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BPimmo

Active
Private limited companyfounded 200520 yrs activeVossestraat 56, 3090 Overijse, BelgiumKBO/BCE: BE 0877.446.261
Summary

BPimmo has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,025 and a net result of €5,935. Equity is growing by ~13.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability84▼-2
Solvency53▲+4
Growth68=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.14 in 2024; short-term debt: 72.4% and cash: 2.2% of total assets), and 72.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.6%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
61 d late
2022
13 d early
2021
26 d early
2020
27 d late
2019
96 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BPimmo was incorporated on 23 November 2005.1 The name was changed to BPimmo in 2026.2 The registered office was moved to Overijse in 2026.2 Revenue grew from EUR 26,668 in 2018 to EUR 37,419 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 14-07-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€37,419▲ 4.9%
2024 · €35,677
EBIT margin
28.7%▲ 3.2pp
2024 · 25.5%
Net result
€5,935▼ 21.8%
2024 · €7,592
Working capital
-€68,457▼ 53.0%
2024 · -€44,729
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€27,559▲ 0.2%€30,786▲ 11.7%€35,270▲ 14.6%€35,677▲ 1.2%€37,419▲ 4.9%
Operating result€2,708€5,178▲ 91.2%€4,439▼ 14.3%€9,092▲ 105%€10,743▲ 18.2%
Net result-€37▲ 99.3%€2,781€2,475▼ 11.0%€7,592▲ 207%€5,935▼ 21.8%
EBIT margin9.8%▲ 17.2pp16.8%▲ 7.0pp12.6%▼ 4.2pp25.5%▲ 12.9pp28.7%▲ 3.2pp
Equity€8,242▼ 0.4%€11,023▲ 33.7%€13,498▲ 22.5%€21,090▲ 56.2%€27,025▲ 28.1%
Total assets€94,592▼ 10.0%€87,501▼ 7.5%€90,219▲ 3.1%€86,599▼ 4.0%€98,044▲ 13.2%
Debt€86,350▼ 10.8%€76,478▼ 11.4%€76,721▲ 0.3%€65,509▼ 14.6%€71,019▲ 8.4%
Working capital-€36,423▼ 5.3%-€38,464▼ 5.6%-€46,355▼ 20.5%-€44,729▲ 3.5%-€68,457▼ 53.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €2,708€2,708Net result 2021: -€37-€37Operating result 2022: €5,178€5,178Net result 2022: €2,781€2,781Operating result 2023: €4,439€4,439Net result 2023: €2,475€2,475Operating result 2024: €9,092€9,092Net result 2024: €7,592€7,592Operating result 2025: €10,743€10,743Net result 2025: €5,935€5,93520212022202320242025€0€5,000€10,000Operating result 2023: €4,439€4,440Net result 2023: €2,475€2,480Operating result 2024: €9,092€9,090Net result 2024: €7,592€7,590Operating result 2025: €10,743€10,700Net result 2025: €5,935€5,940202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,044
Fixed assets €95,482 ▲ 20.6%
Current assets €2,562 ▼ 65.3%
Equity and liabilities €98,044
Equity €27,025 ▲ 28.1%
Debt €71,019 ▲ 8.4%
Debt's share of the balance-sheet total falls from 75.6% to 72.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16,851▲
2024 · €14,967
Cash flow
€12,043▼
2024 · €13,466
Current ratio
0.04▼
2024 · 0.14
Debt to equity
2.63▼
2024 · 3.11
ROE
22.0%▼
2024 · 36.0%
ROA
6.1%▼
2024 · 8.8%
Interest coverage
16.54▲
2024 · 9.97
Debt ≤ 1 year
€71,019▲
2024 · €52,122
Income taxes
€3,789
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,815 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,599€98,044▲
Fixed assets21/28€79,205€95,482▲
Tangible fixed assets22/27€79,205€95,482▲
Land and buildings22€79,205€95,482▲
Current assets29/58€7,394€2,562▼
Amounts receivable within one year40/41€2€2=
Other amounts receivable41€2€2=
Cash at bank and in hand54/58€6,941€2,110▼
Deferred charges and accrued income490/1€450€450=
Equity and liabilities
Total equity and liabilities10/49€86,599€98,044▲
Equity10/15€21,090€27,025▲
Contributions10/11€8,060€8,060=
Profit (loss) carried forward14€13,030€18,965▲
Amounts payable17/49€65,509€71,019▲
Amounts payable after more than one year17€13,386-
Financial debts170/4€13,386-
Amounts payable within one year42/48€52,122€71,019▲
Current portion of amounts payable after more than one year42€11,840€13,386▲
Trade debts44€206€56▼
Suppliers440/4€206€56▼
Taxes, remuneration and social security45€750€3,250▲
Taxes450/3€750€3,250▲
Other amounts payable47/48€39,327€54,327▲
Income statement Code20242025
Turnover70€35,677€37,419▲
Goods, raw materials, services and sundry goods60/61€16,725€16,581▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,875€6,108▲
Other operating charges640/8€3,985€3,987=
Gross operating margin9900€18,952€20,838▲
Operating profit (loss)9901€9,092€10,743▲
Financial charges65/66B€1,501€1,019▼
Recurring financial charges65€1,501€1,019▼
Profit (loss) for the period before taxes9903€7,592€9,725▲
Income taxes67/77-€3,789
Profit (loss) for the period9904€7,592€5,935▼
Profit (loss) for the period to be appropriated9905€7,592€5,935▼
Appropriation of the result
Profit (loss) to be appropriated9906€13,030€18,965▲
Profit (loss) brought forward from the previous period14P€5,438€13,030▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€27,559€30,786€35,270€35,677€37,419▲ 4.9%
