Crazhibou
ActiveSummary
The computed 12-month bankruptcy probability of Crazhibou is 3.0% (moderate). The 2025 annual accounts show negative equity (-€263,336) and a net result of -€168,946. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 18606 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.8 in 2024; short-term debt: 325.9% and cash: 9.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-227.7%
Return on assets
-146.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€263,336
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
96 d late
2023
100 d early
2022
37 d late
2021
402 d late
2020
153 d late
2019
150 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 109 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 September (4 of the last 5 filed years within 136 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€263,336▼ 179%
2024 · -€94,390
Total assets
€115,628▼ 71.8%
2024 · €410,655
Net result
-€168,946▼ 49.5%
2024 · -€112,990
Working capital
-€266,767▼ 164%
2024 · -€101,021
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€187,752▼ 23.7%-€53,131▲ 71.7%-€89,788▼ 69.0%-€112,535▼ 25.3%-€166,639▼ 48.1%
Net result-€188,508below the sector's middle half▼ 19.5%-€51,327below the sector's middle half▲ 72.8%-€89,612below the sector's middle half▼ 74.6%-€112,990below the sector's middle half▼ 26.1%-€168,946below the sector's middle half▼ 49.5%
Equity-€430,161below the sector's middle half▼ 78.0%-€481,488below the sector's middle half▼ 11.9%€18,600below the sector's middle half-€94,390below the sector's middle half-€263,336below the sector's middle half▼ 179%
Total assets€350,290below the sector's middle half▲ 75.9%€592,016within the sector's middle half▲ 69.0%€1.1mwithin the sector's middle half▲ 81.6%€410,655below the sector's middle half▼ 61.8%€115,628within the sector's middle half▼ 71.8%
Debt€780,451▲ 77.1%€1.1m▲ 37.5%€1.1m▼ 1.6%€505,045▼ 52.2%€378,964▼ 25.0%
Working capital-€438,542below the sector's middle half▼ 71.4%-€454,521below the sector's middle half▼ 3.6%€8,127below the sector's middle half-€101,021below the sector's middle half-€266,767below the sector's middle half▼ 164%
Solvency-122.8%below the sector's middle half▼ 1.4pp-81.3%below the sector's middle half▲ 41.5pp1.7%below the sector's middle half▲ 83.1pp-23.0%below the sector's middle half▼ 24.7pp-227.7%below the sector's middle half▼ 204.8pp
Current ratio0.43below the sector's middle half▲ 0.040.56below the sector's middle half▲ 0.131.01below the sector's middle half▲ 0.450.80below the sector's middle half▼ 0.210.29below the sector's middle half▼ 0.51
Return on assets (ROA)-53.8%below the sector's middle half▲ 25.4pp-8.7%below the sector's middle half▲ 45.1pp-8.3%below the sector's middle half▲ 0.3pp-27.5%below the sector's middle half▼ 19.2pp-146.1%below the sector's middle half▼ 118.6pp
Staff (FTE)1.3below the sector's middle half▲ 30.0%2within the sector's middle half▲ 53.8%1.6within the sector's middle half▼ 20.0%1.5within the sector's middle half▼ 6.3%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €166,639 in 2025 against €112,535 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,628
Fixed assets
€5,551 ▼ 36.6%
Current assets
€110,077 ▼ 72.6%
Key figures and ratios
EBITDA
-€163,439▼
2024 · -€109,077
Cash flow
-€165,746▼
2024 · -€109,531
Quick ratio
0.19▼
2024 · 0.30
Debt to equity
-1.44▲
2024 · -5.35
Interest coverage
-1638.65▼
2024 · -222.42
Debt ≤ 1 year
€376,844▼
2024 · €502,926
Income taxes
€2,207
Staff costs
€0▼
2024 · €49,910
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,242 | €0 | - | - | - |
| Remuneration, social security and pensions62 | €49,244 | €86,710 | €73,666 | €49,910 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,305 | €3,788 | €4,961 | €3,458 | €3,200 | ▼ 7.5% |
| Other operating charges640/8 | €1,200 | €1,214 | €3,142 | €360 | €4,453 | ▲ 1,138% |
| Non-recurring operating charges66A | €0 | €6,865 | €0 | €30,644 | €0 | ▼ 100% |
| Gross operating margin9900 | -€118,003 | €45,446 | -€8,019 | -€28,163 | -€158,986 | ▼ 465% |
| Operating profit (loss)9901 | -€187,752 | -€53,131 | -€89,788 | -€112,535 | -€166,639 | ▼ 48.1% |
| Financial income75/76B | €232 | €2,320 | €5,992 | €36 | €0 | ▼ 100% |
| Recurring financial income75 | €232 | €2,320 | €5,992 | €36 | €0 | ▼ 100% |
| Financial charges65/66B | €988 | €516 | €5,816 | €490 | €100 | ▼ 79.7% |
| Recurring financial charges65 | €988 | €516 | €5,816 | €490 | €100 | ▼ 79.7% |
| Profit (loss) for the period before taxes9903 | -€188,508 | -€51,327 | -€89,612 | -€112,990 | -€166,739 | ▼ 47.6% |
| Income taxes67/77 | - | - | - | - | €2,207 | - |
| Profit (loss) for the period9904 | -€188,508 | -€51,327 | -€89,612 | -€112,990 | -€168,946 | ▼ 49.5% |
| Profit (loss) for the period to be appropriated9905 | -€188,508 | -€51,327 | -€89,612 | -€112,990 | -€168,946 | ▼ 49.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €350,290 | €592,016 | €1.1m | €410,655 | €115,628 | ▼ 71.8% |
