CraftCode
ActiveSummary
CraftCode has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €483k and a net result of €148k. Its solvency ranks better than 60% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-6
Solvency74▲+8
Growth59
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity ample (current ratio 1.96 against 1.67 in 2024; short-term debt: 50.5% and cash: 1.4% of total assets), but 50.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.98M▲ 11.2%
2024 · €2.68M
2024: €2.68M
2025: €2.98M▲ +11.2% vs 2024
2024 → 2025
EBIT margin
7.4%▼ 1.0pp
2024 · 8.3%
2024: 8.3%
2025: 7.4%▼ -11.5% vs 2024
2024 → 2025
Net result
€148k▼ 8.6%
2024 · €161k
2024: €161k
2025: €148k▼ -8.6% vs 2024
2024 → 2025
Working capital
€474k▲ 46.1%
2024 · €325k
2024: €325k
2025: €474k▲ +46.1% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€2.68M-€2.98M▲ 11.2%
2024: €2.68M
2025: €2.98M▲ +11.2% vs 2024
Equity€335k-€483k▲ 44.1%
2024: €335k
2025: €483k▲ +44.1% vs 2024
Operating result€224k-€220k▼ 1.6%
2024: €224k
2025: €220k▼ -1.6% vs 2024
Net result€161k-€148k▼ 8.6%
2024: €161k
2025: €148k▼ -8.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €978k
Fixed assets
€10k ▼ 0.8%
Current assets
€968k ▲ 20.0%
Equity and liabilities €978k
Equity
€483k ▲ 44.1%
Provisions
€2k
Debt
€493k ▲ 2.4%
Debt's share of the balance-sheet total falls from 59.0% to 50.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€226k▼
2024 · €232k
Cash flow
€153k▼
2024 · €170k
Current ratio
1.96▲
2024 · 1.67
Debt to equity
1.02▼
2024 · 1.44
ROE
30.6%▼
2024 · 48.2%
ROA
15.1%▼
2024 · 19.8%
Interest coverage
11.14▼
2024 · 13.68
Debt ≤ 1 year
€493k▲
2024 · €482k
Income taxes
€56k▲
2024 · €49k
Staff costs
€987k▲
2024 · €822k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€817k€978k▲
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€10k€10k▼
Plant, machinery and equipment23€10k€10k▼
Current assets29/58€806k€968k▲
Amounts receivable within one year40/41€779k€939k▲
Trade receivables40€586k€497k▼
Other amounts receivable41€194k€441k▲
Cash at bank and in hand54/58€13k€14k▲
Deferred charges and accrued income490/1€14k€15k▲
Equity and liabilities
Total equity and liabilities10/49€817k€978k▲
Equity10/15€335k€483k▲
Contributions10/11€174k€174k=
Capital10€174k€174k=
Issued capital100€174k€174k=
Reserves13€161k€309k▲
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Tax-exempt reserves132-€84k
Distributable reserves133€144k€207k▲
Profit (loss) carried forward14€64€484▲
Provisions and deferred taxes16-€2k
Provisions for liabilities and charges160/5-€2k
Pensions and similar obligations160-€2k
Amounts payable17/49€482k€493k▲
Amounts payable within one year42/48€482k€493k▲
Trade debts44€227k€259k▲
Suppliers440/4€227k€259k▲
Taxes, remuneration and social security45€235k€214k▼
Taxes450/3€138k€114k▼
Remuneration and social security454/9€97k€100k▲
Other amounts payable47/48€19k€20k▲
Income statement
Code20242025
Turnover70€2.68M€2.98M▲
Goods, raw materials, services and sundry goods60/61€1.62M€1.78M▲
Remuneration, social security and pensions62€822k€987k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€19k-
Gross operating margin9900€1.08M€1.22M▲
Operating profit (loss)9901€224k€220k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€17k€20k▲
Recurring financial charges65€17k€20k▲
Profit (loss) for the period before taxes9903€210k€203k▼
Income taxes67/77€49k€56k▲
Profit (loss) for the period9904€161k€148k▼
Transfer to tax-exempt reserves689-€84k
Profit (loss) for the period to be appropriated9905€161k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€63k▼
Profit (loss) brought forward from the previous period14P-€64
Transfer to equity691/2€161k€63k▼
To the legal reserve6920€17k-
To other reserves6921€144k€63k▼
Social balance
Average headcount (FTE)908713.213.4▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €2.68M | €2.98M | ▲ 11.2% |
