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BPimmo

Active
Private limited companyfounded 2005active for 20 yearsVossestraat 56, 3090 Overijse, BelgiumKBO/BCE: BE 0877.446.261
Summary

The computed 12-month bankruptcy probability of BPimmo is 3.2% (moderate). The 2025 annual accounts show equity of €27,025 and a net result of €5,935. Equity is growing by about 14% per year across the filed financial years. The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
“Alle verrichtingen met betrekking tot de verwerving, verkoop, ruil, huur, verhuur, ontwikkeling, exploitatie, renovatie…” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€37,419turnover 2025
Equity
€27,025
Profit
€5,935
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Structure
  • BPSHDirector · permanent representative Bedig HAGOPIAN
Accounts filed 31 days late3 of 5 deeds read
Why 50raises risk1 change of registered office in 24 monthsLatest accounts 31 days late; 2 of the last 3 lateNo main activity registeredlowers riskSize: turnover €37,419, total assets €98,044Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 53+4
equity 27.6% of total assets
Liquidity 14-15
short-term debt 72.4% · cash 2.2%
Profitability 84-2
return on assets 6.1%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 0.7%▼ -0.8 percentage points vs 08-2025lowest value 10-2025: 0.7%● unchanged vs 09-2025lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 3.9%▲ +3.2 percentage points vs 07-2026highest value 09-2026: 3.2%▼ -0.7 percentage points vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.04, compared with 0.14 in 2024; short-term debt: 72.4% and cash: 2.2% of total assets), and 72.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 32% on solvency, 10% on liquidity, 67% on profitability and 73% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · No main activity registered
KBO
lowers risk · Size: turnover €37,419, total assets €98,044
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
61 days late
2022
13 days early
2021
26 days early
2020
27 days late
2019
96 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Amendment of the articles · Name…Capital · Registered office clause…
  3. Registered office · Name · MiscellaneousRegistered-office move · Name change…

Key points

  • Positive: 7 years of growth in a rowturnover 2025: €37,419 7 years View
  • Caution: Board changedlatest change 30-04-2026 · 1 in office 1 joined · 1 left View
  • Turnover 20256 financial years filed €37,419 View

By topic

Financials

Financial year
2025
Turnover
€37,419
Profit
€5,935
Solvency
27.6%
Turnover▲ 4.9%
Net result
20182025
Go to Financials

Timeline

Events
26
Since
2007
Next accounts
by 31-07-2027
  1. 28-05-2026Resignation: Cédric ANCIAUX (director)
  2. 28-08-2025Annual accounts filed
  3. 31-12-2024Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
23-11-2005
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
32
Annual meeting
First Monday of June at 18:00
Purpose
“Alle verrichtingen met betrekking tot de verwerving, verkoop, ruil, huur, verhuur…” (deed in Dutch)
Go to Articles of association

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