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Private limited companyfounded 2008active for 17 yearsAbdijweg 33, 8560 Wevelgem, BelgiumKBO/BCE: BE 0808.809.556

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00495311.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 16 filings

Equity
€28.7m▲ 3.0%
2024 · €27.8m
Net result
€826,517▲ 309%
2024 · €202,171
Total assets
€34.6m▲ 2.1%
2024 · €33.9m
Solvency
82.7%▲ 0.7pp
2024 · 82.0%
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is 67% lower than in 2024 and the lowest since 2021.

Operating result€0.08m 2025 Net result€0.8m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.04m-€0.009m▼ 76.8%€0.2m▲ 23×€0.3m▲ 44.8%€0.2m▼ 48.6%€0.2m▲ 39.7%€0.08m▼ 66.7%
Net result€0.05m-€0.05mwithin the sector's middle half▼ 6.4%€0.3mabove the sector's middle half▲ 511%€0.3mabove the sector's middle half▲ 3.9%€0.2mwithin the sector's middle half▼ 46.2%€0.2mabove the sector's middle half▲ 21.4%€0.8mabove the sector's middle half▲ 309%
Equity€26.8m-€26.9mabove the sector's middle half▲ 0.2%€27.1mabove the sector's middle half▲ 1.1%€27.5mabove the sector's middle half▲ 1.1%€27.6mabove the sector's middle half▲ 0.6%€27.8mabove the sector's middle half▲ 0.7%€28.7mabove the sector's middle half▲ 3.0%
Total assets€28.8m-€28.8mabove the sector's middle half▲ 0.2%€34.0mabove the sector's middle half▲ 17.9%€34.1mabove the sector's middle half▲ 0.2%€34.0mabove the sector's middle half▼ 0.2%€33.9mabove the sector's middle half▼ 0.2%€34.6mabove the sector's middle half▲ 2.1%
Debt€2.0m-€2.0m▲ 1.1%€6.9m▲ 244%€6.6m▼ 3.7%€6.4m▼ 3.7%€6.1m▼ 4.1%€6.0m▼ 1.9%
Working capital€5.7m-€4.9mabove the sector's middle half▼ 14.1%€9.3mabove the sector's middle half▲ 90.3%€8.6mabove the sector's middle half▼ 7.2%€8.7mabove the sector's middle half▲ 1.4%€9.1mabove the sector's middle half▲ 3.8%€8.5mabove the sector's middle half▼ 6.3%
Solvency93.1%-93.1%above the sector's middle half▼ 0.1pp79.8%above the sector's middle half▼ 13.3pp80.6%above the sector's middle half▲ 0.8pp81.3%above the sector's middle half▲ 0.7pp82.0%above the sector's middle half▲ 0.7pp82.7%above the sector's middle half▲ 0.7pp
Current ratio17.63-9.74above the sector's middle half▼ 7.8822.01above the sector's middle half▲ 12.2721.34above the sector's middle half▼ 0.6721.89above the sector's middle half▲ 0.5525.99above the sector's middle half▲ 4.1019.78above the sector's middle half▼ 6.21
Return on assets (ROA)0.2%-0.2%below the sector's middle half=0.9%within the sector's middle half▲ 0.7pp0.9%within the sector's middle half=0.5%within the sector's middle half▼ 0.4pp0.6%within the sector's middle half▲ 0.1pp2.4%within the sector's middle half▲ 1.8pp
Staff (FTE)8.2-7.6above the sector's middle half▼ 7.3%5.9above the sector's middle half▼ 22.4%6above the sector's middle half▲ 1.7%8.9above the sector's middle half▲ 48.3%8.8above the sector's middle half▼ 1.1%8.7above the sector's middle half▼ 1.1%
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34.6m
Fixed assets €25.7m ▲ 4.9%
Current assets €9.0m ▼ 5.1%
Equity and liabilities €34.6m
Equity €28.7m ▲ 3.0%
Debt €6.0m ▼ 1.9%
