CREACTIZ

Active

Private limited company (pre-2019)founded 2001active for 25 yearsOude Tramweg 7, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0474.452.041

Summary

CREACTIZ has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161,661 and a net result of €30. Equity is shrinking by about 23% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CREACTIZActiveChecked score 92/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€205,410total assets 2025

Equity: €161,661
Profit: €30

Turnover not published (abbreviated or micro format)

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: Bivakplaats.be · 100%

2025 accounts 44 days early3 deeds in the Belgian Official Gazette

Why 92raises riskNo main activity registeredlowers riskSize: total assets €205,410Founded in 2001Figures for financial year 2025 (filed 17-06-2026)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 55% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100+100

equity 78.7% of total assets

Liquidity 58+58

short-term debt 20.1% · cash 11.5%

Profitability 38+25

return on assets 0.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.8%▲ +0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 2.1%▲ +0.3 percentage points vs 05-2025 07-2025: 2.2%▲ +0.1 percentage points vs 06-2025 08-2025: 2.8%▲ +0.6 percentage points vs 07-2025 09-2025: 3.0%▲ +0.2 percentage points vs 08-2025 10-2025: 3.6%▲ +0.6 percentage points vs 09-2025 11-2025: 3.9%▲ +0.3 percentage points vs 10-2025 12-2025: 4.7%▲ +0.8 percentage points vs 11-2025 01-2026: 6.9%▲ +2.2 percentage points vs 12-2025 02-2026: 6.9%● unchanged vs 01-2026 03-2026: 7.0%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 6.7%▼ -0.3 percentage points vs 03-2026 05-2026: 6.7%● unchanged vs 04-2026 06-2026: 6.8%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%▼ -6.7 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.98, compared with 0.0 in 2023, above the usual 1.5; short-term debt: 20.1% and cash: 11.5% of total assets), and 21.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 55% on liquidity and 29% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €205,410

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 17-06-2026)

NBB · annual accounts

No main activity registered

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

44 days early

2023

2 days early

2022

3 days early

2021

4 days early

2020

163 days late

2019

528 days late

2018

on the day

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 91 days after the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 41 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €30
31-12-2025 Liquidity more than 2987 timescurrent ratio 4.98

Key points

Controlled by Bivakplaats.be 100% View
Positive: Filed on time since financial year 2021accounts within the deadline every year 4 years View
Active since 2001founded 30-03-2001 25 years View

By topic

Financials

Financial year: 2025
Total assets: €205,410
Profit: €30
Solvency: 78.7%

Total assets▲ 22.2%

Net result

20182025

Go to Financials

Board & ownership

Parent: Bivakplaats.be · 100%

Go to Board & ownership

Timeline

Events: 28
Since: 2002
Next accounts: by 31-07-2027

31-12-2025Equity above €150,000
29-07-2024Annual accounts filed
28-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Founded: 30-03-2001
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about CREACTIZ

What is the company number of CREACTIZ?: 0474.452.041. In Belgium the VAT number is the company number with BE in front: BE 0474.452.041.
Where is CREACTIZ based?: The registered office is at Oude Tramweg 7, 3740 Bilzen-Hoeselt.Company details
What is the legal form of CREACTIZ?: Private limited company (pre-2019) (BVBA).
When was CREACTIZ founded?: On 30-03-2001.
Is CREACTIZ still active?: Yes, CREACTIZ is an active enterprise in the KBO register.
What is the turnover of CREACTIZ?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CREACTIZ profitable?: In financial year 2025, CREACTIZ made a profit of €30.
Where can I find the annual accounts of CREACTIZ?: CREACTIZ filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREACTIZ due?: By 31-07-2027, for financial year 2026.Timeline