CREA.D
ActiveSummary
CREA.D has been active since 2002 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €91,537 and a net result of €7,135. Equity is growing by ~11.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
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Signals
This company filed its last 6 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
History
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Financials · fiscal year 2024, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €744 | - | - | - | - | - |
| Other operating charges640/8 | - | €287 | €176 | - | €213 | - |
| Gross operating margin9900 | €1,385 | €15,507 | €6,939 | €5,503 | €5,887 | ▲ 7.0% |
| Operating profit (loss)9901 | €382 | €15,220 | €6,763 | €5,503 | €5,674 | ▲ 3.1% |
| Financial income75/76B | - | €4,042 | €5,161 | €4,713 | €5,720 | ▲ 21.4% |
| Recurring financial income75 | €6,112 | €4,042 | €5,161 | €4,713 | €5,720 | ▲ 21.4% |
| Financial charges65/66B | - | €172 | €533 | €834 | €862 | ▲ 3.4% |
| Recurring financial charges65 | €779 | €172 | €533 | €834 | €862 | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €5,715 | €19,089 | €11,392 | €9,381 | €10,532 | ▲ 12.3% |
| Income taxes67/77 | €520 | €4,272 | €3,596 | €3,063 | €3,396 | ▲ 10.9% |
| Profit (loss) for the period9904 | €5,196 | €14,817 | €7,796 | €6,318 | €7,135 | ▲ 12.9% |
| Profit (loss) for the period to be appropriated9905 | €5,196 | €14,817 | €7,796 | €6,318 | €7,135 | ▲ 12.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67,546 | €79,213 | €96,353 | €101,865 | €101,940 | ▲ 0.1% |
| Fixed assets21/28 | €825 | €825 | €825 | €825 | €825 | = |
| Financial fixed assets28 | €825 | €825 | €825 | €825 | €825 | = |
| Current assets29/58 | €66,721 | €78,388 | €95,528 | €101,040 | €101,115 | ▲ 0.1% |
| Amounts receivable within one year40/41 | €66,387 | €74,365 | €95,192 | €100,807 | €100,972 | ▲ 0.2% |
| Trade receivables40 | - | €8,780 | €10,940 | €6,710 | €5,940 | ▼ 11.5% |
| Other amounts receivable41 | - | €65,585 | €84,252 | €94,097 | €95,032 | ▲ 1.0% |
| Cash at bank and in hand54/58 | - | €3,678 | €336 | €233 | €143 | ▼ 38.7% |
| Deferred charges and accrued income490/1 | - | €345 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67,546 | €79,213 | €96,353 | €101,865 | €101,940 | ▲ 0.1% |
| Equity10/15 | €55,469 | €70,287 | €78,083 | €84,401 | €91,537 | ▲ 8.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €41,252 | €56,069 | €63,866 | €70,183 | €77,319 | ▲ 10.2% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | - | - |
| Distributable reserves133 | - | €54,214 | €62,011 | €68,328 | €77,319 | ▲ 13.2% |
| Profit (loss) carried forward14 | €8,018 | €8,018 | €8,018 | €8,018 | €8,018 | = |
| Amounts payable17/49 | €12,077 | €8,927 | €18,270 | €17,464 | €10,403 | ▼ 40.4% |
| Amounts payable within one year42/48 | €11,729 | €8,927 | €18,270 | €17,464 | €10,403 | ▼ 40.4% |
| Financial debts43 | - | - | €7,698 | €7,699 | €687 | ▼ 91.1% |
| Credit institutions430/8 | - | - | €7,698 | €7,699 | €687 | ▼ 91.1% |
| Trade debts44 | €4,283 | €4,132 | €2,520 | €2,815 | €3,257 | ▲ 15.7% |
| Suppliers440/4 | - | €4,132 | €2,520 | €2,815 | €3,257 | ▲ 15.7% |
| Taxes, remuneration and social security45 | - | €4,795 | €8,051 | €6,950 | €6,459 | ▼ 7.1% |
| Taxes450/3 | - | €4,795 | €8,051 | €6,950 | €6,459 | ▼ 7.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,196 | €14,817 | €7,796 | €6,318 | €7,135 | ▲ 12.9% |
| + Depreciation and write-downs630 | €744 | - | - | - | - | - |
| Operating cash flow (approximation) | €5,939 | €14,817 | €7,796 | €6,318 | €7,135 | ▲ 12.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | -€3,342 | -€103 | -€90 | ▲ 12.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54433E0660/02A000 | Wallonia | 667 m² | 1 · 86 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.