Checked.be · Company dossierhttps://checked.be/en/c/creacop-0438539275 · as of 14-10-2026
CREACOP
Active
Coöperatieve vennootschap (oud statuut) · founded 1989 · active for 37 yearsRue Salzinnes les Moulins 319, 5000 Namur, BelgiumKBO/BCE: BE 0438.539.275
Summary
The computed 12-month bankruptcy probability of CREACOP is 12.7% (high). For CREACOP, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€75,737) and a net result of €4,516. Equity remains stable across the filed financial years (±0.4% per year). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2023 (filed 27-02-2025)2 financial years not filed after the legal deadline; latest accounts 209 days late; 2 of the last 3 late1 change of registered office in 24 monthsTwo or more financial years not filedFiled more than 90 days latelowers riskFounded in 1989Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -271.5% of total assets
Liquidity11+3
short-term debt 292.4% · cash 8.9%
Profitability89+89
return on assets 16.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
12.7%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 6.2%12-2024: 7.4%▲ +1.2 percentage points vs 11-202401-2025: 11.5%▲ +4.1 percentage points vs 12-202402-2025: 11.5%● unchanged vs 01-202503-2025: 1.5%▼ -10.0 percentage points vs 02-2025lowest value04-2025: 1.6%▲ +0.1 percentage points vs 03-202505-2025: 1.6%● unchanged vs 04-202506-2025: 1.7%▲ +0.1 percentage points vs 05-202507-2025: 2.0%▲ +0.3 percentage points vs 06-202508-2025: 2.6%▲ +0.6 percentage points vs 07-202509-2025: 2.8%▲ +0.2 percentage points vs 08-202510-2025: 7.8%▲ +5.0 percentage points vs 09-202511-2025: 7.4%▼ -0.4 percentage points vs 10-202512-2025: 8.6%▲ +1.2 percentage points vs 11-202501-2026: 11.8%▲ +3.2 percentage points vs 12-202502-2026: 11.8%● unchanged vs 01-202603-2026: 12.2%▲ +0.4 percentage points vs 02-202604-2026: 11.8%▼ -0.4 percentage points vs 03-202605-2026: 11.8%● unchanged vs 04-202606-2026: 11.8%● unchanged vs 05-202607-2026: 11.8%● unchanged vs 06-202608-2026: 12.7%▲ +0.9 percentage points vs 07-2026highest value09-2026: 12.7%● unchanged vs 08-2026highest value10-2026: 12.7%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline14-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-02-2025, 209 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
This company filed its last 5 accounts on average 63 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Resignations: Claude VONECHE (manager) and Hugues…Appointment: Claude VONECHE (director) ·…
Annual accounts filedfinancial year 2023 · full…
Annual accounts filedfinancial year 2022 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2025440 days lateView
Risk: Negative equityfinancial year 2023: debts exceed assets-€75,737View
Positive: Back in profit in 2023after -€53,695 in 2022€4,516View