Goods, raw materials, services and sundry goods60/61€15,760€16,452€20,427€16,725€16,581▼ 0.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,087€6,087€6,460€5,875€6,108▲ 4.0%
Other operating charges640/8€3,003€3,069€3,943€3,985€3,987=
Gross operating margin9900€11,799€14,334€14,843€18,952€20,838▲ 9.9%
Operating profit (loss)9901€2,708€5,178€4,439€9,092€10,743▲ 18.2%
Financial charges65/66B€2,746€2,397€1,964€1,501€1,019▼ 32.1%
Recurring financial charges65€2,746€2,397€1,964€1,501€1,019▼ 32.1%
Profit (loss) for the period before taxes9903-€37€2,781€2,475€7,592€9,725▲ 28.1%
Income taxes67/77----€3,789-
Profit (loss) for the period9904-€37€2,781€2,475€7,592€5,935▼ 21.8%
Profit (loss) for the period to be appropriated9905-€37€2,781€2,475€7,592€5,935▼ 21.8%
Line20212022202320242025Change
Assets
Total assets20/58€94,592€87,501€90,219€86,599€98,044▲ 13.2%
Fixed assets21/28€92,165€86,077€85,080€79,205€95,482▲ 20.6%
Tangible fixed assets22/27€92,165€86,077€85,080€79,205€95,482▲ 20.6%
Land and buildings22€92,165€86,077€85,080€79,205€95,482▲ 20.6%
Current assets29/58€2,427€1,423€5,140€7,394€2,562▼ 65.3%
Amounts receivable within one year40/41€2€2€2€2€2=
Other amounts receivable41€2€2€2€2€2=
Cash at bank and in hand54/58€1,975€1,421€5,137€6,941€2,110▼ 69.6%
Deferred charges and accrued income490/1€450--€450€450=
Equity and liabilities
Total equity and liabilities10/49€94,592€87,501€90,219€86,599€98,044▲ 13.2%
Equity10/15€8,242€11,023€13,498€21,090€27,025▲ 28.1%
Contributions10/11€6,200€6,200€8,060€8,060€8,060=
Capital10€6,200€6,200----
Issued capital100€18,600€18,600----
Uncalled capital101€12,400€12,400----
Reserves13€1,860€1,860----
Non-distributable reserves130/1€1,860€1,860----
Legal reserve130€1,860€1,860----
Profit (loss) carried forward14€182€2,963€5,438€13,030€18,965▲ 45.6%
Amounts payable17/49€86,350€76,478€76,721€65,509€71,019▲ 8.4%
Amounts payable after more than one year17€47,500€36,591€25,226€13,386--
Financial debts170/4€47,500€36,591€25,226€13,386--
Amounts payable within one year42/48€38,850€39,887€51,495€52,122€71,019▲ 36.3%
Current portion of amounts payable after more than one year42€10,472€10,909€11,365€11,840€13,386▲ 13.1%
Trade debts44€151€151€53€206€56▼ 72.9%
Suppliers440/4€151€151€53€206€56▼ 72.9%
Taxes, remuneration and social security45--€750€750€3,250▲ 333%
Taxes450/3--€750€750€3,250▲ 333%
Other amounts payable47/48€28,227€28,827€39,327€39,327€54,327▲ 38.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€37€2,781€2,475€7,592€5,935▼ 21.8%
+ Depreciation and write-downs630€6,087€6,087€6,460€5,875€6,108▲ 4.0%
Operating cash flow (approximation)€6,050€8,868€8,936€13,466€12,043▼ 10.6%
Investment in fixed assets (approximation)-€0-€5,463€0-€22,385-
Change in cash--€554€3,716€1,804-€4,831▼ 368%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
03-08
State Gazette act Statutes amendment · Miscellaneous
Capital · Registered office clause · Power of attorney6 facts ▸
  • General meeting, buitengewone algemene vergadering van de aandeelhouders
  • Statutes amendment
  • Capital
  • Registered office clause, 3090 Overijse,Vossestraat 56, TWEEDE BESLUIT: ADRES VAN DE ZETEL
  • Power of attorney
  • Power of attorney, Jean VINCKE
14-07
State Gazette act Registered office · Resignations & appointments · Miscellaneous
Registered-office move · Name change · Power of attorney6 facts ▸
  • General meeting, 08-07-2026
  • Registered-office move, région flamande
  • Name change, BPimmo
  • Registered-office move, 3090 Overijse,Vossestraat 56
  • Power of attorney
  • Power of attorney, Jean VINCKE
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2018net €7,592 ▲207%
Net result €7,592, the highest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €2,781
Net result €2,781 after 3 loss-making years.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Weakest financial yearnet -€5,297
Net result drops to -€5,297, the lowest in the series; recovery starts the following year.
04-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
Show earlier events
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
7,505 m²
Building footprint
392 m²
Volume, LiDAR
2,569 m³
2 parcels, Flanders, Wallonia · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CREACEDIMO
Chemin du Moulin 22, 1380 LasneNACE 70112
since 20062.151.829.093
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25076B0219/00V000 Wallonia 4,015 m² 1 · 261 m² 9.9 m · 2 fl.
23062B0268/00C004 Flanders 3,490 m² 1 · 131 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Who signs
“Artikel 13. Bevoegdheden van het bestuursorgaan en vertegenwoordiging van de vennootschap a) Bevoegdheden van de bestuurders Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van deze bevoegdheden te delegeren.…”
Full text

