CREA IDEA
ActiveCREA IDEA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €25k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 5.44 in 2024; short-term debt: 20.2% and cash: 48.2% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
2 d early
2022
15 d early
2021
4 d early
2020
3 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▲ 13.9%
2024 · €178k
2018: €22k
2019: €53k
2020: €65k
2021: €103k
2022: €114k
2023: €143k
2024: €178k
2018 → 2025
Total assets
€254k▲ 17.6%
2024 · €216k
2018: €90k
2019: €121k
2020: €121k
2021: €142k
2022: €136k
2023: €169k
2024: €216k
2018 → 2025
Net result
€25k▼ 29.1%
2024 · €35k
2018: €9k
2019: €32k
2020: €12k
2021: €38k
2022: €10k
2023: €29k
2024: €35k
2018 → 2025
Working capital
€201k▲ 18.8%
2024 · €169k
2018: €42k
2019: €64k
2020: €77k
2021: €106k
2022: €109k
2023: €140k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€114k▲ 10.0%€143k▲ 25.8%€178k▲ 24.4%€203k▲ 13.9%
Operating result€55k-€19k▼ 66.2%€42k▲ 127%€50k▲ 17.7%€35k▼ 29.3%
Net result€38k-€10k▼ 73.0%€29k▲ 184%€35k▲ 19.3%€25k▼ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€2k▼ 80.3%
Current assets
€252k▲ 21.7%
Equity and liabilities €254k
Equity
€203k▲ 13.9%
Debt
€51k▲ 34.7%
The debt ratio rises from 17.7% to 20.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €51k
Cash flow
€32k▼
2024 · €36k
Solvency
79.8%▼
2024 · 82.3%
Current ratio
4.91▼
2024 · 5.44
Quick ratio
4.91▼
2024 · 5.44
Debt / equity
0.25▲
2024 · 0.21
ROE
12.2%▼
2024 · 19.6%
ROA
9.8%▼
2024 · 16.2%
Interest coverage
43.40▼
2024 · 122.25
Debt
€51k▲
2024 · €38k
Debt ≤ 1 year
€51k▲
2024 · €38k
Income taxes
€13k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€254k▲
Formation expenses20€0€0=
Fixed assets21/28€9k€2k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€9k€2k▼
Land and buildings22€2k€953▼
Plant, machinery and equipment23€360€0▼
Furniture and vehicles24€7k€760▼
Current assets29/58€207k€252k▲
Amounts receivable within one year40/41€114k€129k▲
Trade receivables40€501€14k▲
Other amounts receivable41€114k€115k▲
Cash at bank and in hand54/58€92k€123k▲
Deferred charges and accrued income490/1€830€806▼
Equity and liabilities
Total equity and liabilities10/49€216k€254k▲
Equity10/15€178k€203k▲
Contributions10/11€6k€6k=
Reserves13€119k€197k▲
Non-distributable reserves130/1€119k€144k▲
Reserves not available under the articles1311€2k€2k=
Other1319€117k€142k▲
Distributable reserves133-€53k
Profit (loss) carried forward14€53k-
Amounts payable17/49€38k€51k▲
Amounts payable within one year42/48€38k€51k▲
Trade debts44€18k€12k▼
Suppliers440/4€18k€12k▼
Taxes, remuneration and social security45€20k€40k▲
Taxes450/3€20k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€53k€43k▼
Operating profit (loss)9901€50k€35k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€420€973▲
Recurring financial charges65€420€973▲
Profit (loss) for the period before taxes9903€52k€37k▼
Income taxes67/77€17k€13k▼
Profit (loss) for the period9904€35k€25k▼
Profit (loss) for the period to be appropriated9905€35k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€78k▼
Profit (loss) brought forward from the previous period14P€53k€53k=
Transfer to equity691/2€35k€78k▲
To other reserves6921€35k€78k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €203k ▲13.9%
8 profitable years in a row build equity to €203k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €178k ▲24.4%
7 profitable years in a row build equity to €178k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €38k ▲220%
Operating result €55k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲58.6%
4 profitable years in a row build equity to €103k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breydelstraat 341040 BrusselGround area
1,361 m²
Building footprint
355 m²
Volume, LiDAR
2,699 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CREA IDEA
since 20072.162.113.568
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041A0028/00F000 | Flanders | 1,210 m² | 1 · 272 m² | 8.8 m · 2 fl. |
| 21806F0477/00K009 | Brussels | 151 m² | 1 · 83 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.