| Goods, raw materials, services and sundry goods60/61 | €1.62M | €1.78M | ▲ 10.1% |
| Remuneration, social security and pensions62 | €822k | €987k | ▲ 20.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €6k | ▼ 35.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2k | - |
| Other operating charges640/8 | €2k | €4k | ▲ 108% |
| Non-recurring operating charges66A | €19k | - | - |
| Gross operating margin9900 | €1.08M | €1.22M | ▲ 13.2% |
| Operating profit (loss)9901 | €224k | €220k | ▼ 1.6% |
| Financial income75/76B | €4k | €4k | ▲ 5.3% |
| Recurring financial income75 | €4k | €4k | ▲ 5.3% |
| Financial charges65/66B | €17k | €20k | ▲ 19.3% |
| Recurring financial charges65 | €17k | €20k | ▲ 19.3% |
| Profit (loss) for the period before taxes9903 | €210k | €203k | ▼ 3.2% |
| Income taxes67/77 | €49k | €56k | ▲ 14.6% |
| Profit (loss) for the period9904 | €161k | €148k | ▼ 8.6% |
| Transfer to tax-exempt reserves689 | - | €84k | - |
| Profit (loss) for the period to be appropriated9905 | €161k | €63k | ▼ 60.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €817k | €978k | ▲ 19.7% |
| Fixed assets21/28 | €10k | €10k | ▼ 0.8% |
| Tangible fixed assets22/27 | €10k | €10k | ▼ 0.8% |
| Plant, machinery and equipment23 | €10k | €10k | ▼ 0.8% |
| Current assets29/58 | €806k | €968k | ▲ 20.0% |
| Amounts receivable within one year40/41 | €779k | €939k | ▲ 20.4% |
| Trade receivables40 | €586k | €497k | ▼ 15.1% |
| Other amounts receivable41 | €194k | €441k | ▲ 128% |
| Cash at bank and in hand54/58 | €13k | €14k | ▲ 9.6% |
| Deferred charges and accrued income490/1 | €14k | €15k | ▲ 6.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €817k | €978k | ▲ 19.7% |
| Equity10/15 | €335k | €483k | ▲ 44.1% |
| Contributions10/11 | €174k | €174k | = |
| Capital10 | €174k | €174k | = |
| Issued capital100 | €174k | €174k | = |
| Reserves13 | €161k | €309k | ▲ 91.2% |
| Non-distributable reserves130/1 | €17k | €17k | = |
| Legal reserve130 | €17k | €17k | = |
| Tax-exempt reserves132 | - | €84k | - |
| Distributable reserves133 | €144k | €207k | ▲ 43.8% |
| Profit (loss) carried forward14 | €64 | €484 | ▲ 658% |
| Provisions and deferred taxes16 | - | €2k | - |
| Provisions for liabilities and charges160/5 | - | €2k | - |
| Pensions and similar obligations160 | - | €2k | - |
| Amounts payable17/49 | €482k | €493k | ▲ 2.4% |
| Amounts payable within one year42/48 | €482k | €493k | ▲ 2.4% |
| Trade debts44 | €227k | €259k | ▲ 14.2% |
| Suppliers440/4 | €227k | €259k | ▲ 14.2% |
| Taxes, remuneration and social security45 | €235k | €214k | ▼ 9.1% |
| Taxes450/3 | €138k | €114k | ▼ 17.6% |
| Remuneration and social security454/9 | €97k | €100k | ▲ 3.0% |
| Other amounts payable47/48 | €19k | €20k | ▲ 3.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €161k | €148k | ▼ 8.6% |
| + Depreciation and write-downs630 | €9k | €6k | ▼ 35.2% |
| Operating cash flow (approximation) | €170k | €153k | ▼ 9.9% |
| Investment in fixed assets (approximation) | - | €-5k | - |
| Change in cash | - | €1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2024
Ground area
1.5 ha
Building footprint
2,170 m²
Volume, LiDAR
22,610 m³
Parcel 11472C0421/00F000, Flanders · tallest building 15.6 m, ±3 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
CraftCode
since 20242.362.066.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0421/00F000 | Flanders | 1.5 ha | 1 · 2,170 m² | 15.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENCO
BE 0865.986.405
Beringen · Eq €482,687
TYNESO
BE 0873.235.273
Brussel · Eq €482,697
ELITE CONSULTING
BE 0474.062.358
Oudergem · Eq €483,365
TIEN TIEN
BE 0478.492.387
Laarne · Eq €483,445
DCS BELGIUM
BE 0882.998.027
Brussel · Eq €483,832
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 12,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.