Debt's share of the balance-sheet total falls from 18.0% to 17.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
2.9%▲
2024 · 0.7%
Debt ≤ 1 year
€452,736▲
2024 · €363,161
Debt > 1 year
€5.5m▼
2024 · €5.7m
Income taxes
€28,685▼
2024 · €70,974
Staff costs
€547,201▼
2024 · €558,541
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as CRAX: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €17m and €64m, founded between 2002 and 2011.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
CRAX Wevelgem2008€34.6m€28.7m€1.2m€0.8m8.72025
TRAMER Evergem2011€45.1m€43.1m€1.0m€3.9m8.32025
STEENBERG Grimbergen2009€25.4m€14.3m€1.3m€0.08m62025
MNP HOLDING Herent2004€23.4m€12.6m€1.3m€1.8m11.32025
D.D.D. CONSULT Deerlijk2002€21.8m€21.2m€0.9m€0.2m7.72025
YVES VANDEPUT Houthalen-Helchteren2005€17.5m€5.1m€1.0m-€0.02m6.22025
NOVO BELGIUM HOLDING Elsene2004€63.7m€50.6m€1.0m€0.08m5.92025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€33.9m€34.6m▲
Fixed assets21/28€24.5m€25.7m▲
Tangible fixed assets22/27€7.8m€9.0m▲
Land and buildings22€7.8m€9.0m▲
Plant, machinery and equipment23€0.002m€0.002m▼
Financial fixed assets28€16.7m€16.7m=
Current assets29/58€9.4m€9.0m▼
Amounts receivable after more than one year29€5.2m€4.9m▼
Trade receivables290€5.2m€0▼
Other amounts receivable291-€4.9m
Amounts receivable within one year40/41€0.3m€0.4m▲
Trade receivables40€0€0.07m▲
Other amounts receivable41€0.3m€0.3m▲
Current investments50/53€2.1m€2.9m▲
Cash at bank and in hand54/58€1.7m€0.6m▼
Deferred charges and accrued income490/1€0.1m€0.1m▲
Equity and liabilities
Total equity and liabilities10/49€33.9m€34.6m▲
Equity10/15€27.8m€28.7m▲
Contributions10/11€16.7m€16.7m=
Reserves13€11.1m€12.0m▲
Distributable reserves133€11.1m€12.0m▲
Profit (loss) carried forward14€358€0.001m▲
Amounts payable17/49€6.1m€6.0m▼
Amounts payable after more than one year17€5.7m€5.5m▼
Financial debts170/4€5.7m€5.5m▼
Amounts payable within one year42/48€0.4m€0.5m▲
Current portion of amounts payable after more than one year42€0.2m€0.2m▲
Trade debts44€0.02m€0.1m▲
Suppliers440/4€0.02m€0.1m▲
Taxes, remuneration and social security45€0.1m€0.1m▼
Taxes450/3€0.05m€0.05m▲
Remuneration and social security454/9€0.09m€0.09m▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0.08m€0.08m=
Income statement Code20242025
Remuneration, social security and pensions62€0.6m€0.5m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.3m€0.5m▲
Other operating charges640/8€0.09m€0.08m▼
Gross operating margin9900€1.2m€1.2m▼
Operating profit (loss)9901€0.2m€0.08m▼
Financial income75/76B€0.2m€0.9m▲
Recurring financial income75€0.2m€0.9m▲
Financial charges65/66B€0.1m€0.1m▲
Recurring financial charges65€0.1m€0.1m▲
Profit (loss) for the period before taxes9903€0.3m€0.9m▲
Income taxes67/77€0.07m€0.03m▼
Profit (loss) for the period9904€0.2m€0.8m▲
Profit (loss) for the period to be appropriated9905€0.2m€0.8m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.8m▲
Profit (loss) brought forward from the previous period14P€186€358▲
Transfer to equity691/2€0.2m€0.8m▲
To the legal reserve6920€0.2m-
To other reserves6921€0€0.8m▲
Social balance sheet
Average headcount (FTE)90878.88.7▼

