CREAD
Annual accounts 2025
micro format, filed on 22-01-2026, 190 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €97,000. Estimated: probably between €44,000 and €230,000.
Balance sheet
balance sheet total €26,626 on 31-12-2025in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
26,626 | 50,769 | 49,478 | |
21/28 |
0 | 13,399 | 18,589 | |
22/27 |
0 | 13,399 | 18,589 | |
23 |
- | - | 0 | |
24 |
0 | 5,759 | 10,949 | |
26 |
0 | 7,640 | 7,640 | |
29/58 |
26,626 | 37,370 | 30,890 | |
29 |
- | - | 0 | |
291 |
- | - | 0 | |
40/41 |
3,161 | 10,304 | 7,390 | |
40 |
123 | 2,904 | 3,766 | |
41 |
3,039 | 7,400 | 3,623 | |
54/58 |
23,464 | 26,839 | 23,287 | |
490/1 |
0 | 227 | 213 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
26,626 | 50,769 | 49,478 | |
10/15 |
0 | 39,621 | 46,461 | |
10/11 |
0 | 6,200 | 6,200 | |
13 |
0 | 33,340 | 40,179 | |
130/1 |
- | - | 0 | |
1311 |
- | - | 0 | |
133 |
0 | 33,340 | 40,179 | |
14 |
0 | 81 | 81 | |
17/49 |
26,626 | 11,148 | 3,018 | |
42/48 |
26,626 | 11,073 | 2,941 | |
44 |
- | 0 | 554 | |
440/4 |
- | 0 | 554 | |
45 |
3,264 | 1,757 | 2,387 | |
450/3 |
3,264 | 1,757 | 1,437 | |
454/9 |
- | 0 | 951 | |
47/48 |
23,362 | 9,316 | 0 | |
492/3 |
0 | 76 | 77 | |
| Income statement | ||||
9900 |
12,677 | 10,818 | 11,151 | |
630 |
0 | 5,190 | 5,190 | |
640/8 |
622 | 887 | 609 | |
9901 |
12,055 | 4,741 | 5,352 | |
75/76B |
250 | 236 | 598 | |
75 |
250 | 236 | 598 | |
65/66B |
429 | 531 | 513 | |
65 |
429 | 531 | 513 | |
9903 |
11,876 | 4,446 | 5,437 | |
67/77 |
2,491 | 1,970 | 2,297 | |
9904 |
9,385 | 2,476 | 3,140 | |
9905 |
9,385 | 2,476 | 3,140 | |
| Appropriation of the result | ||||
9906 |
9,466 | 2,557 | 3,221 | |
14P |
81 | 81 | 81 | |
791/2 |
42,806 | 9,316 | 0 | |
691/2 |
9,466 | 2,476 | 3,140 | |
6921 |
9,466 | 2,476 | 3,140 | |
694/7 |
42,806 | 9,316 | 0 | |
694 |
42,806 | 9,316 | 0 | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-01-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 12,055 | 9,930 | 10,542 | ||
| 9,385 | 7,666 | 8,330 | ||
| -13,399 | 0 | - | ||
| -3,375 | 3,552 | - | ||
| 0 | 26,298 | 27,949 | ||
| 0.0% | 78.0% | 93.9% | ||
| 1.00 | 3.38 | 10.50 | ||
| - | 0.28 | 0.06 | ||
| - | 6.2% | 6.8% | ||
| 35.2% | 4.9% | 6.3% | ||
| 28.11 | 18.71 | 20.57 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on CREAD
The operating result for 2025 is 154% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.