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CREACTIVE

Active
Private limited companyfounded 20233 yrs activeLes Plénesses 6, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0804.452.474
Summary

CREACTIVE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43,568 and a net result of €38,568. Its solvency ranks better than 38% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency68
Growth-
Track record79
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.74; short-term debt: 43.7% and cash: 33.7% of total assets), but 57.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
42.6%
Return on assets
37.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 14 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 August 2023, CREACTIVE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€43,568
Total assets
€102,258
Net result
€38,568
Working capital
€32,993

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €102,258
Fixed assets €24,594
Current assets €77,664
Equity and liabilities €102,258
Equity €43,568
Debt €58,690
Debt finances 57.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€64,332
Cash flow
€52,272
Current ratio
1.74
Debt to equity
1.35
ROE
88.5%
ROA
37.7%
Interest coverage
37.21
Debt ≤ 1 year
€44,671
Debt > 1 year
€14,019
Income taxes
€10,334

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€102,258
Fixed assets21/28€24,594
Tangible fixed assets22/27€24,594
Plant, machinery and equipment23€1,002
Furniture and vehicles24€23,592
Current assets29/58€77,664
Amounts receivable within one year40/41€38,684
Trade receivables40€38,684
Cash at bank and in hand54/58€34,420
Deferred charges and accrued income490/1€4,560
Equity and liabilities
Total equity and liabilities10/49€102,258
Equity10/15€43,568
Contributions10/11€5,000
Reserves13€38,000
Distributable reserves133€38,000
Profit (loss) carried forward14€568
Amounts payable17/49€58,690
Amounts payable after more than one year17€14,019
Financial debts170/4€14,019
Amounts payable within one year42/48€44,671
Current portion of amounts payable after more than one year42€7,948
Trade debts44€17,101
Suppliers440/4€17,101
Taxes, remuneration and social security45€11,290
Taxes450/3€11,290
Other amounts payable47/48€8,332
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,704
Other operating charges640/8€1,017
Gross operating margin9900€65,349
Operating profit (loss)9901€50,628
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€1,729
Recurring financial charges65€1,729
Profit (loss) for the period before taxes9903€48,902
Income taxes67/77€10,334
Profit (loss) for the period9904€38,568
Profit (loss) for the period to be appropriated9905€38,568
Appropriation of the result
Profit (loss) to be appropriated9906€38,568
Transfer to equity691/2€38,000
To other reserves6921€38,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,704
Other operating charges640/8€1,017
Gross operating margin9900€65,349
Operating profit (loss)9901€50,628
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€1,729
Recurring financial charges65€1,729
Profit (loss) for the period before taxes9903€48,902
Income taxes67/77€10,334
Profit (loss) for the period9904€38,568
Profit (loss) for the period to be appropriated9905€38,568
Line2024
Assets
Total assets20/58€102,258
Fixed assets21/28€24,594
Tangible fixed assets22/27€24,594
Plant, machinery and equipment23€1,002
Furniture and vehicles24€23,592
Current assets29/58€77,664
Amounts receivable within one year40/41€38,684
Trade receivables40€38,684
Cash at bank and in hand54/58€34,420
Deferred charges and accrued income490/1€4,560
Equity and liabilities
Total equity and liabilities10/49€102,258
Equity10/15€43,568
Contributions10/11€5,000
Reserves13€38,000
Distributable reserves133€38,000
Profit (loss) carried forward14€568
Amounts payable17/49€58,690
Amounts payable after more than one year17€14,019
Financial debts170/4€14,019
Amounts payable within one year42/48€44,671
Current portion of amounts payable after more than one year42€7,948
Trade debts44€17,101
Suppliers440/4€17,101
Taxes, remuneration and social security45€11,290
Taxes450/3€11,290
Other amounts payable47/48€8,332
Line2024
Profit (loss) for the period9904€38,568
+ Depreciation and write-downs630€13,704
Operating cash flow (approximation)€52,272

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,087 m²
Building footprint
142 m²
Volume, LiDAR
1,038 m³
Parcel 63077C0291/00H000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CREACTIVE
Les Plénesses 6, 4890 Thimister-ClermontHoliday cottages, homes and apartments
since 20232.348.605.471
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63077C0291/00H000 Wallonia 2,087 m² 1 · 142 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500DCM2RLNF79RP86
live in the LEI register

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 4,787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
55203Holiday cottages, homes and apartments
70200Business and other management consultancy
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804452474
Registered 16-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.