Crea Verta
ActiveCrea Verta has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-9k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 4416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-51
Solvency100▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 1.9 in 2024), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
on the day
2023
21 d late
2022
22 d late
2021
25 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 8.2%
2024 · €112k
2018: €79k
2019: €92k
2020: €121k
2021: €138k
2022: €105k
2023: €115k
2024: €112k
2018 → 2025
Total assets
€126k▼ 23.6%
2024 · €165k
2018: €107k
2019: €151k
2020: €206k
2021: €202k
2022: €208k
2023: €167k
2024: €165k
2018 → 2025
Net result
€-9k
2024 · €11k
2018: €5k
2019: €13k
2020: €29k
2021: €17k
2022: €-4k
2023: €6k
2024: €11k
2018 → 2025
Working capital
€54k▲ 15.5%
2024 · €47k
2018: €41k
2019: €41k
2020: €42k
2021: €61k
2022: €36k
2023: €59k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€105k▼ 24.0%€115k▲ 9.6%€112k▼ 2.4%€103k▼ 8.2%
Operating result€24k-€-3k€9k€15k▲ 71.7%€-8k
Net result€17k-€-4k€6k€11k▲ 82.4%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €15k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€49k▼ 25.5%
Current assets
€77k▼ 22.4%
Equity and liabilities €126k
Equity
€103k▼ 8.2%
Debt
€23k▼ 56.0%
The debt ratio falls from 32.3% to 18.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €31k
Cash flow
€8k▼
2024 · €27k
Solvency
81.4%▲
2024 · 67.7%
Current ratio
3.37▲
2024 · 1.90
Quick ratio
3.12▲
2024 · 1.74
Debt / equity
0.23▼
2024 · 0.48
ROE
-8.9%▼
2024 · 10.1%
ROA
-7.2%▼
2024 · 6.9%
Interest coverage
8.73▼
2024 · 21.49
Debt
€23k▼
2024 · €53k
Debt ≤ 1 year
€23k▼
2024 · €52k
Income taxes
€76▼
2024 · €3k
Staff costs
€347
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€126k▼
Fixed assets21/28€66k€49k▼
Tangible fixed assets22/27€66k€49k▼
Plant, machinery and equipment23€12k€2k▼
Furniture and vehicles24€16k€13k▼
Other tangible fixed assets26€37k€34k▼
Current assets29/58€99k€77k▼
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€16k€19k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€71k€47k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€165k€126k▼
Equity10/15€112k€103k▼
Contributions10/11€28k€28k=
Reserves13€69k€69k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€15k€6k▼
Amounts payable17/49€53k€23k▼
Amounts payable within one year42/48€52k€23k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€25k€10k▼
Accrued charges and deferred income492/3€814€539▼
Income statement
Code20242025
Remuneration, social security and pensions62-€347
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€170€187▲
Gross operating margin9900€31k€9k▼
Operating profit (loss)9901€15k€-8k▼
Financial income75/76B€253€152▼
Recurring financial income75€253€152▼
Financial charges65/66B€1k€971▼
Recurring financial charges65€1k€971▼
Profit (loss) for the period before taxes9903€14k€-9k▼
Income taxes67/77€3k€76▼
Profit (loss) for the period9904€11k€-9k▼
Profit (loss) for the period to be appropriated9905€11k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€6k▼
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer from equity791/2€3k-
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-9k ▼181%
Net result drops to €-9k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €29k ▲128%
Operating result €27k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲31.3%
3 profitable years in a row build equity to €121k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rameiveld 79661 BrakelGround area
720 m²
Building footprint
396 m²
Volume, LiDAR
609 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Crea Verta
since 20142.225.065.083
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45037A0279/00D000 | Flanders | 624 m² | 1 · 301 m² | - |
| 41050A0588/00L000 | Flanders | 95 m² | 1 · 95 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SRL FRANCK FOREST
BE 0731.715.639
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INSIGHT OUTSIDE
BE 0839.883.903
Damme · Eq €103k
DEBO - GARDEN
BE 0449.190.964
Pajottegem · Eq €103k
O'JARDIN
BE 0636.893.090
Vaux-sur-Sûre · Eq €102k
Reumers Groendesign
BE 0665.842.543
Bree · Eq €103k
Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2013
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
02400Forestry and logging
25402Manufacture of fabricated metal products, except machinery and equipment
25502Manufacture of fabricated metal products, except machinery and equipment
25510Coating of metals
25530Machining of metals
25610Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.