903 | €66,104 | -€1,918 | €11,725 | ▲ 711% |
| Income taxes67/77 | €13,221 | - | €1,961 | - |
| Profit (loss) for the period9904 | €52,883 | -€1,918 | €9,763 | ▲ 609% |
| Profit (loss) for the period to be appropriated9905 | €52,883 | -€1,918 | €9,763 | ▲ 609% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €68,670 | €83,961 | €80,922 | ▼ 3.6% |
| Current assets29/58 | €68,670 | €83,961 | €80,922 | ▼ 3.6% |
| Amounts receivable within one year40/41 | €9,489 | €31,056 | €13,335 | ▼ 57.1% |
| Trade receivables40 | €720 | €13,395 | - | - |
| Other amounts receivable41 | €8,769 | €17,661 | €13,335 | ▼ 24.5% |
| Cash at bank and in hand54/58 | €58,394 | €50,181 | €66,666 | ▲ 32.9% |
| Deferred charges and accrued income490/1 | €788 | €2,723 | €921 | ▼ 66.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €68,670 | €83,961 | €80,922 | ▼ 3.6% |
| Equity10/15 | €62,883 | €60,965 | €70,728 | ▲ 16.0% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €52,883 | €50,965 | €60,728 | ▲ 19.2% |
| Amounts payable17/49 | €5,787 | €22,996 | €10,193 | ▼ 55.7% |
| Amounts payable within one year42/48 | €5,787 | €22,996 | €10,193 | ▼ 55.7% |
| Trade debts44 | €1,852 | €11,197 | €5,742 | ▼ 48.7% |
| Suppliers440/4 | €1,852 | €11,197 | €5,742 | ▼ 48.7% |
| Advances received on contracts in progress46 | - | €6,006 | - | - |
| Taxes, remuneration and social security45 | €3,221 | €3,221 | €1,961 | ▼ 39.1% |
| Taxes450/3 | €3,221 | €3,221 | €1,961 | ▼ 39.1% |
| Other amounts payable47/48 | €714 | €2,571 | €2,490 | ▼ 3.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,883 | -€1,918 | €9,763 | ▲ 609% |
| Operating cash flow (approximation) | €52,883 | -€1,918 | €9,763 | ▲ 609% |
| Change in cash | - | -€8,213 | €16,485 | ▲ 301% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0003/00K004 | Flanders | 344 m² | 1 · 89 m² | 11.5 m · 3 fl. |
| 24593G0003/00H004 | Flanders | 344 m² | 1 · 115 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.