CRE
ActiveCRE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €77k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▼-11
Solvency65▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.4 in 2024), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
2.9%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
28 d early
2022
12 d early
2021
5 d early
2020
17 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.54M▲ 4.0%
2024 · €1.48M
2019: €1.15M
2020: €1.10M
2021: €1.17M
2022: €1.33M
2023: €1.37M
2024: €1.48M
2019 → 2025
Total assets
€2.65M▼ 2.4%
2024 · €2.72M
2019: €1.36M
2020: €2.66M
2021: €2.69M
2022: €2.82M
2023: €2.74M
2024: €2.72M
2019 → 2025
Net result
€77k▼ 28.9%
2024 · €108k
2019: €18k
2020: €-3k
2021: €72k
2022: €159k
2023: €41k
2024: €108k
2019 → 2025
Working capital
€-104k▲ 14.8%
2024 · €-122k
2019: €-86k
2020: €967k
2021: €279k
2022: €-43k
2023: €-166k
2024: €-122k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.17M-€1.33M▲ 13.6%€1.37M▲ 3.1%€1.48M▲ 7.9%€1.54M▲ 4.0%
Operating result€125k-€254k▲ 103%€86k▼ 65.9%€116k▲ 33.7%€134k▲ 16.2%
Net result€72k-€159k▲ 121%€41k▼ 74.1%€108k▲ 162%€77k▼ 28.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.65M
Fixed assets
€2.58M▼ 2.1%
Current assets
€73k▼ 10.8%
Equity and liabilities €2.65M
Equity
€1.54M▲ 4.0%
Debt
€1.12M▼ 10.0%
The debt ratio falls from 45.6% to 42.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€195k▲
2024 · €177k
Cash flow
€137k▼
2024 · €169k
Solvency
57.9%▲
2024 · 54.4%
Current ratio
0.41▲
2024 · 0.40
Quick ratio
0.41▲
2024 · 0.40
Debt / equity
0.73▼
2024 · 0.84
ROE
5.0%▼
2024 · 7.3%
ROA
2.9%▼
2024 · 4.0%
Interest coverage
8.98▲
2024 · 7.50
Debt
€1.12M▼
2024 · €1.24M
Debt ≤ 1 year
€178k▼
2024 · €205k
Debt > 1 year
€933k▼
2024 · €1.03M
Income taxes
€36k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.72M€2.65M▼
Fixed assets21/28€2.64M€2.58M▼
Tangible fixed assets22/27€1.67M€1.62M▼
Land and buildings22€1.67M€1.61M▼
Other tangible fixed assets26€776€582▼
Financial fixed assets28€965k€965k=
Current assets29/58€82k€73k▼
Amounts receivable within one year40/41€49k€4k▼
Trade receivables40€24k€4k▼
Other amounts receivable41€25k€0▼
Cash at bank and in hand54/58€12k€57k▲
Deferred charges and accrued income490/1€21k€13k▼
Equity and liabilities
Total equity and liabilities10/49€2.72M€2.65M▼
Equity10/15€1.48M€1.54M▲
Contributions10/11€977k€977k=
Reserves13€409k€468k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€409k€468k▲
Profit (loss) carried forward14€92k€92k=
Amounts payable17/49€1.24M€1.12M▼
Amounts payable after more than one year17€1.03M€933k▼
Financial debts170/4€1.03M€933k▼
Amounts payable within one year42/48€205k€178k▼
Current portion of amounts payable after more than one year42€102k€103k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€35k€20k▼
Taxes450/3€33k€20k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€59k€51k▼
Accrued charges and deferred income492/3€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€60k▼
Other operating charges640/8€7k€11k▲
Gross operating margin9900€184k€206k▲
Operating profit (loss)9901€116k€134k▲
Financial income75/76B€51k€521▼
Recurring financial income75€51k€521▼
Financial charges65/66B€24k€22k▼
Recurring financial charges65€24k€22k▼
Profit (loss) for the period before taxes9903€142k€113k▼
Income taxes67/77€35k€36k▲
Profit (loss) for the period9904€108k€77k▼
Profit (loss) for the period to be appropriated9905€108k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€169k▼
Profit (loss) brought forward from the previous period14P€92k€92k=
Transfer from equity791/2-€18k
Transfer to equity691/2€108k€77k▼
To other reserves6921€108k€77k▼
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €159k ▲121%
Operating result €254k, net result €159k, both a record.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-3k ▼117%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 12current ratio 6.91
Current ratio from 0.58 to 6.91; short-term debt falls from €204k to €164k.
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Francis VAN DEN DRIESSCHE
CurrentStatutaire bestuurder · since 02-01-2024
Lucie DENECKER
CurrentStatutaire bestuurder · since 02-01-2024
02-01-2024
Francis VAN DEN DRIESSCHE: Resigned as Statutaire bestuurder
02-01-2024
Francis VAN DEN DRIESSCHE: Appointed as Statutaire bestuurder
02-01-2024
Lucie DENECKER: Appointed as Statutaire bestuurder
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 4778800 RoeselareGround area
1,632 m²
Building footprint
175 m²
Volume, LiDAR
1,192 m³
Parcel 36503C0512/00K000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRE
since 20112.203.342.231
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0512/00K000 | Flanders | 1,632 m² | 1 · 175 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARKOFFICE
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2011
Fiscal year end31-03
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.