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62---€0.5m€0.5m€0.6m€0.5m▼ 2.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.2m€0.2m€0.5m€0.3m€0.3m€0.5m▲ 45.5%
Other operating charges640/8---€0.1m€0.07m€0.09m€0.08m▼ 13.4%
Gross operating margin9900€0.7m€0.8m€0.8m€1.5m€1.1m€1.2m€1.2m▼ 2.1%
Operating profit (loss)9901€0.04m€0.009m€0.2m€0.3m€0.2m€0.2m€0.08m▼ 66.7%
Financial income75/76B---€0.3m€0.2m€0.2m€0.9m▲ 444%
Recurring financial income75€0.06m€0.08m€0.3m€0.3m€0.2m€0.2m€0.9m▲ 444%
Financial charges65/66B---€0.2m€0.1m€0.1m€0.1m▲ 5.5%
Recurring financial charges65€0.03m€0.02m€0.08m€0.2m€0.1m€0.1m€0.1m▲ 5.5%
Profit (loss) for the period before taxes9903€0.07m€0.07m€0.4m€0.4m€0.2m€0.3m€0.9m▲ 213%
Income taxes67/77€0.02m€0.02m€0.1m€0.1m€0.06m€0.07m€0.03m▼ 59.6%
Profit (loss) for the period9904€0.05m€0.05m€0.3m€0.3m€0.2m€0.2m€0.8m▲ 309%
Transfer from tax-exempt reserves789---€0----
Profit (loss) for the period to be appropriated9905€0.05m€0.05m€0.3m€0.3m€0.2m€0.2m€0.8m▲ 309%
Line2019202020212022202320242025Change
Assets
Total assets20/58€28.8m€28.8m€34.0m€34.1m€34.0m€33.9m€34.6m▲ 2.1%
Fixed assets21/28€22.7m€23.4m€24.3m€25.0m€24.8m€24.5m€25.7m▲ 4.9%
Tangible fixed assets22/27€6.1m€6.7m€7.6m€8.3m€8.1m€7.8m€9.0m▲ 15.3%
Land and buildings22---€8.3m€8.1m€7.8m€9.0m▲ 15.3%
Plant, machinery and equipment23---€0.01m€0.003m€0.002m€0.002m▼ 27.1%
Furniture and vehicles24---€0.007m€0---
Assets under construction and advance payments27---€0----
Financial fixed assets28€16.7m€16.7m€16.7m€16.7m€16.7m€16.7m€16.7m=
Current assets29/58€6.0m€5.4m€9.7m€9.1m€9.2m€9.4m€9.0m▼ 5.1%
Amounts receivable after more than one year29---€5.1m€4.7m€5.2m€4.9m▼ 5.2%
Trade receivables290---€5.1m€4.7m€5.2m€0▼ 100%
Other amounts receivable291---€0--€4.9m-
Amounts receivable within one year40/41€0.2m€0.1m€0.02m€0.06m€0.5m€0.3m€0.4m▲ 28.4%
Trade receivables40---€24€0.2m€0€0.07m-
Other amounts receivable41---€0.06m€0.3m€0.3m€0.3m▲ 5.5%
Current investments50/53€5.1m€4.4m€3.5m€2.2m€2.2m€2.1m€2.9m▲ 35.2%
Cash at bank and in hand54/58€0.5m€0.7m€1.0m€1.5m€1.7m€1.7m€0.6m▼ 62.4%
Deferred charges and accrued income490/1---€0.1m€0.1m€0.1m€0.1m▲ 2.8%
Equity and liabilities
Total equity and liabilities10/49€28.8m€28.8m€34.0m€34.1m€34.0m€33.9m€34.6m▲ 2.1%
Equity10/15€26.8m€26.9m€27.1m€27.5m€27.6m€27.8m€28.7m▲ 3.0%
Contributions10/11€16.7m--€16.7m€16.7m€16.7m€16.7m=
Reserves13€10.1m€10.2m€10.5m€10.8m€10.9m€11.1m€12.0m▲ 7.4%
Non-distributable reserves130/1---€0----
Reserves not available under the articles1311---€0----
Distributable reserves133---€10.8m€10.9m€11.1m€12.0m▲ 7.4%
Profit (loss) carried forward14€0.001m€0€11€0.001m€186€358€0.001m▲ 145%
Amounts payable17/49€2.0m€2.0m€6.9m€6.6m€6.4m€6.1m€6.0m▼ 1.9%
Amounts payable after more than one year17€1.6m€1.4m€6.4m€6.1m€5.9m€5.7m€5.5m▼ 3.6%
Financial debts170/4---€6.1m€5.9m€5.7m€5.5m▼ 3.6%
Amounts payable within one year42/48€0.3m€0.6m€0.4m€0.4m€0.4m€0.4m€0.5m▲ 24.7%
Current portion of amounts payable after more than one year42---€0.2m€0.2m€0.2m€0.2m▲ 1.0%
Trade debts44-€0.2m€0.1m€0.02m€0.02m€0.02m€0.1m▲ 455%
Suppliers440/4---€0.02m€0.02m€0.02m€0.1m▲ 455%
Taxes, remuneration and social security45---€0.2m€0.1m€0.1m€0.1m▼ 0.2%
Taxes450/3---€0.1m€0.05m€0.05m€0.05m▲ 1.0%
Remuneration and social security454/9---€0.05m€0.06m€0.09m€0.09m▼ 0.8%
Other amounts payable47/48---€0.05m€0.09m€0--
Accrued charges and deferred income492/3---€0.1m€0.08m€0.08m€0.08m=
Line2019202020212022202320242025Change
Profit (loss) for the period9904€0.05m€0.05m€0.3m€0.3m€0.2m€0.2m€0.8m▲ 309%
+ Depreciation and write-downs630€0.2m€0.2m€0.2m€0.5m€0.3m€0.3m€0.5m▲ 45.5%
Operating cash flow (approximation)€0.3m€0.3m€0.5m€0.8m€0.5m€0.5m€1.3m▲ 145%
Investment in fixed assets (approximation)--€0.9m-€1.1m-€1.2m-€0.1m-€0.001m-€1.7m▼ 140,156%
Change in cash-€0.2m€0.3m€0.5m€0.1m€0.02m-€1.1m-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 16 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-08-2026 2026-00495311 NBB
31-12-2024 abbreviated format 29-08-2025 2025-00473177 PDF
31-12-2023 abbreviated format 28-08-2024 2024-00415227 PDF
31-12-2022 abbreviated format 28-08-2023 2023-00389563 PDF
30-06-2021 abbreviated format 03-02-2022 2022-04900075 PDF
30-06-2020 abbreviated format 29-01-2021 2021-02900504 PDF
30-06-2019 abbreviated format 31-01-2020 2020-03500144 PDF
30-06-2018 abbreviated format 26-02-2019 2019-05900442 PDF
30-06-2017 abbreviated format 23-02-2018 2018-05400171 PDF
30-06-2016 abbreviated format 28-12-2016 2016-72200187 PDF

Show all 16 filings

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