Financials
- Fiscal year
- 2025
- Total assets
- €9,613
- Profit
- €4,923
- Solvency
- 51.2%
CRAFTIQ
ActiveSummary
The computed 12-month bankruptcy probability of CRAFTIQ is 2.3% (moderate). The 2025 annual accounts show equity of €4,923 and a net result of €4,923. Its solvency ranks better than 55% of 33926 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€9,613total assets 2025
- Equity
- €4,923
- Profit
- €4,923
Turnover not published (abridged schema)
Structure
Accounts filed 38 d late0 of 1 deed read
Why 53- Founded in 2025- Liquidity: current ratio 2.05, cash €1- Latest accounts 38 days late; 1 of the last 3 late- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 54% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
76
equity 51.2% of total assets
Liquidity
26
short-term debt 48.8% · cash 0.0%
Profitability
100
return on assets 51.2%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.9%lowest value
09-2026: 1.9%● 0.0% vs 08-2026lowest value
10-2026: 2.3%▲ +22.9% vs 09-2026highest value
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 2.05, cash €1 raises the probability
- Latest accounts 38 days late; 1 of the last 3 late raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 56%, liquidity 15%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
38 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 07-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 29-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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