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CRC-TRILOGY

Active
Private limited company·Activiteiten van syndici van onroerend goed· 28 yrs active
Paul Hymanslaan 133 ·1200 Sint-Lambrechts-Woluwe, Belgium
KBO/BCE: BE 0461.740.883
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Age28 yrs
Staff (FTE)1.7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CRC-TRILOGY is 0.6% (low). The 2024 annual accounts show equity of €62k and a net result of €15k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 4951 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 4951 peers (2024). A comfortable equity buffer.
View the sector comparison
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 07-10-2025 68 d late 2025-00533025
31-12-2023 31-07-2024 01-07-2024 30 d early 2024-00185416
31-12-2022 31-07-2023 31-03-2023 122 d early 2023-00049867
31-12-2021 31-07-2022 05-07-2022 26 d early 2022-20131607
31-12-2020 31-07-2021 18-06-2021 43 d early 2021-21000363
31-12-2019 31-07-2020 31-08-2020 31 d late 2020-46900294
31-12-2018 31-07-2019 22-08-2019 22 d late 2019-48400445
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-53200361
31-12-2016 31-07-2017 26-09-2017 57 d late 2017-62200542
31-12-2015 31-07-2016 04-11-2016 96 d late 2016-67500072

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1997, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Lower-failure-rate sector Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€15k
Working capital€54k+32.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 07-10-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20kOperating result 2020: €19k€19kNet result 2020: €-5k€-5kOperating result 2021: €18k€18kNet result 2021: €8k€8kOperating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €-4k€-4kNet result 2023: €-6k€-6kOperating result 2024: €25k€25kNet result 2024: €15k€15k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~8.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€20k€40k€60k€80k2025: €65k (€60k - €70k)2026: €68k (€63k - €73k)2027: €72k (€65k - €79k)2018: €39k2019: €28k2020: €43k2021: €51k2022: €53k2023: €47k2024: €62k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 59.1% 16.7%
better than 78% of 4951 sector peers
Net result €15k €2k
better than 67% of 4943 sector peers
Equity €62k €27k
better than 65% of 4954 sector peers
Gross operating margin €154k €27k
better than 90% of 4937 sector peers
Staff costs €115k €20k
higher than 90% of 731 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P78
2020: P63 · n=8592021: P81 · n=17492022: P81 · n=31872023: P78 · n=42702024: P78 · n=49512020 2024
Stable position over 2020-2024 · n=859-4951
Net result P67
2020: P67 · n=8582021: P60 · n=17502022: P51 · n=31792023: P32 · n=42582024: P67 · n=49432020 2024
Weakening position over 2020-2024 · n=858-4943
Equity P65
2020: P42 · n=8592021: P59 · n=17502022: P64 · n=31902023: P60 · n=42712024: P65 · n=49542020 2024
Improving position over 2020-2024 · n=859-4954
Gross operating margin P90
2020: P77 · n=8582021: P83 · n=17402022: P86 · n=31732023: P88 · n=42462024: P90 · n=49372020 2024
Stable position over 2020-2024 · n=858-4937
Describes the position versus peers, not a forecast.
EBITDA
€28k
+15858.8% 18-24
Net profit
€15k
- 18-24
Cash flow
€19k
- 18-24
Total assets
€105k
+36.8% 18-24
Equity
€62k
+32.3% 18-24
Working capital
€54k
+32.0% 18-24
Employees (FTE)
2
0.0% 18-24
Staff costs
€115k
+10.5% 18-24
Income taxes
€9k
+250.2% 18-24
Debt
€43k
+43.8% 18-24
Debt ≤ 1y
€43k
+43.8% 18-24
Current ratio
2.26
-4.7% 18-24
Quick ratio
2.26
-4.7% 18-24
Solvency
59.1%
-3.3% 18-24
Debt / equity
0.69
+8.8% 18-24
ROE
24.4%
- 18-24
ROA
14.4%
- 18-24
Interest coverage
26.35
+3777.0% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€28k
Net profit€15k
Cash flow€19k
Staff costs€115k
Income taxes€9k
Dividends-
Total assets€105k
Equity€62k
Debt€43k
of which ≤ 1y€43k
of which > 1y-
Working capital€54k
Employees (FTE)1.7
Ratios (computed)
2024
Current ratio2.26
Quick ratio2.26
Working capital ratio51.5%
Solvency59.1%
Debt / equity0.69
Long-term debt ratio-
Interest coverage26.35
Gross margin-
Net margin-
ROA14.4%
ROE24.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€105k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€50
Current assets 29/58€97k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€105k
Equity 10/15€62k
Contributions / capital 10/11€19k
Reserves 13€29k
Accumulated profits (losses) 14€14k
Amounts payable 17/49€43k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€154k
Operating result 9901€25k
Financial income 75€309
Financial charges 65€1k
Result before taxes 9903€24k
Income taxes 67/77€9k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paul Hymanslaan 1331200 Sint-Lambrechts-Woluwe

Establishment units

2 locations
Chemin des Noces 70, 1410 Waterloo
Handel in onroerend goed
since 19972.084.039.852
CRC-EPI
Paul Hymanslaan 133, 1200 Sint-Lambrechts-WoluweBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20142.228.879.757
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,090 m²
Buildings2
Building footprint581 m²
Volume (LiDAR)11,401 m³
Tallest building29.4 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21672C0058/00H007 Brussels 607 m² 1 · 409 m² 29.4 m · 9 fl.
25110B0197/00H000 Wallonia 482 m² 1 · 172 m² 6.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
11-03-2024 Damien Walckiers appointed as daily management Director changes
  • Damien Walckiers, Dagelijks bestuur

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency98Growth78Stability100
95 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 98
Growth 78
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321
Primary activity highlighted.
Names & trade names
Legal nameFR CRC-TRILOGY
AbbreviationFR CRC OU TRILOGY
Registered office
Paul Hymanslaan 133 bus 4
1200 Sint-Lambrechts-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.