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CREACAPITA

Active
Private limited companyfounded 2005active for 21 yearsSint-Martinusstraat 47, 1700 Dilbeek, BelgiumKBO/BCE: BE 0875.987.105
Summary

CREACAPITA has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €582,353 and a net result of €67,291. Equity has been stable since 2019 (±3.3% per year). Its solvency ranks better than 44% of 980 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-09-2005 Normal situation
Activity
Employment placement agencies NACE 78100and 4 others
Establishment unit
2.148.977.788 1700 Dilbeek, since 22-09-2005
Financial year end
31 March
Peppol
Reachable since 27-10-2025

Board and ownership

Board

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2025
Gross margin
€191,029
▼ 7.8%
Turnover
≈ €480,000
estimated
Profit
€67,291
▼ 27.3%
Equity
€582,353
▼ 2.2%
Total assets
€1.4m
▼ 10.7%
Staff
≈ 0.4 FTE
estimated
  • 2026 accounts not filed, 5 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 18-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 17 days late; 1 of the last 3 accounts latelowers riskSize: total assets €1.4mFounded in 2005Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in employment activities (NACE 78)
Financial strength · tick: 2024
Strong
Solvency 67+3
equity 42.4% of total assets
Liquidity 58+1
short-term debt 14.6% · cash 8.7%
Profitability 75-1
return on assets 4.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.2 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.5 (2.04 in 2024), above the usual 1.5. Short-term debt is 14.6% and cash 8.7% of total assets. However, 57.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 49% of them on solvency, 51% on liquidity, 47% on profitability and 37% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2025 (filed on 18-11-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 17 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
17 days late
2024
on the day
2023
93 days late
2022
23 days late
2021
388 days late
2020
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 92 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 95% of companies in employment activitiessector median €56,026 · 980 companies €582,353 View
  • Mortgage mandates, new in 202585.9% of equity · not in the 2024 accounts €500,000 View
  • Positive: 7 profitable years in a rowprofit 2025: €67,291 7 years View

Recent changes

  1. · Gazette deed Resignation: LEFEVERE Katrien Viviane (director)Reappointment: LEFEVERE Katrien Viviane (director) · 100 shares · Director discharge: LEFEVERE Katrien Viviane
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CREACAPITA: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €974,000 and €1.7m, founded between 1999 and 2010.

CompanyTotal assetsGross margin
CREACAPITA Dilbeek€1.4m€0.2m
PERSONAL COACHING Zemst€1.0m€0.2m
INGRID P Ghent€1.0m€0.2m
HUMAN SOLUTIONS RH Kortrijk€1.7m€0.2m
RV SERVICES Pont-à-Celles€1.3m€0.1m
MC CONSULT Court-Saint-Etienne€1.7m€0.3m
ANDRESS CONSULTING Oudenaarde€1.1m€0.1m
Full comparison

Key facts about CREACAPITA

What is the company number of CREACAPITA?
The company number of CREACAPITA is 0875.987.105. The VAT number is the same number with BE in front: BE 0875.987.105.
Where is CREACAPITA based?
The registered office is at Sint-Martinusstraat 47, 1700 Dilbeek.Company details
What does CREACAPITA do?
According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of CREACAPITA?
CREACAPITA is a private limited company (BV).
When was CREACAPITA founded?
CREACAPITA was founded on 12-09-2005.
Is CREACAPITA still active?
Yes, CREACAPITA is an active enterprise in the KBO register.
What is the turnover of CREACAPITA?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €191,029 and 2,216 comparable companies of the same size. It probably lies between €320,000 and €740,000. It is a rough estimate.Financials
Is CREACAPITA profitable?
In financial year 2025, CREACAPITA made a profit of €67,291.
Where can I find the annual accounts of CREACAPITA?
CREACAPITA filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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