| Fixed assets21/28 | €20,715 | €17,170 | €12,209 | €8,751 | €5,551 | ▼ 36.6% |
| Intangible fixed assets21 | €979 | €436 | €0 | - | - | - |
| Tangible fixed assets22/27 | €19,736 | €15,734 | €11,209 | €7,751 | €4,551 | ▼ 41.3% |
| Plant, machinery and equipment23 | €2,296 | €1,242 | €258 | €0 | - | - |
| Furniture and vehicles24 | €17,440 | €14,492 | €10,951 | €7,751 | €4,551 | ▼ 41.3% |
| Financial fixed assets28 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €329,575 | €574,847 | €1.1m | €401,904 | €110,077 | ▼ 72.6% |
| Stocks and contracts in progress3 | €141,767 | €338,099 | €300,668 | €249,939 | €36,861 | ▼ 85.3% |
| Stocks30/36 | €141,767 | €338,099 | €300,668 | €249,939 | €36,861 | ▼ 85.3% |
| Amounts receivable within one year40/41 | €163,456 | €217,225 | €759,139 | €139,613 | €60,320 | ▼ 56.8% |
| Trade receivables40 | €121,493 | €178,103 | €136,402 | €131,008 | €59,572 | ▼ 54.5% |
| Other amounts receivable41 | €41,962 | €39,121 | €622,737 | €8,604 | €748 | ▼ 91.3% |
| Cash at bank and in hand54/58 | €15,704 | €15,641 | €1,512 | €12,352 | €10,505 | ▼ 15.0% |
| Deferred charges and accrued income490/1 | €8,647 | €3,882 | €1,306 | €0 | €2,391 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €350,290 | €592,016 | €1.1m | €410,655 | €115,628 | ▼ 71.8% |
| Equity10/15 | -€430,161 | -€481,488 | €18,600 | -€94,390 | -€263,336 | ▼ 179% |
| Contributions10/11 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€442,561 | -€493,888 | €0 | -€112,990 | -€281,936 | ▼ 150% |
| Amounts payable17/49 | €780,451 | €1.1m | €1.1m | €505,045 | €378,964 | ▼ 25.0% |
| Amounts payable after more than one year17 | €8,884 | €2,369 | €0 | - | - | - |
| Financial debts170/4 | €8,884 | €2,369 | €0 | - | - | - |
| Amounts payable within one year42/48 | €768,117 | €1.0m | €1.1m | €502,926 | €376,844 | ▼ 25.1% |
| Current portion of amounts payable after more than one year42 | €5,542 | €6,515 | €3,258 | €888 | €888 | = |
| Financial debts43 | - | €5,458 | €0 | - | - | - |
| Credit institutions430/8 | - | €5,458 | €0 | - | - | - |
| Trade debts44 | €18,382 | €48,428 | €3,722 | €136 | €998 | ▲ 631% |
| Suppliers440/4 | €18,382 | €48,428 | €3,722 | €136 | €998 | ▲ 631% |
| Taxes, remuneration and social security45 | €14,009 | €26,783 | €3,894 | €3,338 | €5,395 | ▲ 61.6% |
| Taxes450/3 | €12,521 | €26,783 | €1,199 | €3,328 | €4,537 | ▲ 36.3% |
| Remuneration and social security454/9 | €1,487 | €0 | €2,695 | €10 | €858 | ▲ 8,843% |
| Other amounts payable47/48 | €730,184 | €942,184 | €1.0m | €498,563 | €369,563 | ▼ 25.9% |
| Accrued charges and deferred income492/3 | €3,450 | €41,768 | €1,736 | €2,119 | €2,119 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€188,508 | -€51,327 | -€89,612 | -€112,990 | -€168,946 | ▼ 49.5% |
| + Depreciation and write-downs630 | €19,305 | €3,788 | €4,961 | €3,458 | €3,200 | ▼ 7.5% |
| Operating cash flow (approximation) | -€169,203 | -€47,539 | -€84,651 | -€109,531 | -€165,746 | ▼ 51.3% |
| Investment in fixed assets (approximation) | - | -€242 | €0 | €0 | €0 | - |
| Change in cash | - | -€64 | -€14,129 | €10,840 | -€1,847 | ▼ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
11-08
State Gazette act
Resignation: Gierech Sébastien (director)Power of attorney2 facts ▸
State Gazette act
Resignation: Gierech Sébastien (director)
Power of attorney2 facts ▸
- Director resignation, Gierech Sébastien (director)
- Power of attorney, Robbe Janssen
2025
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 96 days late
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 37 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 402 days late
2021
31-12
Financial
Weakest financial yearnet -€188,508
Net result drops to -€188,508, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 153 days late
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 150 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denayerstraat (Pierre Joseph) 111500 Halle1 establishment unit
Crazhibou
since 20192.287.441.033
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Gierech Sébastien |
|
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 690 EUR awarded · 690 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 690 EUR | 690 EUR |
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Of 1,127 companies in sector 47830 we hold annual accounts for 467. 244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47830Retail sale of motorcycles and motorcycle parts and accessories
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46450Wholesale of perfume and cosmetics
46471Wholesale trade
46730Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0718699130
Also
9925:BE0718699130
Registered
13-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.