Artikel 13. Bevoegdheden van het bestuursorgaan en vertegenwoordiging van de vennootschap a) Bevoegdheden van de bestuurders Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van deze bevoegdheden te delegeren. Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die nodig of nuttig zijn voor de verwezenlijking van het voorwerp van de vennootschap, behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. Het bestuursorgaan kan bijzondere gevolmachtigden van de vennootschap aanstellen. b) Vertegenwoordiging van de vennootschap Ongeacht of de vennootschap wordt bestuurd door één of meer bestuurders, vertegenwoordigt elke bestuurder alleen de vennootschap jegens derden en in rechte als eiser of als verweerder. De vennootschap wordt tevens rechtsgeldig verbonden door de bij bijzondere volmacht aangestelde vertegenwoordiger.

Annual meeting
First Monday of June at 18:00
Purpose
Alle verrichtingen met betrekking tot de verwerving, verkoop, ruil, huur, verhuur, ontwikkeling, exploitatie, renovatie, onderhoud, beheer, valorisatie en vervreemding van…
Full purpose (3 activities)
  1. Alle verrichtingen met betrekking tot de verwerving, verkoop, ruil, huur, verhuur, ontwikkeling, exploitatie, renovatie, onderhoud, beheer, valorisatie en vervreemding van onroerende goederen en zakelijke rechten op onroerende goederen, evenals alle patrimoniale vastgoedverrichtingen in de ruimste zin;
  2. Het verwerven, bezitten, beheren, exploiteren en vervreemden van alle roerende en onroerende goederen en rechten;
  3. Het verrichten van alle financiële verrichtingen die rechtstreeks of onrechtstreeks verband houden met voormelde activiteiten.
Registered office clause
Other statement
Stortingsplicht_Artikel6, wettelijke interest plus 2pct per jaar vanaf eisbaarheid ten bate vennootschap
Op naam, aard van de andere effecten
Uitoefening van aan aandeelhouders toegekende rechten, ondeelbaarheid van de effecten
Vergoeding van de bestuurders, algemene vergadering of mandaat al dan niet ten kosteloze titel
Artikel 15. Dagelijks bestuur
Een of meerdere commissarissen, controle van de vennootschap
Schriftelijke algemene vergadering, alle besluiten bevoegdheid algemene vergadering
Deelneming op afstand langs elektronische weg, elektronisch communicatiemiddel ter beschikking gesteld door vennootschap
Toegang algemene vergadering, effecten op naam ingeschreven in register van categorie
Zittingen-notulen, voorzitter,aanwezige bestuurders,benoemde personen
Beraadslagingen, schriftelijk aan iedere andere persoon
Bestuursorgaan, verdaging
Bevoegdheden algemene vergadering, algemene vergadering van aandeelhouders
Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan
Uitvoering statuten,mededelingen,aanmaningen,dagvaardingen,betekeningen geldig,betrekkingen met vennootschap, woonstkeuze
Gerechtelijke bevoegdheid, tussen vennootschap,effectenhouders,bestuurders,commissarissen,vereffenaars omtrent zaken vennootschap en uitvoering statuten
Bepalingen Wetboek van vennootschappen en verenigingen waarvan niet geldig afgeweken geacht ingeschreven in akte, gemeen recht
1 more provision on this in the deed
Share issue rule
Inbreng_in_geld_met_uitgifte_nieuwe_aandelen_voorkeurrecht_Artikel7, dag openstelling intekening
Share class
Artikel 8. Aard van de aandelen
Transfer restriction
Artikel 11. Overdracht van aandelen
Board rule
Met of zonder beperking van duur, een of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder
Dissolution rule
Beslissing algemene vergadering in vormen vereist voor statutenwijziging, op elk moment
Liquidation rule
Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, ontbinding om welke reden en op welk ogenblik ook
Liquidation distribution
Goederen in natura opzelfde wijze verdeeld, na herstelling evenwicht bij niet-volgestorte aandelen

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2005
Fiscal year end31-12
Legal name FR CREACEDIMO
Contact
Phone 0475/247394Lasne
E-invoicing
Not found in the Peppol register

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.